Combine Chase Ink and Sapphire Points for Maximum Rewards

If you're a Chase Ink and Sapphire cardholder, you're likely accumulating a stash of Ultimate Rewards points. These points can be redeemed for travel, cash back, or other rewards, but combining them with other Chase cards can unlock even more benefits.

You can transfer points between cards, allowing you to pool your rewards and redeem them for more valuable rewards.

The Chase Sapphire Preferred card, for example, offers a 60% transfer bonus when you transfer points to popular airline and hotel loyalty programs.

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To combine Chase Ink and Sapphire points, you'll need to log in to the Ultimate Rewards homepage. Click on the "redeem" section after logging in.

You'll then see a welcome screen with options to navigate. Click on the arrow to the right of your credit card to access the points.

Navigate down to "Combine Points" and select your no-annual-fee Chase card under "From". Then, select a Chase premium card under "To". The value of your no-annual-fee Chase Ultimate Rewards points significantly increases when transferred to a premium card.

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Since the Ink Business Cash card is a no-annual-fee card, its name will appear if you click on the arrow to the right of your credit card. Select the Chase Ink Business Preferred card, a premium card, as the destination for your points transfer.

You can access your Chase Ultimate Rewards points through your Sapphire Preferred card, a premium card. Select the Sapphire Preferred card under "To" to transfer your points.

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To combine Chase Ink and Sapphire points using the mobile app, you'll first need to log in to your account and scroll down to click Ultimate Rewards. Then, select any of the listed cards, as it doesn't matter which one you pick. Click on Combine Points to proceed.

Next, select the card from which you want to move points, and then scroll down to pick the recipient card. Finally, click Next. You'll see your credit card's name or "Ultimate Rewards" if it's a premium card like the Sapphire Preferred. Click the arrow to the right of your card to navigate down to "Combine Points".

Select your no-annual-fee Chase card under "From" and then select a Chase premium card under "To". This will increase the value of your points, so it's a good idea to transfer all of them.

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To transfer your Chase Ultimate Rewards points to travel partners, you'll need to have them in one of your Chase premium cards. You can access the exclusive benefit of transferring to Chase travel partners by going to Chase.com and clicking on one of your premium cards.

Each premium card will give you the option to access Ultimate Rewards. In my case, I transferred points from my Chase Sapphire Preferred, a premium card. You can also transfer points from your other no-annual-fee Chase cards to your premium card if you need more points.

On the Ultimate Rewards page, click the "Travel" drop-down arrow, then navigate to "Transfer Points to Partners". This is where you can select your preferred transfer partner, such as Flying Blue (Air France/KLM). You'll need a frequent flier account with your chosen transfer partner, which is free to enroll in.

The transfer ratio is 1:1, so 1 Ultimate Rewards Point equals 1 Frequent Flier Mile. You can transfer points in 1,000 Ultimate Rewards increments, with a minimum amount of 1,000 points allowed for transfers. Points transfers typically take up to 7 days to complete.

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To initiate the transfer, select your preferred transfer partner from the list and enter your frequent flier account number. Then, type in the number of points you'd like to transfer. Once the points are transferred, you can check your frequent flier account periodically to book your award flights as soon as the points appear in your account.

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As a household member, you can transfer Chase Ultimate Rewards points between individual accounts, making it easy to combine points between you and a partner or family member who lives at the same address.

To initiate this transfer, you only need to call Chase once to get started, and then you can transfer points completely online from your main rewards page.

The process of transferring points between household members is exactly the same as combining points between your own two accounts, with a clear and intuitive interface to guide you through the process.

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You'll see an option to "Combine Points" on your main rewards page, which will walk you through the process of moving points between linked cards.

For more details, you can follow our guide on how to combine Ultimate Rewards points, but for many people, this process will be straightforward and easy to understand.

One player can keep a premium card, and the other can continue accumulating no-annual-fee Ultimate Rewards Points that can be easily transferred to the owner of the premium card.

You don't need to hold two premium cards to take advantage of this feature, as long as you meet Chase's criteria as a household member.

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To combine Chase points between cards, you can use the Chase mobile app. Log in to your account, scroll down, and click Ultimate Rewards. Select any listed card, then scroll down and click on Combine Points.

First, select the card from which you want to move points. Then, scroll down to pick the recipient card. Finally, click Next. This process is easy and straightforward on your phone.

You can also combine points on the desktop version. You will be directed to a page where you can indicate the number of points you would like to transfer to your premium card. This is a simple and efficient way to move your points.

On the mobile app, you'll see your credit card's name or "Ultimate Rewards". Navigate down to "Combine Points" and select your "No-Annual-Fee" Chase card under "From". Then, select a Chase premium card under "To". This is a great way to transfer points to a card where they're worth more.

Transferring points from a no-annual-fee card to a premium card can increase their value significantly. I highly suggest transferring all of your points to a premium card.

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If you're a Chase premium card holder, you're in luck - you have access to some amazing redemption options.

With your premium card, you can transfer your points to travel partners, which is a huge perk.

You can also pay yourself back with your points, redeem for gift cards, or use them for Chase dining.

The Chase Sapphire Preferred, Chase Sapphire Reserve, and Chase Ink Business Preferred cards all offer this exclusive "transfer benefit".

You can find this benefit by navigating to the Rewards and Benefits section under your premium card.

Here are some redemption options available to you:

This is a great opportunity to review your selection and make the most of your points.

To combine Chase Ink and Sapphire points, you'll need to log in to the Ultimate Rewards homepage. Click on the "redeem" section to get started.

You'll see a welcome screen after logging in, but don't worry, we're just getting started. From there, you can access the "Combine points" feature.

To access this feature on the desktop, you'll be directed to a page where you can indicate the number of points you'd like to transfer to your premium card. On the mobile app, you'll see your credit card's name or "Ultimate Rewards" - depending on whether it's a no-annual-fee Chase card or a premium card like the Sapphire Preferred.

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Clicking on the arrow to the right of your credit card will allow you to navigate down to "Combine Points". From there, you can select your no-annual-fee Chase card under "From" and choose a Chase premium card under "To".

If you're using the mobile app, you'll see a list of your credit cards - including your no-annual-fee Chase Ink Business Cash card. Clicking on the arrow to the right of this card will reveal the "Combine Points" option.

Selecting a Chase premium card will allow you to increase the value of your points. It's highly suggested to transfer all of your points to a premium card, as the value significantly increases.

To combine points online, you can click on the Rewards details drop down, then select Combine points. This will allow you to select the card from which you want to move points and the recipient card.

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The ability to combine points between your own cards makes it easier to make redemptions.

Combining points with your player 2 can also make it a breeze, especially when done with simple steps.