Understanding EPFO Passbook and Its Features

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The EPFO passbook is a digital record of your EPF (Employees' Provident Fund) contributions, interest earned, and withdrawals. It's a vital document for employees in India who are part of the EPFO system.

To access your EPFO passbook, you can log in to the EPFO website or mobile app with your UAN (Universal Account Number) and password. This will provide you with a detailed breakdown of your EPF account history.

Your EPFO passbook will show you the date of each transaction, the amount deposited or withdrawn, and the balance in your account. This information is updated in real-time, so you can always stay on top of your EPF account.

You can also use your EPFO passbook to track your interest earned on your EPF contributions. The interest is calculated quarterly and credited to your account, so you can see the growth of your savings over time.

What is EPFO Passbook?

The EPFO passbook is a digital record of your EPF (Employees' Provident Fund) account. It's a secure and convenient way to track your savings.

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You can access your EPFO passbook online through the EPFO website or the Umang app. This is a huge plus, as you can check your account balance and transaction history from anywhere.

The EPFO passbook is updated in real-time, so you can see the latest transactions and balance. This means you'll always have the most up-to-date information about your account.

What Is an EPFO Passbook?

An EPFO passbook is a record of all your contributions, interest earned, and withdrawals made from your EPF account. It's essentially a statement that shows the current balance in your account.

The passbook is maintained by the Employees' Provident Fund Organisation (EPFO) and is available online. You can access your passbook on the EPFO website or through the Umang app.

Your EPFO passbook will show the details of all the contributions made by you and your employer, including the date of contribution, amount, and interest earned.

What is EPFO Passbook?

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The EPFO Passbook is a digital record of your EPF (Employees' Provident Fund) account, showing all your transactions and balances. It's like a mini-statement of your savings.

Your EPFO Passbook is updated in real-time, so you can see the latest changes to your account instantly. This means you can stay on top of your finances and make informed decisions.

The Passbook is available online, so you can access it from anywhere with an internet connection. You can also download the EPFO app to view your Passbook on the go.

Your EPFO Passbook shows a detailed record of all your transactions, including deposits, withdrawals, and interest earned. This helps you keep track of your savings and make the most of your EPF contributions.

You can use your EPFO Passbook to check your current balance, view your transaction history, and even request a transfer or withdrawal.

How to Access EPFO Passbook Online?

To access your EPFO passbook online, you'll need to meet the eligibility criteria. Most EPF members can easily view their passbook online through the EPFO portal, but certain individuals are not eligible, including inoperative members, settled members, and exempted establishment members.

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You can check your eligibility by verifying if you're one of the excluded categories. If you're an active member, you can proceed with accessing your passbook online. To do this, you'll need to have a UAN number, which can be obtained from your salary slips or employer.

To access the EPFO passbook online, you'll need to follow these steps: first, go to the EPFO official portal and log in with your UAN and password. Then, click on the "View Passbook" option to access your account details.

However, if you're an exempted establishment member, settled member, or inoperative member, you won't be able to access your passbook online. You'll need to contact your employer or the EPFO office for assistance.

You can also check your EPF account balance online through the UMANG app, which is a convenient and user-friendly option. To do this, install the UMANG app on your device, open it, and click on the EPFO option. Then, enter your UAN and fill in the One-Time Password (OTP) sent to your registered mobile number.

Here's a summary of the entities that can and cannot access the EPF passbook online:

  • Can access online: Most EPF members
  • Cannot access online: Inoperative members, settled members, exempted establishment members

EPFO Passbook Login and Navigation

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To access your EPFO passbook, you'll first need to log in to the UAN member portal. This can be done by going to the EPFO website and clicking on the ‘UAN Passbook’ link, then entering your UAN, password, and captcha.

Once you're logged in, you'll view your profile and service history. To navigate to the passbook section, click on the ‘Passbook’ option and select your EPF account number linked with your UAN.

You can also access your EPF passbook using the UMANG app, which offers a convenient alternative for accessing your EPF Passbook on your mobile device. To do this, download the UMANG app, complete the registration process, log in using your registered mobile number and OTP, and then search for 'EPFO' and select it.

The UMANG app provides a range of services, including viewing your EPF passbook profile, checking your EPF personal profile and KYC information, and viewing and downloading your EPF passbook. You can also use the EPF, EDLI, and pension/EPS calculator, and check the status of your EPF claims.

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Here's a summary of the steps to access your EPFO passbook:

  • Go to the EPFO website and click on the ‘UAN Passbook’ link
  • Enter your UAN, password, and captcha
  • Click on the ‘Passbook’ option and select your EPF account number linked with your UAN
  • Download the UMANG app and complete the registration process
  • Log in using your registered mobile number and OTP
  • Search for 'EPFO' and select it
  • Choose 'Employee Centric Services' and opt for 'View Passbook'
  • Enter your UAN and other required details

Viewing EPFO Passbook Details

To view your EPFO passbook details, you can log into the EPF member portal with your UAN and password. This will give you access to a wealth of information about your EPF account.

You can find your EPF passbook details online, which include your Member ID, Name and Date of Birth, Employer's Name, Employee Contribution, Employer Contribution, Date of Contribution, and Total Balance. These details are essential for understanding your retirement savings.

The EPF passbook also contains information about your employer, such as their name and establishment ID. This helps in tracking contributions accurately and ensures that your passbook corresponds to your account.

In addition to these details, your EPF passbook will also show you the date and time of printing the passbook. This is important because it helps you keep track of when your passbook was last updated.

