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The Chase Sapphire shopping portal is a game-changer for maximizing your rewards. It's a platform that allows you to earn bonus points on your everyday purchases, and it's incredibly easy to use.
To get started, simply log in to your Chase account and navigate to the shopping portal. From there, you can browse thousands of popular retailers, from Amazon and Walmart to Target and more.
One of the best things about the Chase Sapphire shopping portal is the variety of bonus offers available. You can earn up to 10x points on certain purchases, and the bonus rates are often higher than what you'd earn through other rewards programs.
Whether you're a casual shopper or a frequent buyer, the Chase Sapphire shopping portal is definitely worth checking out.
What is the Portal?
The Chase Sapphire shopping portal is a fantastic tool for earning bonus rewards on your shopping purchases. It's an online platform that allows you to earn more Ultimate Rewards by shopping through their portal.
The portal has a vast selection of stores to choose from, with over 360 retailers listed. This includes well-known brands like Apple, American Eagle, and Nike.
You can find a wide range of popular retailers in the portal, including electronics, clothing, home goods, and more. The list of stores is extensive, with many big-name brands represented.
Some of the specific retailers you can find in the portal include:
- Apple
- American Eagle
- Bose
- Macy’s
- WalMart
- Sam’s Club
- Samsung
- Microsoft
- Nike
- Old Navy
- HP
- Under Armour
- Neiman Marcus
- Kohl’s
- Levi’s
- Walgreens
- Staples
- Sephora
The portal takes you directly to the merchant's website, so you have access to their full product range. This means you can browse and shop just like you normally would.
Accessing and Using the Portal
To access the Chase Sapphire shopping portal, you'll need an eligible Chase credit card. Cards that allow access include the Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Sapphire, Chase Ink Preferred, Chase Ink Cash, and Chase Freedom cards.
You can't access the portal with the Chase Slate card. To access the portal, log in to your Chase account and select the card you want to use.
Once you've selected your card, you'll be taken to a page where you can enter the shopping portal. Click on "Earn Points" near the top of the screen and then select "Shop through Chase." Alternatively, you can scroll down to the "See more store" button on the right and click on it.
To navigate to Shop Through Chase, you can either log in at Chase.com, click on the right arrow under "Rewards" next to your Ultimate Rewards balance, and scroll down to Shop Through Chase, or navigate to Shop Through Chase directly.
Using Shop Through Chase is a breeze. To do so, log in to your Chase Ultimate Rewards account online or via the Chase mobile app, select the card you want to use, and navigate to the "Shopping & Experiences" tab. From there, click on the "Shop & earn bonus points" option, browse for a retailer, and click on the "Shop Now" button on the offer you want.
Here are the steps to follow:
- Log in to your Chase Ultimate Rewards account online or via the Chase mobile app.
- Select the card you want to use.
- Navigate to the "Shopping & Experiences" tab.
- Click on the "Shop & earn bonus points" option.
- Browse for a retailer and click on the "Shop Now" button on the offer you want.
- Complete your transaction and wait for your points.
Portal Features and Rules
The Chase Sapphire shopping portal has some important features and rules to keep in mind. Always check for exclusions when clicking on a store, as some merchants may exclude certain items from earning bonus points.
You can check the Cash Back Monitor (CBM) to see which Chase portal is offering the best rate and compare it to other shopping portals. I've found CBM to be a useful tool in finding the best earning rates.
Make sure to check the pop-up window that comes up when you click on a merchant for any possible exclusions, like the Samsung example which excludes home appliances. If you're still unsure, just call the phone number on the back of your Chase credit card for assistance.
Purchase Verification
To ensure your purchase tracks and you earn points, you must click on the button that pops up when you leave Chase to be transferred to the store. This button is a crucial step in the tracking process.
If you're shopping through the Chase Ultimate Rewards mall, you'll need to click on the retailer and select the "Shop This Offer" button to earn bonus rewards. This will redirect you to the retailer's website where you can complete your purchase.
To avoid interfering with tracking cookies, don't click out to another site once you've clicked from the Shop Through Chase mall and started your purchase. This is especially important if you're using coupon codes from the mall.
Using coupon codes from the Shop Through Chase mall is okay, but make sure they're only from the mall to ensure tracking.
Check for Exclusions
Make sure to read the fine print when clicking on a store in the shopping portal, as some merchants exclude certain items from earning bonus points.
Some items, like home appliances, may not be eligible for bonus points, as seen in the Samsung example.
