Capital One Venture X Credit Card Review and Guide

The Capital One Venture X Credit Card is a game-changer for travelers. It offers 75,000 miles as a sign-up bonus, which can be redeemed for $750 in travel.

With this card, you'll earn 10X miles on hotels and car rentals, and 5X miles on flights booked through Capital One Travel. That's a lot of travel rewards.

The card also has a generous $200 travel credit, which can be redeemed for things like airport lounge access, travel insurance, or even a travel bag. It's a great way to offset the cost of travel.

The Capital One Venture X Credit Card has no foreign transaction fees, making it a great choice for international travel.

The Venture X card is a great travel companion, and its benefits are just as impressive. With the Venture X card, you get a host of benefits that make traveling easier and more enjoyable.

You'll have access to Visa Infinite protection and perks, which provide extra coverage and a concierge's help with reservations and event tickets. This is an added benefit of the card, giving you more peace of mind when traveling.

The card's benefits go beyond just maximizing your travel. You'll have extra coverage and support, making your travel experiences more stress-free.

Capital One Venture X is a travel rewards credit card that offers a range of features to help you make the most of your travels.

With the Capital One Venture X, you can earn 75,000 bonus miles after spending $4,000 in the first 3 months, which can be redeemed for travel purchases.

You can also earn 10x miles on hotels and car rentals, and 5x miles on flights, which can be redeemed for travel purchases.

The card offers a $300 annual travel credit, which can be used to offset travel expenses.

You can also get access to airport lounges, including Capital One Lounges, and Priority Pass lounges.

The card has no foreign transaction fees, making it a great option for international travel.

You can also get a $100 credit towards Global Entry or TSA PreCheck.

The annual fee for the Capital One Venture X Rewards Credit Card is a significant $395 per year.

You can, however, get more than $395 in value from this card thanks to the $300 travel credit and 10,000 anniversary points.

Adding authorized users is free, and you can add up to 4 of them to share in some of the benefits.

You won't pay foreign transaction fees when making purchases outside the United States. This means you can travel freely without worrying about extra charges.

Making purchases from foreign merchants, either in-person or online, won't cost you extra. This is a common feature of travel credit cards, and it can save you money on your international transactions.

You won't have to worry about unexpected fees when using your card abroad. Just remember to check the exchange rate and any other relevant rates and disclosures before you travel.

You can get a statement credit for up to $120 if you use your Capital One Venture X Rewards Credit Card to pay for your Global Entry or TSA PreCheck application fee.

The credit is valid once every four years, so you can only get a credit for one of the two application fees during this time period.

You can use the credit for yourself or pay for a friend or family member's membership.

The credit amount varies depending on the service you choose, with Global Entry costing $120 and TSA PreCheck costing $85.

However, it's worth noting that Global Entry includes TSA PreCheck, so applying for Global Entry will essentially give you a credit for both services.

The Capital One Venture X credit card offers a range of travel insurance benefits, including travel accident insurance with a coverage amount of up to $1,000,000.

You can also get trip cancellation and interruption insurance, which covers up to $2,000 per person for nonrefundable common carrier tickets.

Here are the details of the travel insurance benefits offered by Capital One Venture X:

If you're renting a car, the Capital One Venture X card also offers rental car insurance, which covers theft, damage, and other expenses up to $75,000.

Insurance is a vital aspect of traveling, and the Capital One Venture X card offers impressive coverage. You can get reimbursed up to $500 per ticket for trip delays, which can be a lifesaver if your flight gets delayed by at least six hours or requires an overnight stay.

The card also offers trip cancellation and interruption insurance, which covers up to $2,000 per eligible person for nonrefundable common carrier tickets. Eligible persons include you, your spouse or domestic partner, and your dependent children, as long as you charged the entire cost of the trip to your card.

Travel accident insurance is also included, providing up to $1,000,000 in coverage for serious accidents that occur while traveling with a common carrier. Rental car insurance is another free benefit, covering theft, damage, and loss-of-use charges up to $75,000, as long as you decline the rental agency's insurance and pay for the rental with your Capital One Venture X card.

Lost luggage reimbursement is also available, covering up to $3,000 per trip. This can be a big help if your luggage gets lost or stolen during your travels.

