Texas Dow Employees Credit Union Offers Personal Finance Options and More

Texas Dow Employees Credit Union offers a range of personal finance options to help you manage your money and achieve your financial goals. With over 100,000 members, they provide a safe and secure way to save, borrow, and invest.

Their financial services include checking and savings accounts, loans, credit cards, and investment products. Texas Dow Employees Credit Union also offers a variety of financial education resources to help you make informed decisions about your money.

Their website and mobile app allow you to manage your accounts, pay bills, and transfer funds with ease. You can also access your account information 24/7, making it convenient to stay on top of your finances.

Texas Dow Employees Credit Union offers a range of credit card services, including credit cards with intro balance transfer APRs as low as 0% for 12 months. This can be a great option for those looking to consolidate debt or make a large purchase.

You can take advantage of this introductory offer by requesting a balance transfer within 30 days of account opening. To do so, you can call 1-866-820-3867 or visit your nearest TDECU Member Center.

The TDECU Classic Mastercard has a $0 balance transfer fee, making it a more cost-effective option compared to other credit cards. However, keep in mind that balance transfers cannot exceed your available credit, and you cannot do one between accounts.

The starting credit limit for the TDECU Classic Mastercard is $500, although you may be granted a higher limit based on your credit score, income, or debt-to-income ratio.

You can try to increase your credit limit by showing responsibility and always paying your bills on time and in full.

To request an increase, you can call (800) 839-1154.

To do a balance transfer with the TDECU Classic Mastercard, you can go online, call 1-866-820-3867, or visit your nearest TDECU Member Center.

The introductory balance transfer APR is 0% for 12 months, and there's a $0 balance transfer fee. However, you must request a transfer within 30 days of account opening to qualify for this offer.

You can't do a balance transfer that exceeds your available credit.

If you're wondering if you can get approved for the TDECU Classic Mastercard after bankruptcy, the answer is yes, but it's best to wait at least 2 years after discharge before submitting an application.

You can even call TDECU's customer service line at (800) 839-1154 to find out about your eligibility. A representative should be able to assess your approval odds based on your bankruptcy details.

If you're not eligible for the TDECU Classic Mastercard yet, you might have better luck with a bankruptcy credit card.

TDECU is a Texas-based credit union that was established in 1955 by a group of Dow employees. It has since grown to serve over 400,000 members.

TDECU has a strong commitment to community involvement and has donated over $1 million to local charities and organizations. Members can also participate in financial education programs to improve their financial literacy.

TDECU has over 40 locations throughout Texas, offering convenient access to financial services for its members.

TDECU has a rich history dating back to December 1954 when it was founded by employees of Dow Chemical Company.

The credit union's first organizational meeting was held in the Freeport Junior High auditorium in Freeport, Texas, on January 3, 1955.

Initially, membership was limited to Dow and Ethyl-Dow employees, with a $5 deposit requirement for membership.

By 1958, the credit union had 780 members and assets totaling $210,000.

In just 13 years, the credit union's membership had grown to 8,500 members, with assets over $7.5 million by 1971.

Today, TDECU has over 366,000 members, with assets of $4.5 billion as of April 2022.

TDECU Holdings was created in December 2011 to manage its subsidiaries, including TDECU Insurance, TDECU Wealth Advisors, TDECU Real Estate, and Century Oaks Title.

Timothy D. Belton was named president and CEO of TDECU Holdings, but he was later replaced by Stephanie Sherrodd in October 2012.

Isaac Johnson took over as President & CEO in June 2021, bringing new leadership to the organization.

TDECU is based in Lake Jackson, Texas.

The credit union has a significant presence in Texas, with 40 additional locations throughout the state.

You can find TDECU locations in cities like Angleton, Bay City, Baytown, Brazoria, Cuero, Dallas, Edna, Fort Worth, Freeport, Hallettsville, Houston, Katy, Missouri City, Pasadena, Pearland, Port Lavaca, Rosenberg, Shenandoah, Sugar Land, Texas City, Victoria, and Yoakum.

TDECU's widespread network makes it easy to find a branch near you, whether you're in a major city or a smaller town.

Texas Dow Employees Credit Union offers a range of personal finance options to help you manage your money effectively.

With a variety of loan options available, you can choose the one that best suits your needs. Whether you're looking to consolidate debt, purchase a new car, or finance a home improvement project, they've got you covered.

Their loan rates are competitive, with rates starting as low as 6.99% APR for a 36-month personal loan. This can help you save money on interest and pay off your loan faster.

You can also take advantage of their credit card options, which offer rewards programs and cashback incentives. Their Visa Platinum credit card has a 0% introductory APR for 6 months, followed by a 12.99% - 18.99% APR.

Their financial services team is available to help you create a personalized budget and financial plan. This can help you achieve your financial goals and make informed decisions about your money.

By choosing Texas Dow Employees Credit Union, you can enjoy the benefits of membership, including access to exclusive rates and services. As a member, you'll also have access to their online banking platform, which allows you to manage your accounts and make transactions from anywhere.