Venture X offers a range of benefits that can enhance your travel experience, including access to exclusive events and experiences.
Whether you're a frequent traveler or just starting to explore the world, Venture X's benefits can help you make the most of your trips.
One of the key benefits of Venture X is its network of global locations, providing members with unparalleled access to destinations worldwide.
As a result, you can enjoy seamless travel experiences, from airport lounge access to personalized travel assistance.
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Sign-Up Bonus
The sign-up bonus on the Venture X credit card is a generous offer that can save you money in the long run. You can earn 75,000 bonus miles after spending $4,000 on the card within the first three months from account opening.
According to TPG's September 2024 valuations, these miles are worth 1.85 cents apiece, making this bonus worth $1,388. This is a significant amount of money that can be used for travel, dining, or other expenses.
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To get the sign-up bonus, new cardholders must spend $4,000 within the first 3 months of opening an account. If you currently have the Capital One Venture X credit card, you won't be eligible for this introductory bonus, regardless of whether you previously received it.
Here's a comparison of the Venture X credit card sign-up bonus with another premium business credit card:
As you can see, the Venture X Business card has a higher sign-up bonus, but the spending requirement is also much higher. The Business Platinum Card from American Express has a lower spending requirement, but the sign-up bonus is smaller.
A unique perspective: Capital One Venture X Referral
Benefits
The Capital One Venture X card offers a plethora of benefits that make it a great choice for frequent travelers.
The card comes with a $395 annual fee, but it's easy to offset this with the card's many benefits. One of the most significant benefits is the ability to earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel, as well as 5 miles per dollar spent on flights and vacation rentals booked through the same portal.
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You'll also get 2 miles per dollar on all other purchases, making it a great card for everyday spending. Additionally, the card offers a 75,000-mile sign-up bonus for spending $4,000 in the first three months, which can be redeemed for $1,500 in travel or other rewards.
Another benefit is the ability to earn 10,000 bonus miles on your account anniversary, which can be redeemed for $185 in travel or other rewards. This benefit is in addition to the $300 Capital One Travel credit, making the card's total value at least $400 per year.
The card also offers a range of travel protections, including trip cancellation and interruption insurance, trip delay reimbursement, lost luggage reimbursement, and cellphone protection. These protections can provide peace of mind and help you recover from unexpected travel disruptions.
In addition to the travel benefits, the card also offers a range of shopping protections, including extended warranty and return protection. This means that you can shop with confidence, knowing that you're protected in case something goes wrong with your purchase.
The card also offers a range of other benefits, including reimbursement for TSA PreCheck or Global Entry application fees, and access to a range of travel and shopping discounts. These discounts can help you save money on your travels and other purchases.
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Here are some of the key benefits of the Capital One Venture X card:
- 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
- 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
- 2 miles per dollar on all other purchases
- 75,000-mile sign-up bonus for spending $4,000 in the first three months
- 10,000 bonus miles on account anniversary
- $300 Capital One Travel credit
- Trip cancellation and interruption insurance
- Trip delay reimbursement
- Lost luggage reimbursement
- Cellphone protection
- Extended warranty and return protection
- Reimbursement for TSA PreCheck or Global Entry application fees
Travel and Transportation
The Venture X offers several benefits that make traveling easier and more enjoyable. You can earn 10 miles per dollar spent on all car rentals booked through the Capital One Travel portal.
Cardholders also get top-tier Hertz President's Circle status, which includes perks like guaranteed upgrades, the widest choice of cars, and a free additional driver.
Here are some of the benefits of Hertz President's Circle status:
- Guaranteed vehicle availability
- Guaranteed one-car-class upgrades on all rentals
- 50% Hertz points bonus on all rentals
- The ability to skip rental lines
The Venture X also offers reimbursement for your application fee to TSA PreCheck or Global Entry, worth up to $120 in statement credits.
Airport Lounge Access
Airport lounge access is a game-changer for frequent travelers. With the Capital One Venture X card, you get unlimited access to three types of lounges: Priority Pass, Plaza Premium, and Capital One's own lounges.