If you're unsure about exclusions, check the pop-up window that appears when you click on a merchant.
Through vs. Offers
Shop Through Chase is a program that rewards shoppers with bonus points on virtual purchases, but you need to own a Chase credit card with Ultimate Rewards access to participate.
In contrast, Chase Offers is a separate program that offers limited-time cash back rates on select physical and online merchants, and it's open to all Chase credit cardholders.
To take advantage of Shop Through Chase, you'll need to use the redirect link provided in the offer tile to complete your purchase.
Chase Offers, on the other hand, requires you to activate the deal, which will automatically get you cash back once you complete your purchase with the card and meet the terms of the offer.
Here's a comparison between the two programs:
I've found that Chase Offers often has more diverse deals, such as a 5 percent cash back offer on Lyft rides or a $10 cash back offer from TurboTax, so it's worth checking out if you're looking for something specific.
Tracking and Managing Points
Tracking your purchases is crucial to ensure your bonus points post correctly. You can track your purchases in the Ultimate Rewards portal, and it's also a good idea to make a personal note of each purchase.
To track your posted purchases, click on your points balance in the top right navigation, and select “Rewards Activity” from the dropdown. This will take you to a page where you can see all your past purchases and bonus points earned.
Bonus points earned with Shop through Chase are found at the bottom of your Rewards Activity page. You can also check your "My Shopping Details" page for points earned on purchases made through Shop Through Chase.
The points should appear on your "My Shopping Details" page within 3 to 5 days of your purchase, although points may take up to 45 days to post to your page, depending on the retailer. It's also worth noting that Chase can only research transactions made within the past 180 days (6 months).
Tracking Points
Tracking points is a crucial part of managing your rewards. You should make your own personal note of each purchase to ensure your bonus points post.
To track your points, you can also use the Ultimate Rewards portal. Click on your points balance in the top right navigation, and select "Rewards Activity" from the dropdown.
Bonus points earned with Shop through Chase are found at the bottom of your Rewards Activity page. This is where you'll see the points you've earned from shopping through the Chase portal.
If you have an issue with points posting, contact Chase to investigate any issues. They can only research transactions made within the past 180 days (6 months).
To keep track of your points, consider making a note of each purchase as you make it. This will help you stay on top of your rewards and ensure you don't miss out on any points.
Know Your Point Value
Knowing your point value is crucial when comparing rewards programs. This is especially true when evaluating the Chase shopping portal against other portals.
The Chase shopping portal often offers competitive earning rates. For example, if it's offering 3% back, that's a good starting point.
However, it's essential to factor in the value of Ultimate Rewards when making comparisons. If you value Ultimate Rewards at 2 cents per point, then getting 3% back in Ultimate Rewards is like receiving 6% back.
This means that the Chase portal might be a better deal than it initially seems. I've seen this play out in my own experience, where the Chase portal offered a higher earning rate than a cash back portal, but the Ultimate Rewards value made it the better choice.
Rewards and Offers
You can earn a lot of points with Shop Through Chase, with rewards ranging from 1X to 8X Ultimate Rewards points, and most offers landing in the 1X to 4X points range.
The program's catalog of retailers and promotional offers changes often, so you should check back frequently to see if a new store or a new earning rate is available.
There's no limit to the number of bonus points you can earn when you Shop through Chase, and you can earn unlimited points with the program.
Here are some participating online merchants that offer bonus points:
- Apple, J.Crew, Walgreens, Barneys New York, West Elm, Staples, and several others that currently offer 2 bonus points per $1 spent
- Nike and The North Face (4 bonus points per $1)
- Backcountry (outdoor and athletic gear; 5 bonus points per $1)
- Groupon (8 bonus points per $1)
- H&R Block (18 bonus points per $1)
Assuming Chase points are worth around 2 cents each, this can earn you an extra 2% to 10% of your spending back on a lot of online shopping, just by clicking through the portal.
Special Offers
Special Offers can be a great way to earn even more bonus miles through Shop Through Chase. Unfortunately, Shop Through Chase has not offered any special shopping offers in the past, but it does tend to rotate the retailers in the portal and change the rewards available at each one, so check back frequently to see if a new store or a new earning rate is available!
These special offers can be paired with other rewards opportunities, like Chase Offers, to maximize your reward. Hot Tip: Want to double up on your rewards? Check your Chase Offers to see what extra discounts you are eligible for. These will stack with any extra rewards you earn through Shop Through Chase.
