Verizon Asurion Claim: Everything You Need to Know

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Verizon Asurion is a protection plan that offers repair or replacement of damaged devices, including smartphones and tablets.

The plan is usually purchased at the time of device purchase or added to an existing plan within 30 days of activation.

To file a claim, you'll need to contact Asurion customer service and provide your device's serial number and a brief description of the damage.

The claims process typically takes 2-3 business days to complete after all necessary information is received.

Starting a Claim

To start a claim with Asurion, you'll need to have the details about your damaged or lost device, as well as your personal information for your Verizon Wireless account.

You can file a claim through various methods, including the My Verizon app, Asurion's website, or by calling Asurion. To file through the My Verizon app, open the app, select "Menu", then "Devices", and find the device you want to file a claim for.

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Before you start the claim, make sure you have your phone carrier details, make and model of your phone or device, phone number, a detailed account of what happened to your device, billing and shipping information, and your payment method to pay your deductible.

If your claim is approved, you can expect to pay your service fee or deductible and then send in your device to be repaired or receive a replacement device.

What's Needed to Start a Claim Process?

To start the claim process, you'll need to gather some essential information. You'll want to have the details about your damaged or lost device, including its model and serial number. You'll also need your personal information for your Verizon Wireless account.

It's also a good idea to have your shipping address handy, as you'll need to provide this when sending in your device for repair or receiving a replacement. Don't worry if you don't have a physical address - you can use a street address instead of a PO Box, but be aware that Asurion won't be able to ship to PO Boxes.

Here are the specific details you'll need to have ready:

  • Device details (model and serial number)
  • Personal information for your Verizon Wireless account
  • Shipping address (not a PO Box)

Having this information at hand will make the claim process much smoother and faster.

How to File a Claim

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Filing a claim through Asurion is a straightforward process. You can start by calling Verizon Wireless customer service at 1-888-881-2622 to report your damaged, lost, or stolen device.

Before making a claim, ensure you have the necessary details about your device and your Verizon Wireless account. This includes your device's make and model, the incident that occurred, and your billing and shipping information.

To file a claim, follow these steps: call Verizon Wireless customer service, verify your device protection plan coverage and eligibility, provide information about the device and the incident, and pay the deductible if applicable.

You can also file a claim through the My Verizon app, which is a quick and easy way to get started with the claims process. To do this, open the app, select "Menu", click on "Devices", and find the device you want to file a claim for.

Here's a step-by-step guide to filing a claim through the My Verizon app:

  1. Open the My Verizon app
  2. Tap on the Menu icon located in the upper left corner of the screen
  3. Tap on Devices
  4. Scroll down to find the device you want to file a claim on
  5. Tap on Manage Device
  6. Tap on Lost, Stolen or Damaged Device?
  7. Fill out the text fields with the requested information
  8. Submit the claim

Alternatively, you can file a claim through Asurion's website or by calling Asurion directly. To do this, go to the Asurion home page, click on the Claim button, and follow the prompts to provide the necessary information.

It's essential to note that you must pay your deductible at the time you file your claim, and you'll need to provide information about your device, the incident, and your billing and shipping information.

Claim Process and Requirements

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To start a claim with Asurion, you'll need to have your device's details and your personal information for your Verizon Wireless account ready.

You can expect your claim to be approved immediately or it may take a few days to be reviewed, in which case you might be contacted for additional information.

Before sending in your device or receiving a replacement, Asurion will ask for your shipping address, and they cannot ship to PO Boxes.

If your claim is approved on a weekday, you can expect delivery for a replacement device the next day, but if it's approved on a Friday or Saturday, delivery will be the following Monday, and claims approved on Saturday evening and Sunday will be sent the following Tuesday.

What Damages Can You Recover?

You can file a claim for damages that fall under your insurance plan, which is determined by the type of policy you've selected.

The key things to pay attention to when determining what kinds of damages you can file a claim for include the type of policy you’ve selected, what’s covered for your particular device based on that policy, and what your deductible is.

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Your premium, which is the amount of money you pay each month, affects your deductible. The higher your premium, the lower your deductible.

If you have a deductible of $100 and pay $12 per month in premium, you'll have to pay that $100 upfront when filing a claim before your insurance policy will cover the rest.

You can recover damages for unexpected product failure, such as a new phone that's not working properly.

