
The Venture X and Sapphire Preferred combo is a popular choice among travelers, and for good reason. It offers a unique combination of benefits that can help you earn rewards, enjoy travel perks, and save money on travel expenses.
The Venture X card comes with a $300 credit towards travel purchases within the first 3 months, which can be a huge help when planning a trip. You can use this credit to book flights, hotels, or other travel-related expenses.
To get the most out of this combo, it's essential to understand how the points earn and redemption work. The Sapphire Preferred card offers 2X points on travel and dining purchases, while the Venture X card offers 3X points on travel purchases.
Venture X and Sapphire Preferred Combo Overview
The Venture X and Sapphire Preferred combo is a popular rewards strategy among credit card enthusiasts.
This combo offers an incredible 5x points on travel booked through Chase Ultimate Rewards, plus 3x points on dining.
With the Venture X, you'll earn 10x points on hotels and resorts booked through Chase Ultimate Rewards, which can be combined with the Sapphire Preferred's 3x points on travel.
The Sapphire Preferred has a $95 annual fee, while the Venture X has a $395 annual fee.
One of the benefits of this combo is that you can transfer your points to airline and hotel partners at a 1:1 ratio, without any transfer fees.
Card Perks and Benefits
The Sapphire Preferred and Venture X combo offers a wide range of travel perks and benefits. With these two cards, you'll get access to two different travel currencies and two sets of transfer partners.
You'll also enjoy a plethora of premium travel perks, including airport lounge access and travel credits that can offset the annual fee. The Venture X, in particular, offers Hertz President's Circle status, making it the winner when it comes to rental car perks.
Here are some of the key perks and benefits you can expect from these two cards:
- Access to two different travel currencies
- Two sets of transfer partners
- Wide variety of earning rates for everyday and travel spending
- Tons of top-notch travel perks
Additionally, the combined total annual fee of $490 is still less than most other premium cards on the market.
Chase Preferred Card
The Chase Sapphire Preferred Card is a fantastic option for those looking to get into the world of premium credit cards. It has a modest annual fee of just $95 a year.
One of the reasons to consider this card is that it's usually easier to get approved for than the more premium Venture X, making it a great starter card. You'll also get access to Chase Ultimate Rewards, one of the best travel currencies in the world.
With Chase Ultimate Rewards, you'll have access to a wide range of hotel and airline transfer partners, solid earning categories, and even some travel protections. This card is a great way to start building up your points and miles.
The Sapphire Preferred also comes with a welcome offer, which can give you a boost of miles and points to get you started. By combining this card with the Venture X, you'll have access to two different travel currencies and a wide range of earning rates for both everyday and travel spending.
Here's a quick summary of the benefits of the Chase Sapphire Preferred Card:
- Annual fee: $95
- Access to Chase Ultimate Rewards
- Hotel and airline transfer partners
- Solid earning categories
- Travel protections
- Welcome offer
- Can be combined with the Venture X for even more benefits
Card Perks Overview
The Capital One Venture X Rewards Credit Card offers some impressive perks. One of the standout benefits is its 10 Miles per dollar on hotels and rental cars booked through Capital One Travel.
The card also offers a unique rental car benefit, giving you Hertz President's Circle status, as well as standard Visa Infinite rental car perks. This includes National Emerald Club Executive status and discounts with Avis.
The Chase Sapphire Reserve, on the other hand, offers standard Visa Infinite rental car perks, which includes National Emerald Club Executive status and discounts with Avis. However, it doesn't quite match the Venture X's rental car benefits.
Here's a comparison of the two cards' rental car perks:
Overall, the Capital One Venture X seems to have a slight edge when it comes to rental car perks.
Rewards and Earning
The Capital One Venture X and Chase Sapphire Reserve are two of the most popular premium credit cards out there, and for good reason. They both offer incredible rewards and earning potential, but how do they stack up against each other?
The Capital One Venture X offers 10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, and 2 miles per dollar on every purchase.
One of the standout features of the Capital One Venture X is its ability to transfer points to a vast network of airline and hotel partners, including Accor Live Limitless, Aeromexico Club Premier, and Cathay Pacific Asia Miles, among others.
