
To file a Verizon insurance claim, you'll need to have a Verizon account with coverage. You can start the process online, by phone, or through the My Verizon app.
Verizon offers a variety of insurance options, including equipment protection and accidental damage coverage. These plans can help protect your device from damage or loss.
To initiate the claim process, you'll need to provide documentation, such as a police report or a receipt for the damaged device. You can find more information on required documentation in the Verizon insurance claim process section.
Verizon typically responds to claims within 24-48 hours, but this timeframe may vary depending on the complexity of the claim.
Verizon Insurance Claim Process
To start a claim with Asurion, you'll need to have the details about your damaged or lost device as well as your personal information for your Verizon Wireless account.
You can file a claim through Asurion's website, mobile app, or by phone, and it's a straightforward process that can be completed quickly.

Before filing a claim, make sure you've paid your deductible fee and have an active insurance plan.
You'll need to provide information about your device, including the make and model, and details about the issue you're experiencing.
If your claim is approved, you can expect to pay your service fee or deductible and then send in your device to be repaired or receive a replacement device.
The shipping address must be a physical address, not a PO Box, and Asurion will ask for it if your claim is approved for a replacement device or repair.
If your claim is approved Monday through Thursday, you can expect delivery of a replacement device the next day.
Coverage and Limitations
Verizon insurance claim coverage is generally limited to the original purchase price of the device, minus any deductible or fees associated with the claim.
Verizon offers a range of coverage options, including accidental damage, loss, and theft, as well as extended warranties.
However, coverage may not be available for certain types of damage, such as water damage or cosmetic damage.
What Is Covered

Broken phones are covered under a phone insurance policy, including cracked screens and water damage.
Lost phones are also covered, but the author hasn't experienced this firsthand.
Stolen phones are covered, but again, the author can't offer a review of how that works.
The author has broken two phones and submitted claims, so they can give a step-by-step overview of the process.
Cost
The cost of Verizon's broken phone insurance is a significant factor to consider. It costs $50 a month to cover four smartphones on your account.
You'll pay a total of $600 in a year, or $1200 in two years, which is more than the price of the newest iPhone.
The cost is a one-time payment each month, and it's a flat rate regardless of how many claims you make.
The $50 monthly fee may seem steep, but it's worth considering the potential cost of repairing or replacing a broken phone.
What's Covered
If you have phone insurance through Verizon Wireless, you're covered for more than just broken phones. Broken phones are a common issue, and having insurance can save you money in the long run.

Asurion provides coverage for Verizon Wireless phone insurance, so you can file a claim on their site first. This can be a huge help if you're in a situation where you need to get your phone fixed or replaced quickly.
In addition to broken phones, phone insurance through Verizon Wireless also covers lost and stolen phones. I've never lost a phone or had one stolen, but I've heard it's a good thing to have coverage for those situations.
Having broken two phones and submitting claims for them, I can give you a step-by-step overview of what to expect. This can be a helpful guide if you're going through the process for the first time.
Cracked Screen Coverage Has Limitations
Cracked screen coverage is only for select smartphones. Verizon doesn't specify which phones are included.
If you've cracked the front and the back of your phone, the cracked screen repair doesn't apply. You'll need to submit a full claim to get a whole new phone.

Having a physically broken phone doesn't qualify you for a claim if it still works. But if the phone can't charge or the power or volume buttons don't work, you can file an insurance claim.
You may not be able to claim it if you don't have extended warranty coverage on your phone.
Limits to Coverage
You should be aware of the limits to Verizon's insurance coverage.
There's a cap on the max amount you can file, which is $3,000 in a single year.
You can register up to three lines and have a cap on the max amount you can file per year, but that's not all.
It's also possible to reach the max number of claims with Verizon and then they won't cover anything else.
Device Eligibility and Replacement
To file a claim with Verizon, your device must be eligible, which typically means it's within the warranty period or you've purchased insurance. This can be as short as 30 days or as long as 2 years, depending on the plan you choose.

Verizon's insurance plans can be purchased separately or bundled with your device, and they often have a deductible, which can range from $49 to $299. AppleCare, on the other hand, is a separate purchase that can be made within a certain timeframe after buying your device.
If your claim is approved, Verizon will replace your device with a new one, or repair it if possible, and you'll get a replacement device quickly, usually within 1-2 business days.
How to File in My App?
Filing a claim through the My Verizon app is a convenient option for customers. You can start the process by opening the app on your device.
To get started, navigate to the "devices" section within the app. From there, select the device you want to file a claim for and choose the "file a claim" option.
The app will guide you through the claims process, asking for information about the device and the issue you're experiencing. You'll also need to provide details about your insurance plan.
If required, you'll be prompted to pay the deductible fee. Once your claim is submitted, you can track its status through the app.
You can also receive updates about the progress of your claim via email or text message.
What If Your Device Isn't Eligible for Replacement

