
To check the status of your LIC India policy, you can do so online through the LIC India website or mobile app.
You can register for an online account on the LIC India website, which will allow you to access your policy details and check your policy status at any time.
To register, you'll need to provide your policy number and other required details.
Once registered, you can log in to your account and check the status of your policy by visiting the "Policy Status" section.
A different take: Check Status of Payment
Online Registration
To register online for LIC India policy status, you'll need to visit the official website of LIC. Click on the ‘Login to Customer Portal’ available on the homepage to start the registration process.
To create a new account, you'll need to provide details like policy number, email ID, date of birth, premium amount, etc. You'll also need to choose a User ID and password. After successful registration, you'll receive a verification link on your registered email, which you'll need to click on to verify your LIC policy details.
The entire process is straightforward and easy to follow, and it's a great way to access all your LIC policy information online.
Procedure to Online
To check your LIC policy status online, you'll need to follow a few simple steps. First, visit the official LIC website and click on the "Login to Customer Portal" option.
You'll need to log in with your User ID or get an OTP on your registered mobile number. Once you're logged in, select the "Policy Status" tab to view all your active LIC policies. If any policies are not listed, you can add them using the "Enrol Policy" option under the tool section.
To enrol your LIC policy online, you'll need to follow these steps: visit the official LIC website, click on the "Login to Customer Portal" option, log in with your User ID or get an OTP, and then select the "Enrol Policy" option under the tool section.
Your policy number will be required, so make sure you have it handy. You can choose any user ID you like, but it must be unique and between 8 and 30 characters long. Your password should also be unique and kept confidential to prevent any fraudulent activities in your account.
Broaden your view: Know Your Customer Status
Here's a summary of the steps to check your LIC policy status online:
- Visit the official LIC website
- Log in with your User ID or get an OTP
- Select the "Policy Status" tab
- View your active LIC policies
- Enrol any policies that are not listed
You can also use the LIC app to check your policy status. To do this, log in to the app using your User ID, Password, and date of birth, and then click on the desired policy to view its status.
How to Register Without Online
If you don't have online access, you can still register with LIC through their SMS and Phone Call service. This service allows you to verify the contents of your policy without needing to register online.
LIC introduced these services to ensure that all policyholders, regardless of their internet access, can stay up to date with the latest changes.
See what others are reading: Lic India Customer Care
Checking Policy Status
You can check your LIC policy status online, through SMS, or by visiting the nearest LIC branch. To check online, visit the official LIC website and log in to your account with your registered user ID and password.

There are several ways to check your LIC policy status, including by policy number, and you can use the LIC mobile application or contact the LIC customer care support. If you have misplaced your policy documents, you can still check your policy status by policy number and other key details.
You can track your LIC policy details online, including premium payment history, maturity date, loan status, bonus information, and more. To do this, you'll need to log in to your account and select the policy you want to view.
To check your LIC policy status online, you can follow these steps: visit the official LIC website, log in to your account, and select the policy you want to view. You can also use the LIC mobile application to check your policy status.
If you're not registered with the LIC online portal, you can still check your policy status by SMS or phone call. The LIC customer care support is available 24/7 to assist with any queries.
Here are the ways to check your LIC policy status:
- Online: visit the official LIC website and log in to your account
- SMS: send an SMS to 9222492224 with the required text
- Phone call: contact the LIC customer care support at +91-022 6827 6827
- Mobile application: use the LIC mobile application to check your policy status
- Branch visit: visit the nearest LIC branch with your policy documents
Remember to keep your policy number handy when checking your policy status online. You can also use the LIC policy tracker to get nominee details, check policy performance, and more.
Calculating and Surrendering

You can calculate the surrender value of your LIC policy using a simple formula. The formula is: Basic sum assured (Number of premiums paid/Total number of premiums payable) + Total bonus received) x Surrender Value Factor.
The surrender value is applicable after three active years of the policy, and it's equal to 30% of all premiums excluding the premiums paid for the first year of the policy term along with vested bonuses.
For example, if your LIC policy started in 2010 with a policy term of 15 years, the surrender value will be 30% of all premiums paid, plus the final bonus.
Accident benefits will be excluded for the purpose of calculating surrender value. Bonuses are additional cash values paid at the time of the end of the tenure or in case of death.
To check the surrender value of your policy, you can use the formula: Basic Sum Assured (Total number of premiums paid/Total number of premiums payable) + Total bonus received x Surrender Value Factor.
Broaden your view: Term Insurance Policies
You can also check the surrender value of your traditional LIC policy online, using the formula: Surrender value = [{Sum Assured * (number of premiums paid / total number of premiums payable)} + vested bonuses] * Surrender Value Factor.
The surrender value is the value that you would get when you surrender your policy before the completion of the plan term.
General Information
LIC India is a government-owned insurance company that offers a wide range of insurance products to its policyholders.
The company was established in 1956 and has since become one of the largest insurance companies in India, with over 250 million policies issued.
LIC India offers various types of policies, including life insurance, health insurance, and retirement plans, catering to the diverse needs of its policyholders.
The company's policies are designed to provide financial security to its policyholders and their families in case of any unforeseen events.
LIC India's policies are known for their competitive premiums and high claim settlement ratios, making them a popular choice among Indians.
The company's customer service is also highly rated, with a dedicated team available to assist policyholders with any queries or concerns they may have.
Sources
- https://licindia.in/policy-status
- https://www.bankbazaar.com/insurance/lic-life-insurance/lic-policy-status.html
- https://www.renewbuy.com/life-insurance/companies/lic/policy-status
- https://www.mymoneykarma.com/types-of-insurance/lic-of-india-policy-status.html
- https://www.insurancedekho.com/life-insurance/term-insurance/news/how-to-check-lic-policy-status-online-and-offline-7373
- https://www.turtlemint.com/life-insurance/lic-policy-details/
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