epfo pf withdrawal form Online Process and Requirements Explained

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To withdraw your EPFO PF, you'll need to submit Form 19, also known as the Composite Claim Form. This form is available on the EPFO website.

You can download the form from the EPFO website and fill it out online. The form requires your PF account number, name, and other details.

Once you've filled out the form, you'll need to attach the required documents, such as your ID proof and address proof. Make sure to keep a copy of the form and documents for your records.

The online process for EPFO PF withdrawal is quick and easy, and you can track the status of your claim online.

PF Withdrawal Basics

To withdraw your EPF, you'll need to fill out the PF withdrawal form and submit it at the Regional Provident Fund Office.

You can easily check the jurisdiction of your PF office through the alpha-numeric Provident Fund Account Number on your salary slip, which shows your state and location.

Credit: youtube.com, PF withdrawal process online 2024 | PF का पैसा कैसे निकालें | Online PF Withdraw Process Simplified

To be eligible for PF withdrawal, you can withdraw your entire EPF balance upon retirement, after reaching the age of 58. Alternatively, you can withdraw funds for a medical emergency, higher education, home purchase, or construction, or if you lose your job due to layoff or retrenchment.

If you're laid off or retrenched, you can withdraw a portion of your EPF corpus. According to the new law, you can withdraw 75% of the corpus after one month of unemployment, and the remaining 25% will be transferred to your new EPF account once you find a new job.

To make a claim online, you'll need an active UAN, bank details linked with your UAN, PAN, and Aadhaar details.

Here's a summary of the eligible conditions for PF withdrawal:

  • Complete sum withdrawal: retirement after 58 years
  • Partial withdrawal: medical emergency, home acquisition or building, or higher education
  • 90% withdrawal: one year before retirement
  • Job loss withdrawal: layoff or retrenchment
  • New law withdrawal: 75% after one month of unemployment

PF Withdrawal Process

To initiate the PF withdrawal process, you'll need to enter your exit date on the Unified Member Portal. This can be done by logging in with your Universal Account Number and password, then clicking on the 'Manage' tab and selecting 'Mark Exit'.

Credit: youtube.com, PF withdrawal process online 2024 | PF का पैसा कैसे निकालें | Online PF Withdraw Process Simplified

The exit date should be the same as mentioned in your resignation or company leaving letter. You can check the exit date by clicking on the 'Service History' option under the 'View' tab after logging into the UAN portal.

To withdraw your EPF without a UAN, you'll need to submit a PF withdrawal form at the Regional Provident Fund Office. You can find the jurisdiction of your PF office through your alpha-numeric Provident Fund Account Number, which shows your state and location from your salary slip.

The PF withdrawal process involves filling out a form and submitting it to the Regional Provident Fund Office. You'll need to provide identity attestation from a bank manager, magistrate, or gazette officer.

Here's a step-by-step guide to applying for EPF withdrawal online:

  • Enter your UAN and password, and fill in the captcha.
  • Verify your KYC information, including Aadhaar, PAN, and bank details.
  • Choose the type of claim you need: full EPF settlement, partial EPF withdrawal (loan/advance), or pension withdrawal.
  • If you're applying for a partial withdrawal, select 'PF Advance' and fill in the reason for the advance, the amount you need, and your current address.
  • Review your application, submit it, and upload scanned documents if required.
  • If approved, funds will be credited to your bank account in 15-20 days.

PF Withdrawal Forms

PF Withdrawal Forms can be a bit confusing, but don't worry, I've got you covered.

There are several forms you can use to withdraw your PF, but the most common ones are Form 19 and Form 10C.

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Form 19 is used for partial withdrawal of PF, and you can download it from the EPFO portal or take a printout from the EPFO office.

You can also fill Form 19 online by visiting the EPFO website and following the steps listed in Example 4, which involves entering your UAN, password, and captcha, and then selecting the "Only PF Withdrawal (Form – 19)" option.

To fill Form 19 offline, you'll need to download the form, fill it up, and attach a cancelled cheque, PAN, and other required documents before submitting it to the EPFO office, as mentioned in Example 5.

