Conexus Credit Union Mastercard Review and Comparison Guide

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The Conexus Credit Union Mastercard is a great option for those looking for a reliable and feature-rich credit card. It has no annual fee.

One of the standout features of the Conexus Mastercard is its 1% cashback rewards on all purchases. This means you'll earn cash back on everything you buy, from groceries to gas to entertainment.

The Conexus Mastercard also offers a competitive interest rate, with a regular purchase rate of 12.99% and a cash advance rate of 21.99%. These rates are relatively low compared to other credit cards on the market.

Whether you're looking to earn cash back, pay off debt, or simply have a reliable credit card, the Conexus Mastercard is definitely worth considering.

Card Options

Conexus Credit Union offers six different Mastercard credit card options, including a travel rewards card, a U.S. dollar card and a student credit card.

You can choose from a variety of cards that suit your needs, such as the Conexus Cash Back Mastercard, which offers rewards on all purchases.

Here are some of the Conexus Mastercard credit card options:

  • Conexus Cash Back Mastercard.
  • Conexus Centra Gold Mastercard.
  • Conexus Travel Rewards Gold Mastercard.
  • Conexus U.S. Dollar Mastercard.
  • Conexus World Mastercard.
  • Conexus Student Mastercard.

Business owners can also consider the low-interest, no-fee, and rewards options available at Conexus Credit Union.

Centra Gold Mastercard

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The Centra Gold Mastercard is a solid choice for those looking for a balance between rewards and low interest rates. It offers a low-interest rate of just 9.90%.

You'll earn 1 Conexus Reward point for every $1 you spend, which can be redeemed for a variety of rewards. This includes merchandise, gift cards, travel options, event tickets, and exciting adventures from their catalogue.

The Centra Gold Mastercard also comes with a range of insurance benefits, including Common Carrier Accident Protection, Auto Rental Collision/Loss Insurance, Purchase Protection, and Extended Warranty. You'll also get Common Carrier Travel Accident Insurance, Mobile Device Insurance, Purchase Protection Insurance, and Extended Warranty Insurance.

If you're looking for a credit card with some extra perks, the Centra Gold Mastercard is worth considering. Just be aware that it comes with an annual fee of $50.

Here are the key features of the Centra Gold Mastercard at a glance:

Travel Rewards Gold Mastercard

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The Travel Rewards Gold Mastercard is a fantastic option for those who love to travel. It offers a wide range of travel-related insurance coverages, including Common Carrier Accident Protection and Intergenerational Insurance Coverage.

With this card, you'll earn 1 Conexus Reward point for every $1 spent on your card, and double the points when making purchases in foreign currencies. You can redeem your points for cash back, travel rewards, or deposit the credit into your Conexus chequing or savings account.

The Travel Rewards Gold Mastercard has a number of additional benefits, including Purchase Protection and Extended Warranty Protection. It also includes travel insurance with coverage up to $5,000,000 and a Travel Assistance Service available 24 hours a day, 7 days a week.

Here are some of the specific insurance coverages you'll get with this card:

  • Delayed Baggage and Lost/Damaged Baggage Insurance
  • Common Carrier Travel Accident Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Mobile Device Insurance
  • Purchase Protection Insurance
  • Extended Warranty Insurance
  • Travel Assistance Service

You'll also have access to 24/7 travel assistance, emergency healthcare coverage, trip cancellation coverage, and baggage coverage for trips up to 3 days.

Availability and Services

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Conexus Credit Union Mastercard offers a wide range of services to its members, both at home and abroad.

You can use your card to make purchases, get cash back, and pay bills online or by phone, 24/7.

The card is accepted at millions of merchants worldwide, making it a convenient choice for travel.

Conexus Credit Union Mastercard also offers a mobile app that allows you to track your spending, make payments, and transfer funds on the go.

Online Banking Capabilities

Conexus Credit Union offers online banking capabilities through its website and mobile app.

You can access online banking from the Conexus website, where members can log in using their member card debit number and password.

The Conexus mobile app is available for iPhone, iPad, iPod Touch, and Android devices.

Through the mobile app, members can perform a range of financial tasks, including checking account balances and paying bills.

You can also use the mobile app to transfer money between accounts and manage scheduled payments.

