Debt Collection Laws and Regulations

Articles

Elderly Man Lying Asleep on a Bed with a Bottle of Beer and Past Due Papers

Can Debt Collectors Call You at Work? Your Rights Explained

Learn your rights when debt collectors can call you at work, and how to protect your job and personal life from harassing phone calls.

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Can Private Debt Collectors Use a Treasury Stop Legally

Learn if can private debt collectors use a treasury stop to enforce debt collection, and what it means for your financial obligations and rights.

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Debt Collectors Fees: Know Your Rights and Regulations

Learn about debt collectors fees, laws & regulations: what they can charge, how to dispute fees, and your rights as a consumer.

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Mini Miranda for Debt Collectors: Fair Practices Reform Act

Learn about Mini Miranda for debt collectors, a consumer protection law that limits debt collection harassment and promotes fair practices, now.

Past Due Notice and Beer Bottle on Table

Understanding What Can Debt Collectors Do and Say Legally

Learn what can debt collectors do and say to collect debt, including communication limits and prohibited actions, to protect your rights.

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Do Debt Collectors Give Up: When They'll Stop Chasing You

Do debt collectors give up? Discover when debt collectors stop chasing debt payments and what to do next to manage debt effectively.

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Can Debt Collectors Take Your Tax Refund? Protection Options

Learn how debt collectors can take your tax refund & what you need to know about tax refund garnishment. A guide to protecting your refund.

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Can Debt Collectors Freeze My Bank Account? Know Your Rights

Learn how debt collectors can freeze your bank account and what steps to take to stop them, protect your finances and avoid wage garnishment.

Can Debt Collectors Sue You? Know Your Rights and Options

Find out if debt collectors can sue you, what to expect, and how to protect yourself from debt collection lawsuits and financial stress.

A Close-Up Shot of an Agent Pointing Rates with a Ballpen

Do Debt Collectors Have to Identify Themselves Legally

Learn if debt collectors must reveal their identity before contacting you, and what rights you have under the Fair Debt Collection Practices Act.

Unpaid Bills and Man Lying Down with a Bear Bottle

Can Debt Collectors Take Your Car: Understanding Your Rights

Learn how debt collectors can take your car if you owe money, your rights, and options to prevent repossession and protect your vehicle.

Are Debt Collectors Allowed to Call on Sunday and How Often?

Are debt collectors allowed to call on Sunday? Learn the laws and regulations governing debt collection calls on weekends and holidays.

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Avoiding Scams from Unscrupulous ara Debt Collectors Safely

Protect yourself from ara debt collectors scams. Learn how to spot fake debt collectors, safeguard your assets, and avoid financial exploitation.

What Can Debt Collectors Do Within the Law Limits

Discover what can debt collectors do within the law, including contact limits, communication methods, and collection tactics.

Debt Collectors Harassing You? Know Your Rights and Options

Stop debt collectors harassing you. Learn your rights and options to handle debt collection calls, letters, and lawsuits effectively and legally.

A man sleeping on a couch with empty bottles and an overdue bill, symbolizing financial stress and exhaustion.

Can a Collections Agency Garnish Your Wages Safely?

Learn how to protect your finances from wage garnishment by a collections agency. Understand your rights & options when facing debt collection.

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How to Deal with Track America Debt Collectors Safely

Learn how to handle Track America debt collectors, protect your credit score, and avoid debt harassment with expert tips and advice.

How Many Times a Day Can a Bill Collector Call You Legally?

Learn how many times a day a debt collector can call you, understand your rights and options to manage debt collector calls effectively.

Understanding the Law on Debt Collection Agencies

Understand your rights and responsibilities with the law on debt collection agencies, learn how to navigate debt recovery and avoid scams.

SRS Debt Collectors: How to Tell Legit from Scam

Discover the truth about SRS debt collectors: legit or scam? Learn how to identify and avoid fake collectors, and protect your financial well-being.

Can Debt Collectors Text You: Know Your Rights and Options

Learn if debt collectors can text you, your rights under the FDCPA, and how to respond to debt collection texts effectively and lawfully.

Hand of a Man Holding a Bill with Past Due Stamp

Do Debt Collectors Leave Voicemails? Laws You Should Know

Do debt collectors leave voicemails? Learn about your rights according to the law and how to handle these calls effectively.

How Often Do Debt Collectors Sue and What Are the Outcomes?

Learn how often debt collectors sue and take to court, including average lawsuit rates and what to expect if you're facing debt collection legal action.

Surprised and Upset Woman Holding a Bunch of Receipts

Can Debt Collectors Contact Your Employer? Know the Rules

Learn what happens when can debt collectors contact your employer and what rights you have to protect yourself.

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Is It Illegal for Collection Agencies to Buy Debt in the US?

Is it illegal for collection agencies to buy debt? Learn the facts and understand your rights when dealing with debt collectors in the US.

Man Giving His Driver's License to the Policewoman

Can Debt Collectors Suspend Your License? Find Out Here

Learn about debt collector power & when they can suspend your license, plus what to expect & how to protect yourself from license suspension.

Understanding H&R Debt Collectors: Tips and What to Expect

Learn about H&R Debt Collectors, their practices, and your rights to protect yourself from collection scams.

Rbc Debt Collectors: Know Your Rights and Debtor Options

Learn how to deal with RBC debt collectors, understand your rights, and explore options to manage your debt with confidence and clarity.

Understanding CMI Debt Collectors: Your Rights Explained

Learn how CMI debt collectors operate and protect your rights. Discover your options and know your responsibilities in debt collection.

Neon-lit check cashing store with ATM services at night.

Dealing with Check N Go Debt Collectors: Know Your Rights

Learn about Check N Go debt collectors, your rights, and options for dealing with debt collection, including laws and consumer protections.