Some participating online merchants include Apple, J.Crew, Walgreens, and many others that currently offer 2 bonus points per $1 spent, while Nike and The North Face offer 4 bonus points per $1, and Backcountry offers 5 bonus points per $1.
Rewards and Offers
You can earn a significant amount of points through the Chase shopping portal, Shop Through Chase. The program's catalog of retailers and promotional offers changes often, so exact reward rates can vary, but you'll see offers to earn anywhere from 1X to 8X Ultimate Rewards points.
Some retailers offer higher earning rates than others, such as AT&T Wireless, which offers 3,000 points, or Flowers by Florists.com, which offers 15 points per $1.
You can also earn points by shopping at major e-commerce sites through Chase's portal, with participating merchants including Apple, J.Crew, and Walgreens, among others. These bonus points are on top of any points you'd earn normally for using your credit card.
The key to making the most of the Chase shopping portal is to check regularly for new promotions and read the offer terms carefully, as each merchant may apply restrictions to their bonus offers. It's also a good idea to look for an offer before a large purchase, such as holiday shopping.
Here are some participating online merchants and their corresponding bonus points per dollar spent:
- Apple, J.Crew, Walgreens, Barneys New York, West Elm, Staples: 2 points per $1
- Nike and The North Face: 4 points per $1
- Backcountry: 5 points per $1
- Groupon: 8 points per $1
- H&R Block: 18 points per $1
Remember, there's no limit to the number of bonus points you can earn when you Shop through Chase, and you can earn unlimited points on top of your standard rewards rate.
Retailers and Earnings
The retailers and earnings are where the magic happens with Chase Sapphire's shopping portal. You can earn up to 8X Ultimate Rewards points through the portal, with most offers landing in the 1X to 4X points range.
Some retailers offer significantly higher earning rates, such as AT&T Wireless at 3,000 points, Flowers by Florists.com at 15 points per $1, and Groupon at 8 bonus points per $1.
Here are some participating retailers and their corresponding earning rates:
Keep in mind that these earning rates are subject to change, so it's essential to check the portal regularly for the best deals.
Example Retailers
The Chase shopping portal offers a wide range of retailers to earn bonus points. You can earn up to 8X Ultimate Rewards points, with most offers landing in the 1X to 4X points range.
As mentioned earlier, the catalog of retailers and promotional offers changes often, so it's essential to check regularly. Participating online merchants include Apple, J.Crew, Walgreens, and many others that currently offer 2 bonus points per $1 spent.
The number of Ultimate Rewards you can earn and the participating retailers at Shop Through Chase change from time to time. Here are some example retailers with higher-earning rates available through the portal when clicking through with a Chase Sapphire Reserve:
Remember, the value of your points matters, and Chase Ultimate Rewards can be worth around 2 cents apiece when transferred to a high-value travel partner. So, even if another portal offers a higher cashback rate, it may not be the better deal in the long run.
Returning an Item
If you return an item, your points will be deducted from your rewards balance.
You should be aware of this policy before making a purchase through the Chase online shopping portal.
Tips and Best Practices
To get the most out of the Chase Sapphire shopping portal, it's essential to check regularly for new promotions. This will help you stay on top of changing offers and maximize your points earnings.
Read the offer terms carefully, as each merchant may have restrictions on bonus points, such as limits on the number of points you can earn or specific purchase requirements.
Look for offers before making large purchases, especially during holiday shopping seasons. This can help you rack up easy points on items you already need to buy.
You can also stack other rewards opportunities by pairing Shop Through Chase with Chase Offers, if available. This can help you earn even more points on your purchases.
If you hold a Chase Sapphire credit card or the Ink Business Preferred Credit Card, you can boost the value of your points by 25% to 50% when redeeming them for travel through the Ultimate Rewards portal.
Frequently Asked Questions
Is shop through Chase worth it?
Yes, Shop Through Chase can be a valuable program to earn additional points, but it requires some effort to find the best deals. It's worth searching the portal before making a purchase to see if you can earn more points.
Sources
- https://www.uponarriving.com/chase-shopping-portal/
- https://upgradedpoints.com/credit-cards/chase-shopping-portal/
- https://www.bankrate.com/credit-cards/rewards/shop-through-chase-guide/
- https://thriftytraveler.com/guides/points/chase-travel-portal/
- https://www.pointsparty.com/2018/04/chase-sapphire-reserve-freedom-cards-shopping-portal/
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