Cardholders can enjoy lounge access at over 1,300 Priority Pass lounges and over 100 Plaza Premium lounges worldwide. This is a huge perk, especially for those who travel frequently.
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The Capital One Venture X card also offers free access to Capital One's own lounges, with three locations currently available: Dallas Fort Worth International Airport, Dulles International Airport, and Denver International Airport. More locations are planned, including Las Vegas-Harry Reid International Airport and John F. Kennedy International Airport.
A day pass to a Capital One lounge would normally cost $65, so this perk's value quickly adds up.
Here are some details on the lounge access benefits:
It's worth noting that Capital One Venture X cardholders can also get free access to more than 1,300 additional airport lounges worldwide through the Capital One Partner Lounge Network, which includes a complimentary Priority Pass membership.
Car Rental Perks
If you're a frequent traveler, you'll love the car rental perks that come with the Capital One Venture X card. You'll earn 10 miles per dollar spent on all car rentals booked through the Capital One Travel portal, which is a great way to rack up rewards points.
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One of the coolest benefits of the Venture X card is top-tier Hertz President's Circle status. This status comes with perks like guaranteed upgrades, a free additional driver, and the widest choice of cars when starting your rental. You'll need to register for this perk with Hertz first, but it's worth the extra step.
Here are some of the specific benefits you can expect with Hertz President's Circle status:
Overall, the car rental perks of the Capital One Venture X card are a great way to make your travels more comfortable and rewarding.
Insurance and Protection
You can get up to $2,000 per person in reimbursement if your trip is canceled or interrupted due to factors out of your control, such as a serious injury or severe weather.
To get this benefit, you must book your trip with your Capital One Venture X card. This insurance also covers you for up to $2,000 per person.
Declining the rental agency's insurance and paying for the rental entirely with a Capital One Venture X credit card gets you up to $75,000 in coverage for collision damage and theft.
This coverage also includes valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges.
Explore further: Capital One Venture X Car Rental Benefits
Rental Car Insurance
Rental car insurance is a valuable benefit that can save you money and stress. Capital One Venture X offers rental car insurance as a free benefit.
To get this coverage, you must decline the rental agency's insurance and pay for the rental entirely with a Capital One Venture X credit card. This means you can't use the rental company's insurance and still get the coverage.
The Capital One Venture X rental car insurance covers theft, damage, valid loss-of-use charges, administrative fees, and reasonable and customary towing charges. This comprehensive coverage can give you peace of mind while renting a car.
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Cardholders are covered up to $75,000, which is a significant amount of protection. However, it's essential to note that there are some types of vehicles and situations that aren't covered, so be sure to read your benefits guide for the full details.
Capital One credit cards, including Capital One Venture X, get good marks in WalletHub's Rental Car Insurance Study, but it's still essential to understand the terms and exclusions.
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Emergency Assistance
Emergency Assistance is a vital component of insurance and protection plans. You can access 24/7 help through a dedicated hotline.
The help line provides access to important services, such as legal and medical referrals, transportation arrangements, and prescription delivery. These services can be a lifesaver in emergency situations.
To access this service, you'll need to call the Benefit Administrator at 1-800-825-4062. This number is available at all times, so you can get the help you need whenever you need it.
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Trip Cancellation Insurance
Trip Cancellation Insurance is a must-have for any traveler. You can get up to $2,000 per person in reimbursement when your trip is canceled or ended early due to factors out of your control.
Having this insurance can be a lifesaver, especially if you've booked a non-refundable trip. This way, you can get reimbursed for your lost expenses without breaking the bank.
If you experience a serious injury, your trip cancellation insurance can help cover the costs. This can include medical bills, travel expenses, and even lost wages.
Severe weather can also prevent travel, and in this case, your insurance can provide financial protection.
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Warranty
Warranty protection is a valuable benefit that can give you peace of mind. It's especially useful for electronics and other expensive items that may break down over time.
The Capital One Venture X offers extended warranty protection, which extends your product warranties automatically by 1 additional year on eligible warranties of 3 years or less.
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This benefit is limited to no more than the original price of the purchased item, up to a maximum of $10,000 per claim, and $50,000 per cardholder.