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In addition to these tasks, members can send and accept Interac e-transfers through the mobile app.

To find the nearest branch or ATM, simply use the mobile app's location feature.

Members can even deposit a cheque using the mobile app, making it easy to manage your finances on the go.

Here are some of the key tasks you can complete through the Conexus mobile app:

  • Check account balances
  • Pay bills
  • Transfer money between accounts
  • Manage scheduled payments
  • Send and accept Interac e-transfers
  • Find the nearest branch or ATM
  • Deposit a cheque

Is Mastercard Available?

Yes, Conexus Credit Union offers personal Mastercard credit cards for no fee, students, travel, and cash back.

Conexus also provides business Mastercard credit cards with low-interest, no-fee, and rewards options.

Everlink, a leading provider of Integrated Payment Solutions, has enabled Conexus Credit Union for end-to-end EMV transactions, including Mastercard EMV transactions on their ATMs.

Conexus customers can now enjoy an even greater sense of confidence in their banking payment infrastructure with the adoption of EMV Chip solutions.

Everlink has delivered this significant milestone project in cooperation with Credit Union Central of Canada, MasterCard, and CUETS.

Is There in Regina?

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Conexus Credit Union has a strong presence in Regina, with five branch locations available to serve its members.

You can find a Conexus Credit Union in Regina with ease, as they have multiple branch locations throughout the city.

Conexus Credit Union in Regina offers convenient access to its services, making it a great option for those who need banking services in the area.

Comparison and Benefits

Credit unions like Conexus Credit Union offer a more personalized approach to banking, which can lead to higher customer satisfaction. This is because they prioritize their members' needs over profits.

Lower fees are another benefit of using a credit union credit card, such as the Conexus Credit Union Mastercard.

Pros

Credit unions offer a unique set of benefits that make them an attractive option for those looking for a more personalized and community-focused banking experience. One of the biggest advantages of credit union credit cards is the customer-centric approach, which prioritizes the needs of members over profits.

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Credit unions tend to have lower fees and more favourable terms than big banks, making them a great choice for those looking to avoid high fees and unfavourable terms. This is especially true for community-minded individuals who value local investment and community involvement.

Here are some key benefits of credit union credit cards:

  • Customer-centric approach: Credit unions prioritize their members, leading to more personalized service and customer satisfaction.
  • Lower fees: Credit unions tend to have lower fees and more favourable terms than big banks.

By choosing a credit union credit card, you can expect to receive more personalized service and a more favourable terms, which can lead to greater customer satisfaction and a more positive banking experience overall.

Lowest Rates by Type

When comparing credit card rates, it's essential to know the lowest rates available by type. Cards with the lowest rates include those with a 9.90% interest rate.

If you're looking for a specific type of card, you'll want to consider the rate associated with it. For instance, Mastercard Cards and Low Rate Cards both have a 11.90% interest rate.

Some cards offer rewards, but at a higher cost. Cash Back Cards, for example, come with a 19.50% interest rate. 1% Cash Back Cards also have the same high interest rate.

Here are the lowest rates by type:

  • Cards 9.90%
  • Low Rate Cards 11.90%
  • Mastercard Cards 11.90%
  • Visa Cards 11.99%
  • 1% Cash Back Cards 19.50%
  • Cash Back Cards 19.50%

Frequently Asked Questions

How do I contact Conexus Mastercard?

To contact Conexus Mastercard, call our Member Contact Centre at 1-800-667-7477 or fill out our contact form for a response. We'll be in touch to help with your inquiry.

Is Mastercard a credit card?

Yes, Mastercard is a type of credit card that offers flexibility for everyday purchases. It provides the freedom to support your lifestyle with convenient payment options.

How do I activate my Conexus Mastercard?

To activate your Conexus Mastercard, call 1-800-667-7477 or visit your local branch and make a PIN transaction. This will enable you to register for online banking and start using your account.

Robin Little

Senior Writer

Robin Little is a seasoned writer with a keen eye for detail and a passion for storytelling. With a strong background in research and analysis, Robin has honed their craft to deliver engaging and informative content on a wide range of topics. Their expertise in the realm of financial markets has earned them a reputation as a trusted voice in the industry.

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