Venture X provides its members with access to a state-of-the-art workspace that includes amenities such as high-speed internet, printing and copying services, and a fully equipped kitchen.
With over 100 locations worldwide, Venture X offers its members the flexibility to work from anywhere, whether that's in a major city or a smaller community.
From private offices to shared workspaces, Venture X's membership model allows individuals and businesses to choose the space that best suits their needs.
As a result, Venture X has become a go-to destination for entrepreneurs, small business owners, and remote workers looking for a productive and collaborative environment.
Benefits
The Venture X offers a wide range of benefits that make it a valuable addition to your wallet.
The rewards structure of the Venture X includes welcome bonuses, annual or recurring perks, and category spending bonuses to incentivize using the product.
Some of the lesser-touted benefits on the Venture X, such as travel and purchase protection, price watching, and lounge access, make this card shine.
You can find all the details and even more benefits in the Venture X’s benefits guide, which is available through the Capital One website or mobile app.
Travel and purchase protection are just a couple of the many benefits you'll have access to with the Venture X.
As a Visa Infinite card, you also get access to Visa Infinite perks, which include benefits like lounge access.
The Venture X's benefits guide is a great resource to explore and learn more about the card's features and perks.
Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, but note that enrolling through the normal Hertz Gold Plus Rewards enrollment process will not automatically detect a cardholder as being eligible for the program.
Fees and Costs
The Capital One Venture X Rewards Credit Card has a $395 annual fee, which may seem steep at first, but many users find it's easily offset by the card's benefits.
You can also add up to 4 authorized users for free, making it a great option for families or frequent travelers with companions.
The card offers a $120 credit toward either a TSA PreCheck or Global Entry application fee, which can be a huge time-saver and convenience for travelers.
Annual Fee: $395
The annual fee for this card is a significant $395 a year. This may seem steep, but the benefits can easily outweigh the cost.
You can add 4 authorized users for free, making it a great option for families or those who want to share the benefits.
The annual fee is $395, which is a substantial upfront cost. But don't worry, you can recoup some of that cost with the card's benefits.
Trusted Traveler Application Fee
The Trusted Traveler Application Fee is a valuable perk offered by the Capital One Venture X Rewards Credit Card. You can get up to a $120 credit toward either a TSA PreCheck or Global Entry application fee.
This credit can be used by the primary cardholder or an authorized user, making it a convenient feature for families or groups. However, be aware that the credit can only be used once per valid period.
Paying for your TSA Precheck or Global Entry membership with the Venture X will get you a statement credit for up to $120, valid once every 4 years. This benefit can be used for yourself or to pay for another friend or family member's membership.
Travel Perks
The Capital One Venture X Rewards Credit Card offers a wide range of travel perks that can make your trips more enjoyable and convenient.
You can earn up to 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, making it a great option for travelers who frequently rent cars or book hotels.
The Venture X card also comes with a $300 annual travel credit, which can be used towards any travel purchase made through the Capital One Travel portal.
In addition to the travel credit, you'll also receive a $120 credit towards a TSA PreCheck or Global Entry application fee, making it easier to speed through airport security.
The card offers a solid package of travel insurance benefits, including trip cancellation and interruption insurance, trip delay coverage, lost luggage reimbursement, and primary rental car insurance.
One of the most exciting benefits of the Venture X card is its lounge access, which includes unlimited access to Priority Pass, Capital One lounges, and over 100 Plaza Premium lounges worldwide.
Here's a breakdown of the lounge access benefits:
- Access to Capital One lounges, including Dallas-Fort Worth, Denver, and Washington, D.C.
- Complimentary Priority Pass Select card for access to the Priority Pass global lounge network
- Access to Plaza Premium lounges worldwide
- Includes authorized users and entry for the cardholder plus two guests
Whether you're a frequent traveler or just looking for a more comfortable airport experience, the Venture X card's lounge access benefits are a major perk.
Insurance and Protection
The Capital One Venture X Rewards Credit Card offers a range of insurance and protection benefits that can give you peace of mind when traveling or making purchases. You can receive up to $500 for a flight delayed more than six hours if the tickets were purchased with the Venture X card and booked on a commercial flight.
The card also offers trip cancellation and interruption insurance, which is good for up to $2,000 for any trip canceled for a covered reason. Nonrefundable travel purchases made with the Venture X card, including tours, hotels and flights, are covered under this benefit.