The Capital One Venture X gets a very good score in WalletHub's Extended Warranty Study, indicating that it's a reliable and effective warranty protection plan.
Credit and Fees
The Venture X card has a $395 annual fee, which may seem high at first, but it's actually offset by the card's benefits. This fee is the same as the Venture X personal credit card.
To put it into perspective, if you're able to use the card's benefits to the fullest, you can easily offset the annual fee year after year. In fact, the card's rewards and benefits can save you $300 on your next trip.
Here are some key details about the Venture X card's fees:
- Annual fee: $395
- Intro APR length: Not specified
- Regular APR: 19.99% - 29.24% (Variable)
The Venture X card's annual fee is actually a great value considering the card's benefits. With an annual travel credit and anniversary points, you can get a lot of value out of this card.
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Programs and Partners
As a Venture X cardholder, you have access to some amazing programs and partners that can enhance your travel experiences.
The Capital One Premier Collection and Lifestyle Collection are two of the most notable perks, offering exclusive booking opportunities at luxury hotels.
You can pay cash or redeem your miles at a rate of 1 cent each to book these properties, and enjoy perks like room upgrades, free Wi-Fi, and on-property credits.
At Premier Collection properties, you can expect free breakfast for two people and a $100 on-property credit for spa visits, dinner, or other activities.
Lifestyle Collection properties, on the other hand, offer a $50 experience credit for rooftop drinks, signature restaurants, room service, or other activities, in addition to complimentary Wi-Fi and room upgrades.
Booking through Capital One Travel also earns you 10 miles per dollar spent when paying with your Venture X card.
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Comparison and Review
The Capital One Venture X is a travel credit card that offers some impressive benefits, but how does it stack up against its competitors? According to the article, the Venture X offers 10 miles per dollar on hotels and rental cars booked through Capital One Travel, and 5 miles per dollar on flights and vacation rentals booked through Capital One Travel.
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One of the standout features of the Venture X is its low-maintenance design, with practical travel perks and no unnecessary features that often come with higher-fee cards. This makes it a great option for those who want a simple and easy-to-use card.
The Venture X also offers a generous flat rewards rate of 2 miles per dollar on every purchase, every day. This means that you can earn rewards on all your purchases, not just on specific categories.
The annual fee for the Venture X is $395, but according to the article, the card's generous flat rewards rate and perks can more than justify this cost in the first year and beyond. In fact, the article estimates that the card's first-year value is $1,627, with a net gain of $513 in rewards and a $750 bonus from the welcome offer.
Here's a breakdown of the Venture X's estimated value:
Overall, the Capital One Venture X is a great option for those who want a low-maintenance travel credit card with practical perks and a generous rewards rate.
Frequently Asked Questions
How much is 75000 miles worth in Venture X?
The 75,000 bonus miles are worth $750 toward travel redemptions. This bonus can be earned after spending $4,000 in purchases within the first three months as a new cardholder.
Is Venture X worth it in 2024?
The Capital One Venture X Rewards Credit Card offers excellent value for frequent travelers, with a lower annual fee than similar premium cards. If you can utilize its travel credits and perks, it's a great choice to consider in 2024.
Does the Venture X come with travel insurance?
Yes, the Venture X card offers travel insurance, which covers various travel-related expenses and inconveniences. Learn more about the specific benefits and coverage included with your card.
How many points do you get with Capital One Venture X?
Get rewarded with miles on your purchases: 10x miles on hotels and car rentals, 5x miles on vacation rentals and flights, and 2x miles on other purchases
Is Venture X getting rid of Priority Pass?
The Capital One Venture X Business credit card is losing Priority Pass restaurant access, as reported by MilesTalk. This change is part of a trend, following the Chase Sapphire Reserve's announcement to axe the benefit.
Sources
- https://thepointsguy.com/news/capital-one-venture-x-worth-annual-fee/
- https://wallethub.com/edu/cc/capital-one-venture-x-benefits/144925
- https://10xtravel.com/capital-one-venture-x-business-card-review/
- https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x/
- https://medium.com/@alexisanne926/capital-one-venture-x-travel-card-unboxing-and-how-im-using-their-benefits-7a8b5b6075ce
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