Chase Sapphire Transfer Bonus Details and Tips

The Chase Sapphire transfer bonus is a great way to boost your rewards balance, but it's essential to understand the details and tips to make the most of it.

To be eligible for the transfer bonus, you must have a Chase Sapphire credit card and transfer your points to a partner airline or hotel loyalty program within 90 days of earning the points.

The transfer bonus is a percentage of the points you transfer, and it varies depending on the partner program you choose. For example, if you transfer 20,000 points to a partner airline, you could earn a 25% transfer bonus, adding 5,000 points to your balance.

To maximize your transfer bonus, consider transferring points to partners that offer a higher bonus percentage, such as United Airlines or Hyatt.

The Chase Sapphire transfer bonus can be a game-changer, but it's essential to run the numbers to determine if it's worthwhile.

You won't want to transfer your points or miles without a specific redemption in mind, as it can limit the flexibility of your transferable points and miles.

Transfer bonuses are generally only around for a limited time and offer a fixed percentage of bonus points or miles for every credit card rewards point you transfer.

You'll find a list of active bonuses right now, which is a pleasant sight to see. It's worth paying attention whenever one of these bonuses kicks off.

Points transferred with a bonus add up quickly, so it's worth considering whether to transfer your points to a loyalty program with a bonus.

The Chase Ultimate Rewards to Marriott Bonvoy transfer bonus is a 50% transfer bonus through March 31, 2025, with an elevated transfer ratio of 1:1.5.

This bonus really only makes sense if you're a few points shy of a great redemption using Marriott points, due to Marriott's dynamic pricing model.

Even with a 50% transfer bonus, you're trading 2 cents for 1.05 cents with Marriott points, losing nearly 50% of the value.

Earning Rewards is a key part of maximizing your Chase Ultimate Rewards points. To start, you can earn a significant bonus by signing up for a Chase credit card with a stellar welcome offer, such as the Chase Sapphire Preferred Card or the Chase Sapphire Reserve, which offer 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

The Chase Sapphire Preferred Card offers 5X points on Lyft rides through March 2025 and 5X points on travel purchased through Chase Travel℠. The Chase Sapphire Reserve offers 10X points on Lyft rides through March 2025, 10X points on hotels and car rentals purchased through Chase Travel℠, and 10X points on Chase Dining.

In addition to these welcome offers, you can earn points on your everyday purchases. The Chase Sapphire Preferred Card earns 3X points on dining at restaurants worldwide and 3X points on eligible streaming services. The Ink Business Preferred Credit Card earns 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs).

You can also earn points by shopping through the Chase shopping portal, Shop through Chase, which offers bonus Ultimate Rewards points on online purchases.

Chase Sapphire transfer bonus offers a great way to maximize your rewards, but it's essential to understand the key information to take full advantage of it.

The top credit card reward programs partner with select airlines and hotels, allowing you to transfer points and miles directly to your favorite loyalty programs.

A transfer bonus can earn you 10 to 40 percent more points or miles than a regular transfer, which can significantly reduce the cost of booking award flights and hotels.

You can earn bonuses for transferring points and miles from a bank program to a partner loyalty program, but be aware that a transfer bonus may be subject to minimum transfer amounts or other terms and conditions.

To make the most of the Chase Sapphire transfer bonus, keep in mind that a typical bonus ranges from 10 to 40 percent, which can be a great way to stretch your points further.

Here's a summary of the key information:

Airline transfer bonuses can really help your miles go further. A transfer bonus is when you transfer points from a flexible currency like Chase Ultimate Rewards, American Express Membership Rewards, or Citi ThankYou Points to a travel partner, and you receive a bonus (usually 10-50% more) with the airline or hotel program that you transfer to.

Transferring points can lead to amazing rewards, like a business class seat to Edinburgh, Scotland, from Newark for only 58K points, as I once did when I transferred American Express Membership Rewards to Virgin Atlantic.

To take advantage of these bonuses, keep an eye out for sales on points and miles, which can occur monthly. We'll try to update this information regularly so you can plan your travel accordingly.

If you need help calculating points for a transfer bonus, use our Transfer Bonus Calculator.