Hrvatska poštanska banka Overview and Services

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Hrvatska poštanska banka is a leading bank in Croatia, with a long history dating back to 1992. It's a subsidiary of the Croatian Post, which is the country's postal service.

The bank offers a wide range of financial services, including current accounts, savings accounts, and loans. Its services are designed to cater to individual and business customers alike.

Hrvatska poštanska banka has a strong presence in Croatia, with over 100 branches across the country. This makes it easily accessible to customers in both urban and rural areas.

About Hrvatska Poštanska Banka

Hrvatska Poštanska Banka is a public company that has been around since October 1991. It was founded by Hrvatska pošta, the Croatian national postal service.

The bank is headquartered in Zagreb, Croatia, and has a total of 68 branch offices and approximately 700 automated teller machines. Its headquarters are located at 4 Jurišićeva Street, Zagreb, Croatia.

HPB is the largest Croatian-owned bank in the country, with total assets worth around EUR 7.046.053 thousand. It ranks 5th in Croatia in terms of total assets.

Credit: youtube.com, Hrvatska poštanska banka

The bank's majority owner is the Government of Croatia, which acquired stakes in the bank through the state-owned fund Hrvatski fond za privatizaciju and the national pension fund Hrvatski zavod za mirovinsko osiguranje.

Here are the key shareholders of HPB:

Marko Badurina is the current President of the HPB Management Board, appointed in September 2021.

Financial Information

Hrvatska poštanska banka has a significant financial presence, with a total assets of 3.694 billion euros as of 2021.

Their total capital stands at 351.772 million euros, while their total liabilities amount to 3.342 billion euros.

The bank's deposits are substantial, reaching 3.078 billion euros.

Bilanca Stanja

The financial health of a bank is a crucial aspect of its overall performance. Hrvatska poštanska banka's total assets in 2021 were a staggering 3.694 billion euros.

Their total capital, which is a measure of their financial strength, was 351 million euros. This is a significant amount that indicates the bank's ability to withstand financial shocks.

Credit: youtube.com, Bilanca Stanja

Their total liabilities, on the other hand, were a substantial 3.342 billion euros. This highlights the bank's reliance on external funding to operate.

The bank's gross loans were an impressive 2.087 billion euros. This suggests that the bank is actively lending to its customers, which is a positive sign for the economy.

Deposits are a critical component of a bank's business, and Hrvatska poštanska banka had a substantial 3.078 billion euros in deposits. This indicates a high level of trust and confidence in the bank from its customers.

The bank's regulatory capital, which is a measure of its ability to absorb losses, was 349 million euros. This is a reassuring figure that suggests the bank is well-capitalized.

The bank's credit terms are relatively short, with a maximum term of 18 months. This suggests that the bank is focused on providing short-term financing to its customers.

The minimum and maximum credit amounts offered by the bank are 75 euros and 4,000 euros, respectively. This suggests that the bank is catering to a wide range of customers, from those with small needs to those with more substantial requirements.

HPB-u Dobić Rasla Za Trećinu

Close view of the United States National Bank building with classic columns and architecture.
Credit: pexels.com, Close view of the United States National Bank building with classic columns and architecture.

HPB-u je rasla za trećinu, što je zapravo vrlo dobar rezultat. HPB-u je rasla za trećinu.

Kamatni prihod je bio veći čak 84 posto, što je odraz snažnog rasta HPB-a. To je vrlo važno za gospodarstvo, jer omogućava HPB-u da bude snažnija banka.

Zabilježen je rast depozita stanovništva za 91 milijuna eura, što je veliki korak naprijed. To pokazuje da stanovništvo vjeruje u HPB i njegovu sposobnost da raste.

Dionica je rasla 26 posto, što je odraz pozitivne tendencije na tržištu. To je dobro za sve one koji su uložili u HPB.

Awards and Recognition

Hrvatska poštanska banka has received numerous awards and recognition for its outstanding performance and contributions to the banking industry.

The bank was awarded the "Best Bank in Croatia" title by The Banker magazine in 2019.

Hrvatska poštanska banka has consistently ranked high in the "Banker's Top 1000 World Banks" list, solidifying its position as a leading bank in the region.

Credit: youtube.com, HPB 30 godina

In 2020, the bank was recognized for its efforts in promoting financial inclusion, winning the "Best Bank for Financial Inclusion" award.

Hrvatska poštanska banka's commitment to innovation has been acknowledged through its inclusion in the "Fintech 50" list, highlighting its forward-thinking approach to banking.

The bank's dedication to customer satisfaction has earned it the "Best Customer Service" award, a testament to its focus on delivering exceptional service to its clients.

For more insights, see: Wintrust Financial

Security and Online Banking

Security and online banking is a serious matter, but it's not something to worry about if you're careful.

Pažljivo korištenje online usluga je preduvjet sigurnog i bezbrižnog upravljanja financijama, which translates to "careful use of online services is a prerequisite for secure and worry-free financial management".

You can prevent possible scams by being cautious when using online banking services.

Sigurnost internetskog bankarstva: klijenti i banka mogu spriječiti moguće prijevare, which means "internet banking security: clients and bank can prevent possible frauds".

It's worth noting that a secure online banking experience is not just about the bank's responsibility, but also about the client's actions.

Economic Impact and Quality of Life

BMW Headquarters Building in Munich at Dusk
Credit: pexels.com, BMW Headquarters Building in Munich at Dusk

Hrvatska poštanska banka plays a significant role in the growth of the Croatian economy and the quality of life for its citizens.

The bank's market strength, wide availability, and fast business solutions are the foundation for its increasingly important role in the country's economic growth.

By providing easy access to financial services, HPB helps to improve the standard of living for the people of Croatia.

Carole Veum

Junior Writer

Carole Veum is a seasoned writer with a keen eye for detail and a passion for financial journalism. Her work has appeared in several notable publications, covering a range of topics including banking and mergers and acquisitions. Veum's articles on the Banks of Kenya provide a comprehensive understanding of the local financial landscape, while her pieces on 2013 Mergers and Acquisitions offer insightful analysis of significant corporate transactions.

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