Here's a quick rundown of the insurance benefits offered by the Capital One Venture X card:

The Capital One Venture X card offers extended warranty protection, which extends your product warranties automatically by 1 additional year on eligible warranties of 3 years or less.

This benefit is limited to no more than the original price of the purchased item, up to a maximum of $10,000 per claim, and $50,000 per cardholder. The card gets a very good score in WalletHub's Extended Warranty Study.

The extended warranty protection works by lengthening the original manufacturer's warranty by up to 1 extra year for warranties that are 3 years or less.

The Capital One Venture X miles and rewards program is a great way to earn and use your miles. You'll get a 10,000-mile bonus every year on your account anniversary, which is equivalent to $100 in travel credit.

This bonus can help offset the annual fee, making the card a more valuable option. You can also use your miles to cover travel purchases, including flights, hotels, and even Disney vacations. If you have 75,000 miles, you can use them to cover $750 of travel expenses.

One of the best ways to get more value from your miles is to transfer them to Capital One's list of airline and hotel partners. For example, you can transfer 65,000 miles to Turkish Miles & Smiles and book a one-way business class flight from the US to Istanbul.

Here are some of the transfer partners and their ratios:

You can use your miles to cover any travel purchase, even Disney vacations. If you have 75,000 miles, you can use it to cover $750 of travel purchases. This works for any expense that codes as a travel expense, such as Airbnbs, hotels, or cheap flights.

The miles can be used to pay for Disney vacations, and you can even plan to use your points this way before you have them. This is a very easy redemption option that still provides value.

Here are some examples of how you can use your miles to cover travel purchases:

Keep in mind that this is not the way to get the max value from your miles, but it's a great option if you need to cover a travel expense.

Capital One Venture X miles don't expire, as long as your account is open and in good standing.

You'll forfeit any miles you haven't redeemed if you close your account for any reason.

Capital One won't let you earn or redeem miles if you're late making the minimum payment.

The Capital One Venture X card comes with a range of perks and privileges that can enhance your travel and shopping experiences. One of the key benefits is the ability to book travel through the Capital One Travel portal, which offers no blackout dates or seat restrictions.

You'll also get a credit of up to $50 if the price of a booked flight drops within 10 days, and price matching with other booking services if you notify Capital One within 24 hours after booking. Additionally, you can cancel a flight for any reason and freeze the price of a flight for later booking.

Here are some of the key travel benefits you can enjoy with the Capital One Venture X card:

You can make a purchase with confidence using the Capital One Venture X card, thanks to its 90 days of return protection. This protection kicks in when you make a qualifying purchase that the retailer won't accept back.

The return protection covers new, working items, and the coverage amount is up to $300 per item and $1,000 per year. Certain types of items are excluded, so be sure to check your benefits guide for the full list.

You can use this perk to get reimbursed for items that don't meet your expectations, giving you peace of mind when shopping.

You can earn rewards by dining out, and with some cards, you can even earn more miles on certain purchases. Venture X cardholders earn 5X miles on Capital One Entertainment purchases.

Whether you're a foodie or a music lover, there are plenty of experiences to enjoy. Venture X cardholders can also redeem miles to purchase tickets.

Capital One Entertainment offers exclusive tickets and VIP event access, making it a great perk for sports fans and music lovers alike.

Staying at a hotel can be a real treat, especially if you're a loyalty program member. You can earn points for every night you stay, which can be redeemed for free nights, room upgrades, and other perks.

Many hotels offer free Wi-Fi, a convenient amenity that's becoming increasingly standard. Some even offer free breakfast, which can be a great way to start your day.

Hotel loyalty programs often have tiered levels, with higher levels offering more benefits and rewards. For example, the Hilton Honors program has a Gold tier that offers a 50% bonus on base points earned.

Some hotels offer exclusive access to their executive lounges, where you can enjoy complimentary food and drinks. These lounges often have a more relaxed atmosphere than the main lobby bar.

Hotels may also offer free parking or a discounted rate for loyalty program members. This can be a big perk, especially if you're driving to your destination.

The Marriott Bonvoy program has a Platinum tier that offers a 75% bonus on base points earned, as well as a free night award every 50 nights stayed.

The Venture X card is a Visa Infinite card, which means you get access to a range of benefits and perks.