Form 10C, on the other hand, is used for withdrawing or transferring your EPS amount, and you can download it from the EPFO portal or fill it online by following the steps listed in Example 6.

To fill Form 10C online, you'll need to log in to the EPF portal, select the "Claim" tab, and then proceed to the Claims Section, where you'll need to enter your bank account number, PAN, and other details, as shown in Example 6.

Credit: youtube.com, PF Withdrawal Form 31, 19 & Form 10C Explain | All PF Withdrawal Forms

Here's a quick summary of the steps to fill Form 19 online:

  • Visit the EPFO website and enter your UAN, password, and captcha.
  • Click on the "Online Services Tab" and select the option "Claim (Form 31, Form 19, Form 10C and Form 10D)".
  • Enter your bank account number linked with your PF account and click on "Verify".
  • Enter your permanent address and tick the disclaimer section.
  • Get an OTP on your Aadhaar-linked mobile number and enter it to validate.
  • Submit your application and receive a reference number.

Remember to carefully follow the steps and provide all the required documents to ensure a smooth PF withdrawal process.

PF Withdrawal Documents

To withdraw your PF amount, you'll need to gather some essential documents. The Universal Account Number (UAN) is a must-have for this process.

You'll also need to provide your bank account information, which includes your account number and IFSC code. A cancelled cheque with your account number and IFSC code will also be required.

Identity and address proof are also necessary. This can be any government-issued ID, such as a passport or driver's licence.

Here are the documents you'll need to withdraw your PF amount:

  • Universal Account Number (UAN)
  • Bank account information (account number and IFSC code)
  • Identity and address proof
  • Cancelled cheque with account number and IFSC code

PF Withdrawal Status

To check the status of your PF withdrawal claim, log in to the UAN portal using your UAN and password.

You can do this by clicking on the 'Online Services' tab and selecting the 'Track Claim Status' option.

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The EPF member portal allows you to check the status of your EPF withdrawals online. You must log in to the portal online and go to the ‘Online Services’ section and pick ‘Track Claim Status.’

To do this, visit the official EPFO website and log in by entering your UAN and password.

Once logged in, navigate to the "Online Services" section and choose "Track Claim Status" to access your specific withdrawal application's progress.

Here are the steps to check your PF withdrawal status:

  1. Visit the official EPFO website
  2. Log in by entering your UAN and password
  3. Navigate to the "Online Services" section
  4. Choose "Track Claim Status" to access your specific withdrawal application's progress

You won't need to input a reference number to verify the status; it'll be displayed on the screen immediately.

PF Withdrawal Benefits and Limitations

You can withdraw your EPF entirely or partially, and the process is made easier with online applications.

With PF Form 19, you can withdraw your Provident Fund without your employer's attestation, which speeds up the process.

Provident Fund claims can be processed within 5 days if you file an online application and link your Aadhaar number with your UAN.

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However, if your employer doesn't update your exit date in the PF records, it can delay the withdrawal process.

To avoid this, it's essential for employees to ensure their employers update their exit dates, or they can update it themselves on the UAN website after two months of leaving the job.

Benefits of

With PF Form 19, you don't require your employer's attestation for Provident Fund withdrawal when applying online.

Filing a Provident Fund claim online can be processed within 5 days, but you must link your Aadhaar number with your UAN for this to happen.

The unified portal makes it simple for members to withdraw their Provident Funds easily, which is a huge relief for those who need access to their funds quickly.

The single-page composite claim helps making e-governance more efficient, ensuring transparency for subscribers.

Here are the key benefits of using PF Form 19:

  • Online application without employer's attestation
  • Online claim processing within 5 days
  • Simplified withdrawal process
  • Increased transparency

Limitations

You can withdraw your EPF entirely or partially, but there's a catch - it can be delayed if your employer doesn't update your exit date in the PF records.

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Employer attestation is no longer mandatory for PF withdrawals, but they still need to update your exit date, which is crucial for the withdrawal process.

If your employer fails to update your exit date, you'll only have access to Form 31 for advance refunds, which means you'll have to wait it out.