The Venture X card has three main purchase protection benefits: purchase security, extended warranty, and return protection. Purchase security protects your items in the event of theft or damage, covering you up to a maximum of $10,000 per item and up to $50,000 per year.
You can also get reimbursement of up to $300 per item up to $1,000 maximum per year for eligible items you purchased using your Venture X and wish to return, but the merchant is unwilling to accept your return.
In addition, the card offers cellphone protection, covering you for up to $800 per eligible claim, up to two claims per year, minus a $50 deductible per claim.
Primary Auto Rental Coverage
The Venture X credit card offers primary auto rental coverage, which can save you money on car rentals. This coverage is for up to $75,000.
If you pay for the entire car rental with your Venture X card and waive any collision damage or loss damage coverage offered by the agency, the card's primary rental insurance kicks in. This can be a huge advantage, especially if you're not sure what kind of coverage the rental company offers.
To take advantage of this benefit, be sure to waive any additional coverage offered by the rental agency when you pay with your Venture X card. This way, the card's primary rental insurance will cover you in case something goes wrong with the rental car.
Travel Insurance
Travel insurance is a must-have for any traveler, and the Capital One Venture X Rewards Credit Card delivers. The card offers trip cancellation and interruption insurance, which may provide reimbursement if you need to cancel your trip or cut it short.
This benefit can be a lifesaver if you need to cancel a trip due to unforeseen circumstances. For example, if you paid for a ticket with your Venture X, you can receive up to $2,000 per eligible person for the nonrefundable common carrier ticket.
The card also offers trip delay coverage, which may cover lodging and meals if your trip is delayed. This can be especially helpful if you're stuck in a hotel room or airport for an extended period.
In addition to these benefits, the Venture X also offers lost luggage reimbursement, which may reimburse you for damage or loss of your luggage. This can be a huge relief if your bags are lost or damaged during your trip.
Here are some key details about the travel insurance benefits offered by the Venture X:
- Trip cancellation and interruption insurance: up to $2,000 per eligible person
- Trip delay coverage: may cover lodging and meals
- Lost luggage reimbursement: may reimburse for damage or loss
- Primary rental car insurance: covers damage or theft of the rental car
It's worth noting that these benefits are only available if you pay for your trip or rental car with your Venture X card.
Purchase Protections
The Capital One Venture X Rewards Credit Card offers a range of purchase protections to give you peace of mind when making purchases.
The card comes with three main purchase protection benefits: purchase security, extended warranty, and return protection. These benefits can be a lifesaver if you encounter issues with your purchases.
Purchase security protects your items in the event of theft or damage, covering you up to a maximum of $10,000 per item and up to $50,000 per year. You only need to have paid for at least part of the item with your Venture X card.
Extended warranty can extend the standard manufacturer's warranty on eligible purchases, giving you added protection against defects or malfunctions.
Return protection is a unique benefit that allows you to get reimbursement for items you want to return but the merchant won't accept. You can apply for reimbursement up to a maximum value of $300 per item, up to $1,000 maximum per year.
These purchase protections can give you the confidence to make purchases without worrying about the what-ifs.
Generous Welcome Bonus
The Capital One Venture X Rewards Credit Card offers an incredible welcome bonus that can get you off to a fantastic start. The current bonus is 75,000 miles after spending $4,000 on purchases within the first three months of account opening. This is a fantastic opportunity to earn a large number of miles quickly.
You can use these miles to book a one-way business-class plane ticket to almost anywhere in the world, thanks to the card's wide-range of transfer partners. This is a game-changer for frequent travelers like me, who can use these miles to upgrade my travel experience.
Here's a quick rundown of the welcome offers available on the Capital One Venture X:
Keep in mind that the best-ever offer on the Capital One Venture X was 100,000 Capital One miles after $10,000 worth of spending in the first six months of account opening. While we can't predict when this offer will come back, the standard 75,000-mile offer is still worth applying for.
Comparison and Details
The Capital One Venture X Rewards Credit Card is a premium travel card that offers a lot of value for its $395 annual fee. It's a no-brainer addition to any bonafide point collector's arsenal.
To qualify for this card, you must have an existing U.S. Bank account open for at least five business days before applying, which is a major limitation compared to other cards. However, its points can be redeemed at 1.5 cents each with U.S. Bank.
The card has four key aspects to consider: welcome bonuses, earning rates, redemption options, and recurring perks. These benefits include generous rewards for travelers, multiple redemption options, and recurring perks, making it a great option for those who travel frequently.