Phone Number

To make a Verizon Asurion claim by phone, you can call Asurion at 1-888-881-2622. This number is specifically for Verizon claims.

You can reach the Asurion Customer Care team 24/7 to assist with claims and answer any questions you may have. They are available to help at any time.

Calling the Asurion Customer Care team can take a bit more time than using the My Verizon app, but it's still a convenient option for those who prefer to speak with a representative directly.

Phone Repair Number

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The phone repair number you'll need to call is 1-888-881-2622. This is the same number you'll need to dial to report a damaged, lost, or stolen device.

You'll need to provide information about your device and the incident when you call this number. This will help the representative determine the next steps in the repair process.

To start the process, simply call the phone repair number and be prepared to verify your device protection plan coverage and eligibility for a claim.

Eligibility and Limitations

You can file a claim with Asurion immediately after purchasing device protection from Verizon. There is no waiting period between signing up and using the service.

To start a claim, you'll need to have your device details and Verizon Wireless account information ready. This will help the process go smoothly.

Once your claim is approved, you'll need to pay your service fee or deductible, and then send in your device for repairs or provide information for a replacement device to be mailed.

Do You Need to Return Your Old Phone?

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You'll need to return your old phone after receiving a replacement through Asurion. This is to prevent fraud and ensure the original device isn't used again.

A prepaid shipping label and return envelope will be sent to you by Asurion, so be sure to follow their instructions to send back your old device in a timely manner.

If your returned device is not in good working order, Asurion may charge you a fee or reject the return. This means the device should be fully functional, free of physical or liquid damage, and free of cracks, chips, or other defects.

Failing to return your old device can result in additional fees and consequences, including the suspension or termination of your wireless service.

What Is the Claim Limit?

The claim limit is the maximum amount that the insurance will pay for a single claim, and it varies based on the device and the type of coverage.

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Typically, the claim limit ranges from $50 to $450, but it's essential to check your insurance plan documentation or contact Asurion directly to confirm your specific claim limit.

You'll need to pay a deductible for each claim, and any additional costs for the replacement device are not covered by the claim limit.

It's not uncommon for the claim limit to not cover the full value of the device, so be prepared to pay out of pocket for any remaining balance.

What If Your Device Isn't Eligible for Replacement?

If your device isn't eligible for replacement, you won't receive a replacement device or reimbursement for it. This can happen if your device is too old or if the damage isn't covered under the insurance policy.

Your insurance policy's terms and conditions dictate what is and isn't covered, so make sure you understand them before filing a claim. You can contact Asurion or Verizon for assistance if you have questions about your policy or the claims process.

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You won't get a replacement device if your device has been lost or stolen, or if it's not covered under the policy. This includes accidental damage if the device was damaged while in use for an activity that's not covered under the policy.

If your policy has lapsed or your device is no longer eligible for coverage, you won't be able to file a claim for a replacement device. In these cases, you'll need to explore other options, such as repairing the device at your own expense or purchasing a new one.

Asurion may be able to provide a list of authorized repair centers that you can contact for assistance.

Insurance and Deductibles

To file a Verizon Asurion claim, customers must have an active insurance plan and pay a deductible fee. This fee is a one-time payment that varies depending on the customer’s insurance plan and the type of device being claimed.

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The deductible for damaged phones is generally lower than for lost or stolen phones, due to the higher replacement cost. For example, the deductible for a damaged phone may be different from the deductible for a lost or stolen phone.

Customers can find out their specific deductible amount by checking their insurance policy or by contacting Asurion directly. The deductible is typically paid at the time the claim is filed and can be paid via credit card or other accepted payment methods.

The deductible amount varies depending on the type of device and the type of coverage the customer has. Typically, the deductible ranges from $49 to $299 for smartphones and from $19 to $149 for basic phones.

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What Is an Insurance Plan?

An insurance plan is required to file a Verizon Asurion claim. This plan is offered by Verizon in partnership with Asurion, a third-party insurance provider.

To be eligible for a Verizon Asurion claim, customers must have an active insurance plan. This means the plan must be currently in effect and not expired.

Customers with an active insurance plan can file a claim for accidental damage, loss, or theft of their device. This includes smartphones and other devices covered by the plan.

What Is a Deductible?

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A deductible is a fee you pay when filing an insurance claim, and it can vary depending on your insurance plan and the type of device being claimed.

The amount of the deductible can range from $9 to $299, depending on the type of device and coverage you have.