After two months of leaving your job, you can update your exit date on the UAN website without your employer's intervention, so be sure to keep an eye on that deadline.

PF Withdrawal Procedure

To withdraw your Provident Fund (PF) online, you'll need to log in to the Employees Provident Fund Organisation (EPFO) portal using your Universal Account Number (UAN), password, and captcha details.

You can check the jurisdiction of your PF office through the alpha-numeric Provident Fund Account Number on your salary slip. To withdraw your PF online, you must enter the last four digits of your bank account number and click on 'Verify'.

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You can also withdraw your PF physically by submitting a physical application, downloading the new Composite Claim Form (Aadhaar)/Composite Claim Form (non-Aadhaar), and submitting it at the Regional Provident Fund Office.

Here's a step-by-step guide to withdrawing your PF online:

  1. Log in to the EPFO portal with your UAN and password.
  2. Click on 'Claim (Form-31, 19 & 10C)' under the 'Online Services' tab.
  3. Enter your bank account number and click on 'Verify'.
  4. Click on 'Yes' to sign the certificate of undertaking and proceed.
  5. Choose 'PF Advance (Form 31)' to withdraw your fund.
  6. Provide the purpose of the advance, the amount required, and your employee's address.
  7. Submit your application by clicking on the certificate.

Note that you may be asked to submit scanned documents for the purpose of withdrawal.

Procedure

To withdraw your Provident Fund (PF) online, you'll need to log in to the Employees Provident Fund Organisation (EPFO) portal with your Universal Account Number (UAN), password, and captcha details.

You can access the EPFO portal by visiting https://unifiedportal-mem.epfindia.gov.in/memberinterface/. Once logged in, click on the 'Claim (Form - 31, 19 & 10C)' option under the 'Online Services' tab.

Your member details, KYC information, and other service details will be displayed on the next page. Enter the last four digits of your bank account number and click on 'Verify' to proceed.

You'll be asked to sign a certificate of undertaking by clicking on 'Yes'. Then, click on 'Proceed for Online Claim' to begin the withdrawal process.

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To withdraw your PF amount, you can choose from the following options: PF Advance (Form 31), Full EPF Settlement, or Pension Withdrawal. If you're applying for a partial withdrawal, select 'PF Advance' and fill in the reason for the advance, the amount you need, and your current address.

You'll need to review your application and click on the certificate to submit it. Depending on your claim type, you might be required to upload scanned documents.

Applying for a Home Loan Based on Accumulation

You can borrow up to 36 monthly contributions to purchase a home or flat, or up to 24 monthly contributions to purchase land.

To apply for a home loan, you can submit an application to the EPF Commissioner through the housing society. You'll need to send the application in the specified format.

You can also take a printed copy of your EPF passbook to show the last three months' contribution and submit it to the housing society to get an estimate of the loan amount.

Credit: youtube.com, EPF Advance for | Repayment of Home Loan | EPFO

To apply online, log in to the UAN Member e-Sewa portal and select the 'Online Services' tab. Click on the 'Claim (Form-31, 19 & 10C)' option.

Enter your bank account number registered with EPF and click 'Verify'. Select 'Yes' to sign the certificate.

Select the 'Proceed for Online Claim' option and provide the reason for requesting an advance. Select 'PF Advance (Form 31)' to withdraw your funds as an advance or loan.

Enter the amount you'd like to avail of and the employee's address. Click on the certificate and apply. If prompted, you may need to upload relevant documents.

EPFO will process your application, and on approval, they'll make the payment to the housing society directly.

PF Withdrawal Application

To apply for PF withdrawal, you can choose to withdraw your EPF balance entirely or partially. You can download the Composite Claim Form (Aadhaar) or Composite Claim Form (non-Aadhaar) to withdraw your EPF balance.

The EPFO has made the process more comfortable and less time-consuming with an online withdrawal facility. You can log in to the UAN Member e-Sewa portal to apply for EPF withdrawal online.

