Take Contactless Payments on Phone and Boost Your Business

Taking your business to the next level has never been easier. By allowing customers to take contactless payments on their phone, you can boost your sales and increase customer satisfaction.

According to a study, 71% of consumers prefer to use contactless payment methods, making it a game-changer for businesses. This means that by offering contactless payments, you can cater to the majority of your customers' preferences.

With contactless payments, customers can make purchases quickly and easily, reducing the risk of lost or stolen cards. This convenience can lead to increased customer loyalty and retention.

Accepting payments with a phone offers numerous advantages for businesses. Location independence is one of the main benefits, allowing businesses to accept payments anytime, anywhere.

Mobile payment systems can improve a business’s cash flow by settling payments quickly, sometimes within one business day. This is particularly helpful for businesses that rely on cash flow to operate.

Offering a variety of payment methods, including mobile payments, can cultivate the kind of payment experience customers want. This can lead to repeat business and a positive reputation for the business.

Mobile payment systems can also increase efficiency by streamlining operations and automatically updating inventory and sales records. This reduces manual data entry and the potential for errors.

Mobile payment systems often require less expensive hardware than traditional POS systems. Some providers even offer free card readers to new customers.

Here are some of the key features of mobile payment systems:

Contactless payments are quick and secure. They take a payment in seconds and don’t store card numbers on your phone. Square security standards also protect your account from fraud and disputes.

You can take contactless payments on your phone using various platforms, but compatibility is key. Ensure your device meets the necessary requirements, such as Apple's Tap to Pay feature for iPhone users.

For iPhone users, you'll need to ensure your device is compatible with Apple's Tap to Pay feature. This means having an iPhone that supports this feature. Android users, on the other hand, can use Tap to Pay on Android, which is compatible with Android 10 or later versions with NFC technology.

Here are some compatible devices and platforms:

Zeller App is a great option for Australian businesses, allowing them to accept EFTPOS payments on their phone. This app is available for download from the App Store or Google Play Store.

Platforms can be a game-changer for businesses looking to expand their payment options. You can use Tap to Pay on iPhone or Android to enable users to accept payments directly on their devices, without the need for additional hardware.

Tap to Pay on iPhone is a convenient way to accept payments, protected by the security and privacy features built into the iPhone. Apple does not store card numbers on devices or on Apple servers.

Tap to Pay on Android lets users accept payments directly using contactless technology on compatible Android phones and tablets. This allows you to reach a wide variety of NFC-enabled and Google-certified devices.

To use Tap to Pay on Android, you'll need an Android 10 or later version with NFC technology. This is a relatively recent requirement, so make sure your device meets the necessary specs.

Here are some examples of platforms that support Tap to Pay:

By integrating Tap to Pay into your platform, you can expand your in-person payment options and support a number of use cases, such as farmers markets, pop-up shops, and concerts.

If you're planning to use your iPhone for photography, you'll be happy to know that it's available on all devices with an iPhone XS or later.

The feature is available on all these models, making it a great option for anyone looking to capture high-quality photos.

To get started, make sure you're signed in to your iPhone with an Apple ID, as this is a requirement for using the feature.

To get started with taking contactless payments on your phone, you'll need to integrate Stripe Terminal, which enables you to build your own in-person checkout. This can be done without needing Terminal hardware to use Tap to Pay.

Integrating Stripe Terminal can be set up in as little as a few days, and users can start taking payments in minutes once they download your app. You can also add Tap to Pay to an existing account in as little as a few days.

To activate Tap to Pay, your app needs to be enabled with it, allowing your users to start accepting contactless payments right away. Once enabled, you can scale in minutes to all enabled devices.

If you need to take contactless card payments immediately, choose a payment app with a simple, online sign-up process. With Zeller, for example, you can open an account online, within a matter of minutes, and start taking card payments on your smartphone.

The cost of taking contactless payments on your phone can vary widely depending on the payment app you choose. Zeller, for example, offers a low flat transaction fee of 1.4% for all cards, including American Express.

Some payment apps, like Zeller, also let you pass the transaction fee onto your customer through surcharging, which can be a big advantage. If you choose to surcharge, you'll incur no fee whatsoever for accepting contactless payments on your phone.

Square processing rates are clear from the start, with a simple rate of 2.6% + 10 cents per tap. This is a great option for businesses that want to avoid hidden fees and long-term contracts.

Here's a breakdown of some common costs associated with taking contactless payments on your phone:

Keep in mind that fees can change, and each provider's pricing structure is different. Be sure to review the pricing details extensively before choosing a provider.

Square processing rates are clear from the start, with one simple rate by payment method. No hidden fees, no long-term contracts.

If you're looking for a straightforward pricing model, Square is a great option. You know exactly what you're getting into.

The cost of using Square is 2.6% + 10 cents per tap, which is a competitive rate in the industry. This rate applies to all card payments, with no hidden fees or surprises.

Some payment providers, like Stripe, charge higher rates for card-not-present transactions, which can be a concern for businesses that process a lot of online payments. But with Square, you know exactly what you're paying.

If you're a high-volume business, you may be able to negotiate better rates with some providers. However, Square's transparent pricing model makes it easy to understand exactly what you're paying.

Here's a breakdown of the costs associated with popular mobile payment providers:

Partnering with us offers flexibility in payment processing. You can connect with one of our certified Discover Global Network Tap on Mobile solution partners.

We've partnered with companies that specialize in Android and Apple Tap to Pay on iPhone. This means you can easily integrate their solutions into your business.

Our payment partners have been vetted and certified to ensure a seamless experience. You can trust that they'll provide reliable and secure payment processing.

By partnering with us, you can take advantage of our certified Discover Global Network Tap on Mobile solution partners. This includes companies that offer Android and Apple Tap to Pay on iPhone solutions.

Taking contactless payments on your mobile phone is incredibly safe. NFC technology only works within a couple of centimeters, making it difficult for fraudsters to intercept transactions.

The Zeller App's Tap to Pay feature on both Android and iPhone adheres to global security standards and regularly verifies device security. Secure PIN processes are also in place to protect user information.

Tap to Pay on iPhone takes an extra layer of security with Apple's unique features, such as issuing decryption keys after thorough validation and leveraging the iPhone's built-in security element.

Taking contactless payments on your mobile phone relies on 'Near Field Communication', or NFC, which only works within a couple of centimetres, making it difficult for fraudsters to intercept transactions.

This close range technology is used for making payments with a mobile wallet, and it's incredibly secure.

Tap to Pay on both Android and iPhone via the Zeller App offers highly secure contactless payments that adhere to global security standards.

Both platforms support various card types, regularly verify device security, include secure PIN processes, and use advanced technology to ensure every transaction is not only convenient but also protected.

Tap to Pay on iPhone ensures secure transactions through Apple's unique features, such as issuing decryption keys after thorough validation and leveraging the iPhone's built-in security element.

Having a reliable payment system in place is crucial, especially in emergency situations. For businesses that use traditional EFTPOS machines, an app installed on their phone can be a lifesaver.

If your terminal lets you down or you experience a surge in customers, you won't miss a beat with a mobile payment app. In the case of an outage or damaged EFTPOS machine, you can keep trading as usual by using your phone.

This means you can avoid reverting to cash-only payments, which can lead to lost sales in today's digital age.