The Chase Sapphire Reserve, on the other hand, offers 1.5 cents per point value when redeeming points toward travel through Chase Travel, but with the restriction of booking through the travel portal.
Here's a comparison of the two cards' transfer partners:
The Chase Sapphire Reserve, on the other hand, has a more limited network of transfer partners, but still includes popular options like Aer Lingus Aer Club, British Airways Executive Club, and United MileagePlus.
Ultimately, the choice between the Capital One Venture X and the Chase Sapphire Reserve will depend on your individual needs and preferences.
Annual Fees and Approval
The Capital One Venture X has a lower annual fee of $395, while the Chase Sapphire Reserve has a higher annual fee of $550.
You can add up to four authorized users to your Venture X card at no extra cost, but adding authorized users to the Sapphire Reserve costs $75 per person.
Here's a quick comparison of the annual fees for both cards:
Annual Fees
Annual fees can be a significant factor in choosing a credit card. The Capital One Venture X has a $395 annual fee, which is lower than the Chase Sapphire Reserve's $550 annual fee.
Adding authorized users to your account can also impact your annual fee. With the Capital One Venture X, you can add up to four authorized users at no extra cost.
In contrast, the Chase Sapphire Reserve charges $75 per person for authorized users. This can add up quickly, especially if you need to add multiple users.
Here's a comparison of the annual fees for both credit cards:
The Capital One Venture X wins when it comes to annual fees, as it's significantly lower and doesn't charge for authorized users.
Approval Odds
Approval Odds can be a major factor in choosing between credit cards with annual fees. The Capital One Venture X has no major approval restrictions, but Capital One can be quirky about approving people.

For the Chase Sapphire Reserve, approval odds are limited by specific rules. You won't be approved if you have a Sapphire card, or if you've received a new cardmember bonus on a Sapphire card in the past 48 months.
The 5/24 rule used to affect approval odds, but it's no longer consistently enforced. This means some people who would have been denied in the past may now be eligible.
In general, more people are eligible for the Capital One Venture X than the Chase Sapphire Reserve. This is because Capital One's approval process is less restrictive than Chase's.
Strategic Considerations
When considering a Venture X and Sapphire Preferred combo, it's essential to think strategically about your business needs.
The combination of these two cards can provide a strong foundation for your business expenses, with the Venture X offering 3x points on travel and dining, and the Sapphire Preferred offering 2x points on travel and dining.
This combo can help you earn a significant number of points, especially when used for business-related travel and dining expenses.
The Venture X also offers a $300 credit for travel purchases, which can be a game-changer for businesses with frequent travel needs.
In addition to the points and credit, this combo can also provide valuable benefits like travel insurance and concierge services.
To maximize the benefits of this combo, it's crucial to understand how to use the cards in tandem, taking advantage of their unique features and rewards structures.
By doing so, you can create a powerful combination that meets your business needs and helps you achieve your financial goals.
The Bottom Line
If you're just starting out in the miles and points world, the Sapphire Preferred and Venture X are a great combination to consider. They offer a perfect balance of racking up points on everyday spending.
You can enjoy more premium travel perks whenever you do travel, thanks to these cards. They truly unlock some of the best benefits around.
The combined annual fee is less than most other premium cards, making it a great value.
Frequently Asked Questions
What card pairs with Venture X?
Unfortunately, the provided text does not mention the Venture X card, so I'll provide a general answer that might be helpful. If you're looking for a card to pair with Venture X, consider the Capital One Savor Cash Rewards Credit Card or the American Express Gold Card, both of which offer rewards in popular categories that complement the travel benefits of Venture X.
Sources
- https://www.dailydrop.com/pages/the-perfect-pair-chase-sapphire-preferred-capital-one-venture-x
- https://thedailynavigator.com/credit-cards/the-perfect-credit-card-combo-chase-sapphire-preferred-and-capital-one-venture-x/
- https://onemileatatime.com/guides/capital-one-venture-x-vs-chase-sapphire-reserve/
- https://sealthedealtravels.com/blog/capital-one-venture-x-chase-sapphire-preferred-combo/
- https://www.cnbc.com/select/chase-sapphire-preferred-vs-capital-one-venture-x/
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