As part of the Visa Infinite network, the Venture X card gives you extra coverage and a concierge's help with reservations and event tickets.

The Venture X card does more than just maximize your travel, it also provides you with extra protection and assistance.

You can see the full details of the Visa Infinite benefits in WalletHub's Visa Infinite Benefits Guide.

In addition to the benefits mentioned, there are several other perks that come with being a Visa Infinite cardholder.

You get unlimited access to over 1,300 airport lounges worldwide through the complimentary Priority Pass membership that comes with the Capital One Venture X Rewards Credit Card.

To activate your membership, log in to your Capital One online account, go to the “Explore rewards and benefits” option, and hit “View Rewards”. From there, click on the “Benefits” tab and navigate to the “Priority Pass Membership” button to enroll.

You'll need to enter your 16-digit Venture X card number and fill out the captcha form to register for your Priority Pass access. You'll then get Priority Pass login credentials which you can use to log into the Priority Pass app and generate a digital membership card.

Roughly 12 hours after registering your card, you can simply use your Venture X Card at each lounge to get in.

With Capital One Venture X, you can shop with confidence knowing your card is protected with safety and security features.

Purchase protection is a key benefit, reimbursing you up to $10,000 per claim and $50,000 per cardholder for items that are damaged or stolen. This benefit is also known as “purchase protection.”

You won't be liable for any fraudulent purchases that you report, which is standard with all major credit cards.

You can get a statement credit for up to $120 every four years if you use your card to pay the application fee for either Global Entry or TSA PreCheck. These two services expedite your way through airport security.

Global Entry or TSA PreCheck credit is a valuable benefit offered by the Capital One Venture X Rewards Credit Card. You can get a statement credit for up to a $120 every four years.

You can only get a credit for one of the two application fees during every four-year period, either $120 for Global Entry or $85 for TSA PreCheck. However, Global Entry actually includes TSA PreCheck, so if you apply for that one, you essentially do get a credit for both.

The $120 credit can be used to pay for your own application fee or to pay for a friend or family member's application fee.

You can shop with confidence knowing your card is protected with these safety and security features.

Having a secure account is a top priority, and Venture X has got you covered with its robust security features.

You won't be liable for any fraudulent purchases that you report, which is standard with all major credit cards. This means you can shop online or in-store without worrying about being held responsible for unauthorized transactions.

The Venture X card is generally for people with excellent credit scores, so if you're not sure if you qualify, it's worth looking into other options.

To get approved for the Venture X card, you'll need to meet the credit requirements.

If you do get approved, you'll be eligible for the sign-up bonus, which is 75,000 miles if you spend $4,000 within the first 3 months of opening an account.

Adding an authorized user to your Capital One Venture X card is a straightforward process. You can do this for free, and each authorized user will get their own physical card. They'll be able to make purchases and build credit, but they'll share the same credit limit as the primary cardholder.

The primary cardholder is responsible for paying the bills, so make sure you're on the same page with your authorized user. They'll also have access to many of the card's benefits, including travel insurance and rental car insurance.

Authorized users can take advantage of several perks, such as purchase security, extended warranties on purchases, return protection, cell phone protection, airport lounge access, dining and entertainment perks, and cardholder discounts.

To sign up for the Capital One Venture X credit card, you'll need to meet the eligibility requirements, which typically means having an excellent credit score.

The Venture X card isn't for everyone, and if you're not approved, you can explore other Capital One travel rewards cards.

To get the sign-up bonus, you'll need to spend $4,000 within the first 3 months of opening an account.

This means you'll earn 75,000 miles, which can be redeemed for a dream trip.

So you've signed up for the Capital One Venture X card and you're wondering how it works. The card offers a $300 annual travel credit that you can use on flights, hotels, and rental cars booked through the Capital One Travel portal.

You can earn 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 5 miles per $1 spent on flights and vacation rentals booked through the portal. This means that if you spend $100 on a hotel, you'll earn 1,000 miles.

The card also offers a 75,000-mile initial bonus if you spend $4,000 in the first three months. This is a great way to get started with your rewards.

Here's a breakdown of how you can earn rewards on different types of purchases:

Rewards never expire as long as your account remains open and in good standing. This means you can keep earning and redeeming miles over time.