
The Chase Sapphire Preferred Additional Card Member is a game-changer for anyone who wants to earn more rewards and travel in style.
You can add up to 99 additional card members to your account, making it a great option for families or small businesses.
Each additional card member will get their own credit limit, and you'll get to enjoy the benefits of the Chase Sapphire Preferred card, including 2X points on travel and dining purchases.
One of the best things about the Chase Sapphire Preferred Additional Card Member is that you won't have to pay an annual fee for each additional card member.
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Benefits and Perks
Having an authorized user on your Chase Sapphire Preferred card can be a great way to share benefits and perks with your partner. You can earn 5x points on travel purchased through Chase Travel, 3x points on dining, 2x points on general travel, and 1x point on everything else.
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If both partners have a Chase Sapphire Preferred card, consider adding one partner as an authorized user to save on the annual fee. Instead of canceling one of the cards, you can downgrade it to a no-annual fee Chase Freedom card.
Authorized users can also inherit the account history of the primary cardholder, which can improve their credit history. This means that the authorized user will see the account appear on their credit report with the same opening date and reported balance information as the primary cardholder.
Some benefits are shared between primary and additional cardholders, such as complimentary Priority Pass Select membership and access to over 1,500 airport lounges. Both cardholders can also register for their own complimentary DoorDash DashPass membership for at least 12 months.
Here are some benefits that authorized users receive in addition to the primary cardholder:
- Complimentary Priority Pass Select membership and access to over 1,500 airport lounges
- Complimentary DoorDash DashPass membership for at least 12 months
It's worth noting that some benefits, such as the $300 annual travel credit, are not duplicated for the authorized user. Each account, not card, is only eligible for one Global Entry or TSA PreCheck application statement credit of up to $120 once every four years.
Adding an Authorized User

To add an authorized user to your Chase Sapphire Preferred credit card, you can log into your online account services or call customer service at 1-855-473-4583.
You'll need to provide the person's full name, date of birth, and address to add them as an authorized user. There are no minimum age requirements for authorized users.
Adding an authorized user is free and can be done online, making it a convenient option for managing your account.
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Authorized User Works
Adding an authorized user is a straightforward process that can be done online for free. You can log into your account and add them in just a few clicks.
Their new card will be under your account, and they'll receive a card with their name on it. This is a convenient way to share benefits with a partner or family member.
Adding an Authorized User Online
Adding an authorized user online is a straightforward process. You can do it by logging into your Chase Sapphire Preferred card account.
To start, you'll need to click on the "Services" tab. From there, you can click on "Authorized users" under the "Card Management" menu.
Here's a step-by-step guide to adding an authorized user online:
- Log in to your Chase Sapphire Preferred card account.
- Click the “Services” tab.
- Click “Authorized users” under the “Card Management” menu.
- Enter the user’s details.
- Click “Add.”
Once you've added an authorized user, they'll receive their own credit card, sent to your mailing address, within 7-10 days. This card will be linked to your account and will have full access to the account's credit limit.
As the primary cardholder, you're responsible for all purchases on the account, including those made by the authorized user.
Additional Features
As a card member of the Chase Sapphire Preferred, you'll have access to a range of additional features that make managing your card and rewards even easier.
You can earn 25% more Ultimate Rewards points when you redeem for travel purchases through Chase Ultimate Rewards. This can add up to a significant amount of points over time, especially if you're a frequent traveler.
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The Chase Sapphire Preferred card offers a 25% points bonus when redeeming for travel, which can be a huge advantage for those who travel often.
You can also use the Chase Sapphire Preferred card to earn points on all your purchases, with no foreign transaction fees to worry about. This makes it a great option for international travel.
This card also offers a 60,000-point bonus after spending $4,000 in the first 3 months, which can be redeemed for $750 in travel through Chase Ultimate Rewards.
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Information and Tips
The Chase Sapphire Preferred Additional Card Member is a great way to earn rewards and benefits.
You can add up to 3 authorized users to your account, and each additional card member can earn 2X points on travel and dining purchases.
The annual fee for additional card members is $75, which is waived for the first year.
As an authorized user, you'll still get to enjoy the benefits of the Chase Sapphire Preferred card, including purchase protection and travel insurance.
You can use your additional card member's credit limit to make purchases, but you'll be responsible for paying the balance.
It's a good idea to consider the credit score of your authorized users, as it may impact their ability to get approved for a card.
Frequently Asked Questions
Should my spouse and I both have Chase Sapphire Preferred?
Consider having both Chase Sapphire Preferred cards if you frequently travel internationally or want to transfer points to each other's loyalty programs, weighing the benefits against the annual fee. It's a convenient option, but not necessary if you can easily transfer benefits between each other.
Sources
- https://www.withplenty.com/blog/should-i-add-my-partner-to-my-chase-sapphire-preferred-card-pros-and-cons-explained
- https://wallethub.com/answers/cc/is-there-a-chase-sapphire-preferred-authorized-user-fee-2140657493/
- https://thepointsguy.com/credit-cards/couples-combine-chase-sapphire-preferred-and-chase-sapphire-reserve/
- https://wallethub.com/answers/cc/chase-sapphire-preferred-authorized-user-1000374-2140691639/
- https://upgradedpoints.com/credit-cards/reviews/chase-sapphire-reserve/adding-authorized-users/
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