For example, the deductible for a damaged phone may be different from the deductible for a lost or stolen phone. This is because the replacement cost for a lost or stolen phone is typically higher.

You can find out your specific deductible amount by checking your insurance policy or contacting Asurion directly. It's a good idea to review your policy and understand the deductible before filing a claim.

The deductible is a one-time fee for each claim, and it's usually paid at the time the claim is filed. You can pay it via credit card or other accepted payment methods.

Deductibles can be paid for repairing or replacing a device, and they don't cover the full cost of the repair or replacement.

Tracking and Processing

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Tracking your Verizon Asurion claim is easy and can be done online or through the Asurion customer service hotline. You can log in to your Asurion account and select "Track My Claim" to see the status of your claim.

The time it takes to process a claim can vary, but it typically takes about 2 to 5 business days for Asurion to process a claim and either approve or deny it. Once a claim is approved, a replacement device will be sent out.

To track your claim online, simply follow these steps: select the "Claims" tab, and you'll see the status of your claim and get updates on when your replacement device will be shipped. If you prefer to track your claim over the phone, you can call Asurion customer service at 1-888-881-2622.

Returning Old Phone

Returning an old phone to Asurion is a crucial step in the claims process. You'll need to return your old device after receiving a replacement to prevent fraud and ensure the original device isn't used again.

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A prepaid shipping label and return envelope will be provided to make the process easy. Follow the instructions carefully to avoid any potential delays or issues with your claim.

The returned device must be in good working order, fully functional, and free of any physical or liquid damage. This means it should be free of cracks, chips, or other defects.

Failing to send back the old device can result in a delay of your claim resolution or even legal action against you. Asurion may charge a non-return fee to cover the cost of the replacement device.

You have 10-15 days to return your old phone to Asurion to avoid the non-returned device fee. If you're unable to return the device due to unforeseen circumstances, contact Asurion immediately to discuss alternative arrangements.

Asurion encourages customers to promptly return their old devices to avoid any potential issues with their claims.

Track Your Application

You can track your Verizon Asurion claim online or over the phone. To track your claim online, simply log in to your Asurion account and select "Track My Claim" to see the status of your claim, including when your replacement device is expected to arrive.

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The time it takes to process a claim can vary depending on several factors, including the type of device, the extent of damage or loss, and the availability of replacement devices. However, by tracking your claim, you can stay informed and know when to expect your replacement device.

To track your claim online, follow these steps: Select the "Claims" tab, and here you can see the status of your claim and get updates on when your replacement device will be shipped.

You can also track your claim over the phone by calling Asurion customer service at 1-888-881-2622. A representative will be able to provide you with information about the status of your claim and answer any questions you have.

After filing a claim, you'll receive an email with the tracking and shipping details after the claim has been approved. This email will provide you with the necessary information to track your claim.

Here are the common steps that occur after filing a Verizon insurance claim:

  1. Review of the claim: Asurion will review the claim to verify coverage and eligibility. This process typically takes 24 to 48 hours.
  2. Repair or replacement of the device: If the device is repairable, Asurion will send instructions for shipping the device to the repair center. If the device is not repairable, Asurion will send instructions for receiving a replacement device.
  3. Tracking the claim: Customers can track the status of their claim through the My Verizon app or by logging into their Asurion account.
  4. Repair or replacement completion: After the repair or replacement process is complete, the customer will receive the repaired or replacement device.
  5. Return of the original device: If the original device was sent for repair, it will be returned to the customer once the repair is complete.

Typically, it takes about 2 to 5 business days for Asurion to process a claim and either approve or deny it.

Frequently Asked Questions

How do I file a claim with Asurion Verizon?

To file a claim with Asurion Verizon, you can visit their website, call (888) 881-2622, or use the My Verizon app to initiate the process. Start by selecting the relevant option to begin your claim.

How much is the deductible for Verizon Asurion?

The deductible for Verizon Asurion is $99 per claim. This fee is waived for cracked screen and back glass repairs.

Virgil Wuckert

Senior Writer

Virgil Wuckert is a seasoned writer with a keen eye for detail and a passion for storytelling. With a background in insurance and construction, he brings a unique perspective to his writing, tackling complex topics with clarity and precision. His articles have covered a range of categories, including insurance adjuster and roof damage assessment, where he has demonstrated his ability to break down complex concepts into accessible language.

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