If your device isn't eligible for replacement, you'll need to explore other options. You may be able to repair the device at your own expense or purchase a new one.
Asurion may be able to provide a list of authorized repair centers that you can contact for assistance. These centers can help you fix your device, but you'll need to pay for the repairs yourself.
The terms and conditions of your insurance policy will dictate what is and isn't covered. It's essential to understand your coverage and any applicable deductibles before filing a claim.
If you have questions about your policy or the claims process, you can contact Asurion or Verizon for assistance. They can help clarify any confusion and guide you through the process.
Replacing a Broken
Replacing a broken phone is a relatively straightforward process with Verizon's insurance. You can start your claim within your Verizon Wireless account, but you'll be redirected to their partner Asurion.
The replacement device Asurion sends comes with a 12-month warranty, which is a nice bonus.
You Get Isn't New

You might be surprised to find out that the phone you get through a broken phone claim isn't brand new. Through Verizon's relationship with Asurion, you're actually getting a newly refurbished phone.
In my experience, I was initially worried about getting a refurbished phone, but it's been working great.
AppleCare vs. Insurance
AppleCare provides two years of coverage for your iPhone, with the option to purchase an additional two years for a total of four years of protection.
The cost of AppleCare is $149 for a new iPhone, which is a one-time payment that covers you for the full two years.
Verizon's broken phone insurance, on the other hand, offers two years of protection for $11.99 per month, which adds up to $287.76 over the two-year period.
AppleCare also covers accidental damage, such as dropping your iPhone, for the full two years, whereas Verizon's insurance only covers accidental damage for the first 12 months.
If you decide to purchase AppleCare, you can do so within 60 days of purchasing your iPhone.
Deductible and Support

The deductible for Verizon insurance varies depending on the repair needed, with a cracked front screen fix costing $29.
If you're dealing with a more expensive repair, like a broken iPhone 6s or iPhone XR, be prepared to pay a higher deductible, which was $100 and $229, respectively, at the time of writing.
The good news is that Verizon insurance covers not just broken phones, but also lost and stolen ones, giving you added peace of mind.
What Is the Deductible
The deductible is a crucial part of Verizon insurance. It's the amount you pay out of pocket for repairs.
Verizon's deductible varies depending on the repair needed. For example, a cracked front screen repair costs $29.
You can expect to pay a higher deductible for more expensive devices, like iPhones. I recall paying $100 and $229 for a broken iPhone 6s and iPhone XR, respectively.
Deductibles for newer, more expensive iPhones are likely much higher, potentially in the thousands of dollars.
What's the Support Number?

The Asurion Customer Care team is available 24/7 to assist with claims and answer any questions customers may have.
The phone number to call is 1-888-881-2622, which can be used to file a claim for a damaged, lost, or stolen device.
You'll be prompted to provide information about your device and the issue you're experiencing, as well as your insurance plan and deductible fee.
The Asurion website and Customer Care team can be used to track the status of your claim, and you'll receive updates via email or text message.
Filing a claim by phone may take a bit more time than using the My Verizon app, but it's still a convenient option for those who prefer to speak with a representative directly.
Tracking and Status
Once you've submitted your Verizon insurance claim, you can track its status online or through the Verizon Claims app.
To track your claim online, log in to your Verizon account and navigate to the "Claims" section.

Verizon typically updates claim status within 24-48 hours of receiving your claim.
The status of your claim can be one of several options, including "Received", "In Progress", or "Paid."
You can also track your claim through the Verizon Claims app, which is available for both iOS and Android devices.
The app allows you to view the status of your claim, as well as attach documents and communicate with a claims representative.
Verizon's claims process is typically completed within 30 days of receiving your claim.
If you have any issues tracking your claim or need assistance, you can contact Verizon's customer service team for help.
Frequently Asked Questions
What is the phone number for Verizon insurance?
To file a claim with Verizon Home Device Protect, call Asurion at 844-769-1991. This number is available 24/7 for your convenience.
How do I contact asurion Verizon?
To get in touch with Asurion Verizon, call their dedicated support line at 888-881-2622. Reach out to them directly for assistance with your device or service.
What does my Verizon phone insurance cover?
Verizon phone insurance covers loss, theft, damage (including water damage), and cracked glass repair for select smartphones, with next-day device replacement and a $0 deductible. Get instant peace of mind with our comprehensive protection plan.
How much is my Verizon insurance deductible?
Your Verizon insurance deductible is $99, unless your loss and theft deductible is under $99, in which case it's waived. Check your policy details for more information on deductibles and coverage.
How to submit a Verizon claim?
To submit a Verizon claim, you can file online, call (888) 881-2622, or use the My Verizon app. Follow the in-app instructions to manage your device and initiate the claim process.
Sources
- https://fairshake.com/verizon-wireless/file-an-insurance-claim/
- https://www.uslegalforms.com/forms-kit/us-02914bg/insurance-claim-for-verizon
- https://betterscope.co.uk/en-us/education/verizon-asurion-claim/
- https://www.gadgetreview.com/verizon-phone-insurance
- https://www.leahingram.com/what-you-need-to-know-about-verizon-broken-phone-insurance/
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