American Express Platinum Comparison
The American Express Platinum Card is a popular choice among luxury-seeking travelers, but it's not without its downsides. One major limitation is that booking hotels with Membership Rewards points in the AmEx Travel Portal yields a value of 0.7 cents per point.
You can earn points with the Platinum Card, but to qualify for it, you'll need to have an existing U.S. Bank account open for at least five business days before applying. This is a unique requirement not seen on other cards.
The Platinum Card's points can be redeemed at 1.5 cents each through U.S. Bank, making it a valuable feature for those who qualify. However, this redemption rate is lower than what you can get with Capital One miles through Capital One Travel.
Details
The Capital One Venture X Rewards Credit Card is a premium travel card that offers a generous welcome bonus. This card has a $395 annual fee, which is a significant investment, but it's worth considering the benefits it provides.
One of the key aspects of a travel credit card is the welcome bonus, and the Venture X delivers with its enticing offer. For a premium card like this, the welcome bonus is a major selling point.
The card also offers multiple redemption options, including the ability to redeem points for travel purchases with no blackout dates or restrictions. This flexibility is a major advantage for travelers.
The Venture X also offers recurring perks, such as annual credits and elite status at Hertz. These benefits can add up to significant savings over time.
If you travel at least a few times a year and don't mind feeling VIP on your trips, the Venture X is definitely worth considering.
Here are some of the key benefits of the Capital One Venture X Rewards Credit Card:
- Generous welcome bonus
- Multiple redemption options
- Recurring perks, such as annual credits and elite status at Hertz
- Ongoing protections, such as consumer protections and useful benefits
The Venture X is a top contender in the crowded field of premium travel credit cards, and its benefits make it a great value for frequent travelers.
Our Expert
The Capital One Venture X Rewards Credit Card is a premium credit card with a myriad of benefits and a lower annual fee than other high-end cards with similar features.
This card offers a generous rewards program, allowing you to earn miles on every purchase, with no rotating categories or spending limits.
The Venture X Rewards Credit Card also comes with a high travel credit, which can be redeemed for travel purchases with no blackout dates or restrictions.
With a lower annual fee compared to other high-end cards, you can enjoy premium benefits without breaking the bank.
This card also offers a generous sign-up bonus, making it an attractive option for those looking to earn rewards quickly.
Other Features
Venture X offers a range of amenities to support members' productivity and well-being. Members can access high-speed internet and printing services.
The community kitchen and lounge areas provide a comfortable space for members to relax and socialize.
Venture X locations often feature on-site restaurants and cafes.
Comparison with Other Options
The Platinum Card from American Express has a major limitation: you must have an existing U.S. Bank account open for at least five business days before applying.
Booking hotels with Membership Rewards points in the AmEx Travel Portal yields a value of 0.7 cents per point, which is 0.3 cents less per point than a similar booking with Capital One miles through Capital One Travel.
One notable difference between the Capital One Venture X Rewards Credit Card and other options is its redemption value: Capital One miles can be redeemed at 1.5 cents each through U.S. Bank.
Frequently Asked Questions
What is the 90k referral bonus for Venture X?
Earn 90,000 Capital One miles with a referral bonus when you spend $4,000 in the first 3 months with your new Venture X Credit Card. This limited-time offer requires a referral link and meets the minimum spending requirement within the specified timeframe.
What is the best Capital One Venture X offer?
The Capital One Venture X card offers a generous 75,000 bonus miles for spending $4,000 in the first 3 months, redeemable for $750 in travel. This premium credit card is ideal for travelers seeking an all-in-one rewards experience.
Does Venture X have a sign-up bonus?
Yes, Venture X offers a sign-up bonus of 75,000 miles after spending $4,000 within the first 3 months. Earn this bonus by meeting the minimum spending requirement and opening your account today.
How to get 90k venture x referral?
Log in to your Venture X account and access the 'Refer a Friend' link to share your personalized referral link with others. This will unlock the 90,000-point offer
Sources
- https://www.nerdwallet.com/article/travel/capital-one-venture-x-card-worth-annual-fee
- https://www.forbes.com/advisor/credit-cards/venture-x-benefits/
- https://www.cnbc.com/select/my-favorite-capital-one-venture-x-benefits/
- https://katiestraveltricks.com/venturex/
- https://awardwallet.com/blog/capital-one-credit-card-offer-history/
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