Credit: youtube.com, PF withdrawal process online 2024 | PF ka paisa kaise nikale | How to withdraw pf online | EPFO

To apply online, follow these steps:

  • Log in with your UAN and password.
  • Verify your KYC details, such as Aadhaar, PAN, and bank details.
  • Select the claim you require, i.e. full EPF settlement, EPF part withdrawal (loan/advance), or pension withdrawal.
  • Enter your bank account number and click 'Verify'.
  • Submit your application by clicking on the certificate.

Physical Application

To withdraw your EPF balance, you'll need to download the Composite Claim Form (Aadhaar) or Composite Claim Form (non-Aadhaar) from the EPFO portal.

You can download the Composite Claim Form (Aadhaar) or Composite Claim Form (non-Aadhaar) to withdraw your EPF balance.

You'll need to fill up the PF account number, bank account number and IFSC code, PAN, joining and exit date of your employment, permanent address, mode of remittance, and attach a revenue stamp and a cancelled cheque to verify the bank account.

Attach a cancelled cheque to verify your bank account and submit the form to the EPFO office.

You can check the jurisdiction of your PF office through the alpha-numeric Provident Fund Account Number, which shows your state and location from your salary slip.

Application

To apply for EPF withdrawal, you can choose from two options: physical application or online application. The online application is more comfortable and less time-consuming.

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You can download the Composite Claim Form (Aadhaar) or Composite Claim Form (non-Aadhaar) to withdraw your EPF balance. Alternatively, you can use the online withdrawal facility provided by the EPFO.

To apply online, log in to the UAN Member e-Sewa portal using your UAN and password. Fill in the captcha and click on the 'Sign In' button.

Once logged in, navigate to the 'Manage' tab and select 'KYC' to check if your KYC details, such as Aadhaar, PAN, and bank details, are verified.

If your KYC details are verified, go to the 'Online Services' tab and select the option 'Claim (Form-31, 19, 10C & 10D)'. Enter your bank account number and click on 'Verify'.

You will see your member details, KYC information, and other service details. Click on 'Yes' to sign the certificate of undertaking and then proceed.

Select the claim you require, i.e. full EPF settlement, EPF part withdrawal (loan/advance) or pension withdrawal, under the tab 'I Want To Apply For'. If you are not eligible for any of the services, that option will not be shown in the drop-down menu.

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To withdraw your funds, select 'PF Advance (Form 31)'. Fill in the purpose of the advance, the amount required, and the employee's address.

You may be asked to submit scanned documents for the purpose you have filled the form. Once you submit your application, it will be processed by the EPFO, and if approved, funds will be credited to your bank account in 15-20 days.

Here is a summary of the steps to apply for EPF withdrawal online:

1. Log in to the UAN Member e-Sewa portal

2. Select the 'Online Services' tab and choose 'Claim (Form-31, 19, 10C & 10D)'

3. Enter your bank account number and click on 'Verify'

4. Sign the certificate of undertaking

5. Select the claim you require

6. Fill in the purpose of the advance, the amount required, and the employee's address

7. Submit your application

8. Upload scanned documents if required

9. Wait for the EPFO to process your application and credit funds to your bank account

PF Withdrawal Contact and Support

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If you need help with your PF withdrawal, there are several ways to get in touch with the relevant authorities. You can reach out to the PF toll-free number, which is 14470.

For those who prefer a more straightforward approach, you can simply send an SMS with the message "EPFOHO UAN" to 7738299899 to inquire about your PF balance.

To get your EPF details, all you need to do is give a missed call to 9966044425.

Frequently Asked Questions

How to withdraw 100% PF amount?

You can withdraw 100% of your PF balance at age 58 or after two months of continuous unemployment. Withdrawals before retirement may be allowed in specific situations, such as medical emergencies or home purchases, but may incur taxes and penalties.

Alberto Stehr

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Alberto Stehr is a meticulous and detail-oriented copy editor with a passion for crafting clear and engaging content. With a keen eye for grammar, punctuation, and syntax, Alberto has honed his skills over years of experience in the field. Alberto's expertise spans a wide range of topics, from personal finance and retirement planning to education and technology.

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