Poštanska Štedionica: Finansijski Partner za Vašu Budućnost

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Black piggy bank surrounded by a variety of coins on a white surface, symbolizing savings and finance.
Credit: pexels.com, Black piggy bank surrounded by a variety of coins on a white surface, symbolizing savings and finance.

Poštanska Štedionica is a reliable financial partner for your future. With a long history of providing safe and secure savings options, they have earned the trust of many individuals and families.

Their savings plans are designed to help you achieve your long-term goals, whether it's buying a home, funding your children's education, or simply building a nest egg for retirement. Poštanska Štedionica offers a range of savings products that can be tailored to suit your needs.

One of the key benefits of saving with Poštanska Štedionica is the high level of liquidity, allowing you to access your money when you need it. Their savings accounts are also protected by the Croatian Deposit Insurance Fund, giving you peace of mind.

Financial Services

With Poštanska štedionica, you can enjoy a range of financial services that make managing your money a breeze. Their banka offers action-packed cash loans with the possibility of approval within 102 minutes!

Their gotovinski krediti come with a fixed interest rate during the repayment period of up to 5 years, giving you peace of mind.

Banka Srbije pregovara o kupovini Prve Banke Crne Gore

A Historic Post Office Building, Bydgoszcz, Poland
Credit: pexels.com, A Historic Post Office Building, Bydgoszcz, Poland

Banka Srbije pregovara o kupovini Prve Banke Crne Gore, ali ova informacija je potpuno neistina. Poštanska štedionica Beograd je demantovala kupovinu Prve banke.

Vučić je rekao da je uspostavljanje punog platnog prometa između Srbije i Crne Gore veoma važno za ekonomske odnose dvije države. Sa naše strane sve je potpuno čisto za uspostavljanje platnog prometa sa Crnom Gorom.

Vučić je naveo da su vjerovatni razlogi za nedosljednost u uspostavljanju punog platnog prometa sa Crnom Gorom da su glavne korespondentske banke u Crnoj Gori koje su njemačke i švajcarske i žele da imaju punu kontrolu u poslovima sa drugim državama.

Akcijski Gotovinski Kredit, Odobrenje U 102 Minuta

If you're in need of a quick financial boost, the Banka Poštanska štedionica offers a fast and efficient solution with their Akcijski gotovinski kredit.

This type of credit allows you to take out a loan with a fixed interest rate for up to 5 years, giving you a clear understanding of your repayment terms.

A serene view of the Manila Central Post Office building along the riverbank, capturing urban beauty at daytime.
Credit: pexels.com, A serene view of the Manila Central Post Office building along the riverbank, capturing urban beauty at daytime.

Their processing time is incredibly fast, with the possibility of approval within 102 minutes, making it a great option for those who need cash quickly.

You can use this credit for various purposes, such as covering unexpected expenses or financing a big purchase.

The Banka Poštanska štedionica's Akcijski gotovinski kredit is a reliable choice for those who value speed and convenience in their financial transactions.

Projekt Nacionalni Stadion

The Projekt Nacionalni Stadion is a significant undertaking in Serbia, and Poštanska štedionica has played a crucial role in its financing.

Poštanska štedionica has provided a long-term investment credit of 42 billion dinars, or 359 million euros, for the project.

This credit has a 11-year repayment period, starting three years after the loan is taken.

The credit's interest rate is composed of a three-month LIBOR rate increased by a fixed margin of 2.9%.

The Serbian government has confirmed this credit through the adoption of the Law on the State's debt to Poštanska štedionica for the purposes of financing the construction of urban infrastructure and the National Stadium with access roads.

Saigon Central Post Office
Credit: pexels.com, Saigon Central Post Office

However, this is not the only credit Poštanska štedionica has provided for the National Stadium project.

In October last year, the Serbian parliament adopted a law that confirms a loan from the same bank for the construction of linear infrastructure for the development of a new area within the National Football Stadium with accompanying facilities in the municipality of Surčin in Belgrade.

The value of this loan is 11.2 billion dinars.

This credit has a two-year grace period and a nine-year repayment period.

The interest rate on this loan is higher than the previous one, and is composed of a six-month LIBOR rate and a margin of 3.3% per annum.

The government has also borrowed the same amount from Unikredit bank for the same purposes.

The government has also adopted a law confirming the provision of a guarantee to Poštanska štedionica for a credit taken by the state-owned company Srbija kargo.

Još bliže vama" Filijala na Novoj Lokaciji u Sarajevu

A Person Holding a Bank Card
Credit: pexels.com, A Person Holding a Bank Card

The new location of Filijala Banke Poštanska štedionica in Sarajevo is on Branilaca Sarajeva 16. This is a great opportunity for customers to experience the bank's services in a more accessible and attractive setting.

The new location is designed to bring the bank closer to its customers, as suggested by the title "Još bliže vama". This is a clear indication that the bank is committed to providing excellent customer service and making its services more convenient for the community.

Filijala Banke Poštanska štedionica has started working on this new location, and it's now open for business. Customers can visit the new location to take advantage of the bank's services and experience the new environment.

Politics and Decisions

The politics and decisions behind Poštanska štedionica are quite interesting. Đorđe Đukić, a professor from the Ekonomski fakultet, believes that the bank's drastic increase in credit activity is evident in its balance sheets.

Poštanska štedionica is not among the top five banks on the market, but it's the only one owned by the state. The bank's share in the balance sheet is a mere 8.2%.

Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.
Credit: pexels.com, Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.

The state's control over Poštanska štedionica makes it a unique institution. Đukić thinks that this is why the bank is often chosen for projects where the government takes out loans.

A loan of 42 billion dinars for the Nacionalni stadion is a significant one, and it raises questions about whether a professional management team would have approved it so easily.

Carole Veum

Junior Writer

Carole Veum is a seasoned writer with a keen eye for detail and a passion for financial journalism. Her work has appeared in several notable publications, covering a range of topics including banking and mergers and acquisitions. Veum's articles on the Banks of Kenya provide a comprehensive understanding of the local financial landscape, while her pieces on 2013 Mergers and Acquisitions offer insightful analysis of significant corporate transactions.

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