Wells Fargo Tap and Pay: How to Get Started and Use It

To get started with Wells Fargo Tap and Pay, you'll need a Wells Fargo debit or credit card and a compatible mobile device.

First, you'll need to download and install the Wells Fargo mobile app from the App Store or Google Play Store.

Once you've installed the app, tap on the "Account" tab and select "Mobile Banking" to register for mobile banking.

Wells Fargo Tap and Pay is available for use in stores, online, and in-app, making it a convenient option for managing your finances on the go.

You can get a Wells Fargo tap and pay card in a few different ways. New credit card customers will automatically receive a contactless card when they open an account.

To request a contactless card now, you can call the number on the back of your card and ask for a replacement card. Existing credit card customers will receive a contactless card upon current card expiration or customers’ requests for card replacement.

If you have a debit card, you can get a contactless chip card when you request a replacement card or your card is reissued. You can also visit your local Wells Fargo branch or call the number on the back of your current card to request a contactless debit card.

Here are the types of debit cards that will get the contactless feature:

Contactless cards come with chip technology, which provides added security when used at chip-enabled terminals. This technology better protects against counterfeit card fraud.

Each time you use your card at a chip-enabled terminal, encrypted card data is sent to the terminal to process your transaction. No, a card must be inserted or tapped at a chip-enabled terminal to take advantage of the enhanced security.

The contactless technology has an ultra-short read range, making it unlikely that card information can be captured when using the contactless feature.

Contactless cards are a convenient way to make payments, but are they secure? The answer is yes, they are. Contactless cards come with chip technology that provides added security when used at chip-enabled terminals.

Each time you use your contactless card, encrypted card data is sent to the terminal to process your transaction. This technology protects you against counterfeit card fraud.

To take advantage of the enhanced security, you must insert or tap your card at a chip- or contactless-enabled terminal. This is a key point to remember.

The chip technology in contactless cards uses a secure microprocessor that generates a unique cryptographic code for every transaction. This makes it difficult for hackers to access your card information.

Contactless technology has an ultra-short read range, making it unlikely for card information to be captured when using the contactless feature. This adds an extra layer of security to your transactions.

Merchants who process transactions over the phone, mail, or online should use secondary security measures, such as asking for the 3-digit code on the back of your Visa card or the 4-digit code on the front of an AMEX card.

Contactless cards offer a convenient way to make payments, but can your card information still be compromised? Contactless technology is one layer of security to help prevent your Wells Fargo contactless card from being fraudulently used for transactions you make in person.

The chip and contactless technology cannot reduce certain types of fraud that may occur, including, but not limited to, fraudulent web and phone purchases. This means you should still be mindful of your online transactions and take steps to protect your card information.

Wells Fargo offers 24/7 fraud monitoring and Zero Liability protection at no extra cost, which can give you added peace of mind when using your contactless card. This protection can help mitigate the risk of card compromise, even with the convenience of contactless payments.

You can tap your Wells Fargo debit card to access any Wells Fargo ATM by tapping on the Contactless Symbol. This feature is available with the Contactless Symbol and Contactless Indicator, trademarks owned by and used with permission of EMVCo, LLC.

To access ATMs, you'll need to add your Wells Fargo Debit Card to Google Pay or Samsung Pay. You can also use your Samsung phone and Wells Fargo Mobile app to add your card to Samsung Pay.

Wells Fargo contactless debit cards are available to new and existing customers with consumer debit cards, business debit cards, Wells Fargo Advisors debit, The Private Bank debit, and Campus Affinity debit card types.

You can use your Wells Fargo contactless card on any transit system that accepts contactless card payments. Just tap your Wells Fargo contactless card at the appropriate locations and you’re on your way.

Transit systems in key metropolitan areas and cities outside the U.S. are starting to accept contactless payments, making it convenient to use your Wells Fargo card across different systems.

You can use the same Wells Fargo contactless card for different transit systems, which is a great perk for frequent travelers.

Adding your Wells Fargo Debit Card to Google Pay allows you to access any Wells Fargo ATM by tapping on the Contactless Symbol.

A contactless chip card enables you to tap your credit or debit card against a reader, in addition to inserting or swiping your card.

