5 3 Bank Credit Card Rewards Compared and Reviewed

If you're in the market for a 3 bank credit card, you're likely looking for a card that offers rewards that align with your spending habits. The 3 bank credit card is a solid option, with a rewards program that offers 3% cash back on various categories.

The 3 bank credit card has a simple rewards structure, with no rotating categories or spending limits. You can earn 3% cash back on gas stations, restaurants, and supermarkets, making it a great option for those who frequently make purchases in these categories.

For example, if you spend $1,000 on gas stations in a year, you'll earn $30 in cash back. This can add up quickly, especially for those who use their credit card for everyday purchases.

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Rewards are a major draw for credit card users, and 5/3 Bank credit cards are no exception. The bank offers a range of rewards programs that can help you save money and earn cash back.

One of the most popular rewards programs offered by 5/3 Bank is the unlimited 1.67% cash back on every purchase, as seen in the Fifth Third 1.67% Cash/Back Card. This means that you'll earn cash back on every dollar you spend, with no cap on how much you can earn.

The Chase Freedom Flex Credit Card also offers a rewards program that earns 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. This can add up to significant savings over time.

Another benefit of 5/3 Bank credit cards is the absence of an annual fee, making them a cost-effective choice for many users. The Wells Fargo Active Cash Card, for example, currently offers a $200 bonus after spending $500 on purchases within the first three months from account opening, with no annual fee.

In addition to cash back rewards, some 5/3 Bank credit cards also offer bonus rewards in specific categories. The Chase Sapphire Preferred Credit Card, for example, earns 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.

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You can redeem your rewards from the Fifth Third Preferred Cash/Back Card as a statement credit on your card, effectively lowering the balance on your card.

This option is available for all Fifth Third loans, including your mortgage, auto loan, or installment loan.

Automatic redemptions allow you to enroll in regular deposits or statement credits, so you don't have to initiate anything each month.

The card offers a variety of redemption options, making it easy to use your rewards when you need them.

Here are the redemption options for the Fifth Third Preferred Cash/Back Card:

The Fifth Third Preferred Card offers a flat 2% back on all purchases, making it easy to earn rewards on every transaction.

This return rate is one of the best fixed return rates you'll find on a cash back credit card.

The Wells Fargo Active Cash Card offers a $200 bonus after spending $500 on purchases within the first three months from account opening, which is a great incentive to get started.

The Fifth Third Preferred Cash/Back Card has similar benefits, including unlimited 2% cash back on all purchases, but also offers more cell phone protection, covering up to $800 in damages.

The Trio Credit Card is a solid option for cash back rewards, but it's essential to consider other factors like interest rates, fees, and additional benefits to determine the best fit for your financial situation.

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The Wells Fargo Active Cash Card is a great option for those looking for a no annual fee card with some impressive benefits. It currently offers a $200 bonus after spending $500 on purchases within the first three months from account opening.

One of the key similarities between the Wells Fargo Active Cash Card and the Fifth Third Preferred Card is the unlimited 2% cash back on all purchases. This is a great feature for anyone who wants to earn cash back on their daily purchases.

The Wells Fargo Active Cash Card also offers various travel benefits, which can be a big plus for frequent travelers.

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If the Fifth Third Preferred Cash/Back Card doesn't quite scratch your cash back credit card itch, there are a handful of other credit cards that achieve a similar return for spending.

The Chase Freedom Unlimited Card offers 3% cash back on all purchases in your first year up to $20,000 spent, and 1.5% cash back on all other purchases.

The Discover it Cash Back Card matches the cash back you've earned at the end of your first year, and also offers 5% cash back on various categories throughout the year.

The Citi Double Cash Card gives you 2% cash back on all purchases, with no rotating categories or spending limits.

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The Trio Credit Card is a solid choice, but it's essential to consider other factors beyond its competitive cash back rewards.

Its interest rates are something to think about, especially if you're not paying off your balance in full each month.

The Trio Credit Card's fees are worth examining, as they might impact your financial situation.

A thorough comparison with other credit cards on the market is crucial to determine the best fit for your financial habits and goals.

Conducting a side-by-side comparison of rewards structures and benefits can help you find the credit card that suits your needs.

The 5/3 bank credit card rewards have been a game-changer for many users, offering a wide range of benefits and perks.

The Citi Double Cash Card, for instance, offers 2% cash back on all purchases, with no rotating categories or spending limits. This means users can earn cash back on every single purchase, making it a great option for those who want a straightforward rewards program.

In contrast, the Discover it Cash Back Card offers 5% cash back on various categories throughout the year, such as gas stations, grocery stores, and restaurants. This can be a great option for users who have specific spending habits and can maximize their rewards by taking advantage of these categories.

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If you're not a Fifth Third member, you can't open the Fifth Third Preferred Cash/Back Card, so you'll need to be willing to open an account with Fifth Third.

This card is right for anyone who values simplicity in earning and redeeming credit card rewards, with a 2% return rate that's a solid return whenever you use your credit card.

Other credit card rewards, such as airline miles, hotel points, and transferable travel currencies, offer more complex redemption options that can provide exponentially greater value, but require significant research to maximize.

If you're willing to put in the effort to research and maximize more complex rewards, you may achieve a value of 3+ cents per airline mile when redeeming for a flight to Europe.

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The Fifth Third 1.67% Cash/Back Card is an attractive option for those seeking a cash back rewards program with no annual fee.

Rewards are earned on all purchases, with a rate of 1.67% cash back, and never expire.

Rewards can be redeemed in a couple of ways: as a statement credit or deposited directly into your Fifth Third checking or savings account.

There's no minimum required to redeem your cash back, giving you flexibility in how you use your rewards.

For a limited time, cardholders can earn 5.3% cash back on gas purchases made with their card, which is a nice bonus for frequent drivers.