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Here are the key details mentioned in an EPF passbook:

  • Establishment ID and Employer’s Name
  • Member ID and Employee’s Name
  • EPFO Name and type
  • Detailed contributions to EPF (Employees’ Provident Fund)
  • Detailed monthly contributions towards EPS (Employees’ Pension Scheme)
  • Interest on the amount accumulated in the EPF
  • Monthly deposits and withdrawals by the employer and employee
  • Date and time of printing of the passbook

Your EPF passbook will also show you the total balance in your EPF account, reflecting both your contributions and your employer's contributions. This balance is vital in understanding your retirement savings.

EPFO Passbook App and Website

You can download your EPF passbook using the UMANG app, which is available on the Google Play Store or Apple App Store.

To access the EPF passbook, you need to log in to the UMANG app using your registered mobile number and OTP. You can also download the EPF passbook from the EPF portal by clicking on the 'e-Passbook' option on the homepage.

The UMANG app offers a convenient way to view and download your EPF passbook, and you can access it by selecting the 'EPFO' option and then choosing 'View Passbook' under the 'Employee Centric Service' option.

To download the EPF passbook, you need to enter your UAN and fill in the One-Time Password (OTP) sent to your registered mobile number. You can also view your EPF balance by clicking on the 'Balance/Passbook' option under the 'Member' option.

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The EPF passbook contains the details of all contributions made by the employer and the employee, the establishment date, employer ID, employee's name, EPFO name and type, and the date and time of downloading/printing the passbook.

Here are the steps to download the EPF passbook using the UMANG app:

  • Download the UMANG app from the Google Play Store or Apple App Store
  • Log in to the UMANG app using your registered mobile number and OTP
  • Select the 'EPFO' option and then choose 'View Passbook' under the 'Employee Centric Service' option
  • Enter your UAN and fill in the OTP sent to your registered mobile number
  • Select the EPF Member ID for which you want to download the passbook and click on 'Download'

You can also download the EPF passbook from the EPF portal by following these steps:

  • Visit the EPF portal and click on the 'e-Passbook' option on the homepage
  • Enter your UAN number, password, captcha, and click on the 'Sign In' button
  • Click on the 'Passbook' option
  • Select the 'Member ID' and your PF details will be displayed on the screen
  • You can print this passbook by clicking on the 'Download as PDF' option.

EPFO Passbook Benefits and Features

The EPFO passbook offers numerous benefits to account holders, including easy access to account details online 24/7, eliminating the need for physical visits to EPFO offices. This convenience empowers you to stay updated on your retirement savings effortlessly.

One of the key advantages of the EPFO e-Passbook is its transparency in EPF transactions. You can review all contributions and withdrawals, ensuring you know every financial movement within your EPF account. This transparency helps you make informed financial decisions.

The e-Passbook provides a detailed record of your EPF contributions, enabling you to track your progress towards your retirement goals and adjust your savings strategy accordingly. This financial planning feature promotes awareness and planning.

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Having an EPF account offers several benefits, including easy redressal of compliance and grievance for employees. The EPFO makes the availability of online services easily accessible, reducing the claim settlement time from 20 days to 3 days.

Here are some key benefits of having an EPF account:

  • The use of EPFO allows easy redressal to compliance and grievance for employees
  • Monthly contribution to EPF makes it easier for working professionals to save a good amount of money for their requirements
  • Employees can transfer their EPF corpus from one employer to another as and when they switch jobs

Procedure for

To download your EPF passbook online, start by visiting the EPFO web portal. From there, click on the 'e-Passbook' option on the right side of the screen.

The next step is to enter your UAN number, password, and captcha code of verification on the new webpage. This will allow you to access your EPF passbook.

Once you've entered the required information, the page will display a member ID. If you have multiple EPF accounts, you'll see all of your member IDs listed.

To view your EPF statement, simply click on the appropriate member ID. This will show you all the details, including your monthly contribution through the EPF and EPS accounts.

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The EPFO member passbook portal offers a range of services, including viewing your EPF passbook profile, checking your EPF personal profile and KYC information, and downloading your EPF passbook.

Here are some of the key services available on the EPFO member passbook portal:

  • View summary of your EPF passbook profile
  • Check your EPF personal profile and KYC information
  • You can view and download your EPF passbook
  • Check the status of your EPF claims
  • Use the EPF, EDLI, and pension/EPS calculator

Additionally, you can also view the number of approved/settled claims, rejected claims, and claims pending/in-process on the portal.

Frequently Asked Questions

How to check EPFO Passbook balance?

Check your EPFO Passbook balance by giving a missed call to 9966044425, sending an SMS to 7738299899, or logging into the EPF Passbook page. You can also use the UMANG App to view your passbook under 'EPFO' services.

How to activate PF account?

To activate your PF account, visit the EPFO Member Portal and follow the steps to link your UAN with Aadhaar and mobile number. This will enable you to login to your EPF account using your UAN and password.

How can I check my PF claim and passbook status?

To check your PF claim and passbook status, dial 011-22901406 and give a missed call using your registered mobile number linked to your UAN. Ensure your mobile number is linked to your UAN for a seamless check.

Is a passbook required for PF withdrawal?

A passbook may be required for PF withdrawal if you've chosen the 'Advance Claim' option. You'll need to upload your passbook details along with your complete address.

What is the number 1800118005?

The EPFO Toll Free Number is 1800 118 005. This number is for individuals to contact regarding UAN and Know Your Customer (KYC) queries.

Sheldon Kuphal

Writer

Sheldon Kuphal is a seasoned writer with a keen insight into the world of high net worth individuals and their financial endeavors. With a strong background in researching and analyzing complex financial topics, Sheldon has established himself as a trusted voice in the industry. His areas of expertise include Family Offices, Investment Management, and Private Wealth Management, where he has written extensively on the latest trends, strategies, and best practices.

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