You can use your Wells Fargo contactless card on any transit system that accepts contactless card payments, just tap your card at the appropriate locations and you’re on your way.

The contactless payment cards are built on secure EMV Chip technology, the same security used on contact EMV cards.

Wells Fargo's tap and pay cards are designed to make your life easier and more convenient. The benefits of using a contactless card are numerous and include convenience when making purchases, which is especially useful when you're in a hurry.

One of the most significant advantages of contactless cards is the speed at which you can make payments. Merchants across the U.S. are increasingly accepting contactless cards, making it easier to complete transactions quickly.

You can also use your contactless card to access Wells Fargo ATMs with ease. Simply tap your card, enter your PIN, and you're good to go.

Wells Fargo's contactless cards use advanced encryption and safeguards to protect your information, giving you peace of mind when making payments.

Here are some key benefits of Wells Fargo's tap and pay cards:

Having a card can be super convenient, especially with contactless technology. It's fast, easy, and speeds up your checkout experience.

Merchants across the U.S. are increasingly able to accept contactless cards for payment. This means you'll have more places to use your card, like at stores, restaurants, and online.

Contactless cards also provide quick access to Wells Fargo ATMs. With a simple "tap" and your card PIN, you can withdraw cash or check your balance.

Your contactless card is protected with advanced encryption and safeguards, thanks to the chip on your card. This gives you peace of mind when making purchases or accessing your account.

Here are some benefits of having a contactless card:

Wells Fargo has joined the big bank move to contactless payments, introducing tap-to-pay cards to make transactions quicker and more convenient.

The US has been slow in adopting new payments technology, but this announcement by Wells may encourage more people to use contactless.

Wells Fargo consumer credit card customers started receiving contactless cards in March 2019, and existing customers will receive a contactless card upon current card expiration or upon request.

New credit card customers will automatically receive a contactless card, while existing customers can request one by calling the number on the back of their card.

The contactless payment cards are built on secure EMV Chip technology, which is the same security used on contact EMV cards.

Wells Fargo will enable customers to tap to initiate an ATM transaction at more than 13,000 ATMs around the country later this year.

Here are the types of debit cards that will receive the contactless feature:

Existing debit card customers will receive a contactless chip card when they request a replacement card or their card is reissued.

You can add your Wells Fargo card to Samsung Pay using your Samsung phone and the Wells Fargo Mobile app.

Wells Fargo also integrates with Samsung Pay, making it easy to make transactions on the go.

To add your Wells Fargo card to Samsung Pay, you'll need to use your Samsung phone and the Wells Fargo Mobile app.

Wells Fargo contactless debit cards can be used to tap for access at any Wells Fargo ATM, and you can also use your PIN for access.

You can insert your contactless debit card anytime for access at Wells Fargo and non-Wells Fargo ATMs that display the Visa or Plus logos.

Not all non-Wells Fargo ATMs are enabled to provide "tap" access for Wells Fargo contactless cards or digital wallets, but other banks may offer this access in the future.

You can view your transit transaction history with your contactless card by logging into your online account and selecting the "Account Activity" page. From there, you can click on the "+" sign for more details about each transaction.

A field labeled "Transaction Method" will show you how the transaction was processed, whether it was completed by "card tapped", "card inserted", or "card swiped."

You can tap your contactless debit card to access a Wells Fargo ATM, but you'll still need to enter your PIN. Wells Fargo ATMs are enabled for tap access, and you can also insert your contactless debit card for access at Wells Fargo and non-Wells Fargo ATMs that display the Visa or Plus logos.

Most non-Wells Fargo ATMs are not yet enabled for tap access with Wells Fargo contactless cards or digital wallets, so you may need to insert your card or use your PIN instead. However, it's possible that other ATM providers will add tap access in the future.

Your contactless card also has a chip and magnetic stripe, so you can use it at terminals that don't support contactless payments. Just insert your card into chip-enabled terminals or ATMs, or use the magnetic stripe at terminals that aren't yet chip or contactless-enabled.

To access a Wells Fargo ATM with your contactless card, you can add your Wells Fargo Debit Card to Google Pay or Samsung Pay, and then tap on the Contactless Symbol at the ATM.