Chase Sapphire Preferred 5x Travel Rewards Guide

The Chase Sapphire Preferred 5x travel rewards card is a game-changer for frequent travelers. You earn 5x points on travel purchased through Chase Ultimate Rewards, which can be redeemed for travel, cash back, or other rewards.

One of the best features of the card is that you can earn 5x points on travel booked through Chase Ultimate Rewards, including flights, hotels, and rental cars. This means you can earn a significant amount of points on your travels.

To maximize your rewards, make sure to book your travel through Chase Ultimate Rewards, as this is where you'll earn the 5x points.

You can earn a $50 Annual Hotel Benefit on hotel stays purchased through Chase's Travel website. This credit is a great perk, especially if you're a frequent traveler.

Points are worth 25% more when redeemed for travel through Chase Travel. This means that 50,000 points are worth $625 toward travel, which is a significant bonus.

You can transfer points to participating frequent travel programs at a full 1:1 value. This means that 1,000 points equal 1,000 partner miles/points.

With the Chase Sapphire Preferred card, you'll earn 2 points per dollar on travel and 3 points per dollar on dining at restaurants. You'll also earn 1 point for every dollar you spend on all your other purchases.

Here's a breakdown of the benefits you can enjoy with the Chase Sapphire Preferred card:

These benefits make the Chase Sapphire Preferred card a great choice for travelers who want to earn rewards and enjoy flexibility when booking their trips.

Your Chase Sapphire Preferred card has top-notch account security features to protect you from unauthorized charges. The card's sophisticated fraud monitoring system is always on the lookout for suspicious activity, monitoring 24/7 to catch any potential issues before they become a problem.

If there are any unusual purchases on your card, you'll receive a text, email, or call from the bank to alert you to the situation. This way, you can take action quickly to secure your account.

Zero Liability Protection means you won't be held responsible for any unauthorized charges made with your card or account information. If you spot a suspicious charge, simply call the number on the back of your card to report it.

Here are the key account security features of the Chase Sapphire Preferred card:

You can earn 5x points on travel purchases, which is a great incentive to book your next trip through the Chase Sapphire Preferred card.

Redeeming points for travel is a great option, as it's worth 25% more when you redeem through Chase Travel.

10,000 points will get you $125 of travel, making it a convenient and valuable way to offset your travel expenses.

My family has had success redeeming points for travel through Chase Travel℠, especially on long trips like our family gap year when we traveled for 9 months straight.

Earning extra points on your Chase Sapphire Preferred Card is a great way to boost your rewards. You'll get 5x total points on all travel purchased through Chase Travel℠.

To maximize your earnings, it's essential to know which categories earn you the most points. In addition to travel, dining, and select streaming services, you'll also earn 3x points on online grocery purchases.

If you're a foodie, you'll love earning 3x points on dining, including eligible delivery services, takeout, and dining out. This means you can indulge in your favorite restaurants and earn points at the same time.

Here are the bonus earning categories to keep in mind:

You can combine points from other cards onto one card, especially useful if you have a Chase Freedom card or a Chase Ink Business card. This allows you to transfer points to a card like the Chase Sapphire Preferred.

All no annual fee cards earn points that can only be used for cash back, but you can move them to a card like the Chase Sapphire Preferred and then those points get all the value of the Chase Ultimate Rewards points.

Chase Ultimate Rewards points can be transferred to hotel and airline partners, making them very valuable.

The Chase Sapphire Preferred card offers a range of benefits for travelers, especially when it comes to hotels.

You can earn a $50 annual credit on hotel stays purchased through Chase's Travel website, which is a nice perk for frequent travelers. This credit is renewed each year on your account anniversary.

Booking hotels through Chase Travel also gives you the flexibility to use your points or a combination of points and your card to pay for your stay. This can be a great way to maximize your travel spending.

With Chase Travel, you can earn 2 points per dollar on travel and dining purchases, and 1 point per dollar on all other purchases. This can add up quickly, especially if you're a frequent traveler.

Here are some key benefits to consider:

These benefits can help make your travel experiences more rewarding and cost-effective.

The Chase Sapphire Preferred Card is a solid option to consider if you're looking for a credit card that offers a great sign-up bonus and rewards on travel purchases.

The standard sign-up offer for this card is 60,000 points after you spend $4,000 in 3 months.

The card has a $95 annual fee, but it's worth noting that there may be elevated offers available by applying in-branch, and some users have reported finding similar offers with the first year annual fee waived in-branch.

Here are the key details of the card's offer and benefits:

The card also offers some notable perks, including a primary auto rental collision damage waiver, $10 monthly credit for non-restaurant DoorDash orders, and free DashPass through 2027.

The Chase Sapphire Preferred 5x travel card offers a lot of benefits, but let's compare it to other options and highlight the pros.

The 5x points on travel purchases, including airfare and hotels, is a major advantage. This can add up quickly, especially for frequent travelers.

One of the biggest pros of the card is the 60,000-point bonus after spending $4,000 in the first 3 months. This is a substantial amount of points that can be redeemed for travel.

The card also offers a 25% points bonus when redeemed for travel through Chase Ultimate Rewards, which can increase the value of your points.

The Chase Sapphire Preferred and Reserve cards are part of the same "Card Family", but they have some notable differences. The most obvious is the annual fee, which is $95 for the Preferred and $550 for the Reserve.

The Reserve includes several benefits to help offset its larger annual fee. These benefits include a $300 annual travel credit, Priority Pass Membership, and access to Sapphire lounges. You'll also get a complimentary Lyft Pink membership, 10x points on Chase Dining purchases, and 10x points on hotel stays and car rentals through Chase Travel℠.

To break even on the Reserve's higher annual fee, you'll need to redeem 60,000 Chase points through Chase Travel℠ in a year. If you're planning to book a lot of flights and hotels through Chase Travel℠, the Reserve might be a better value for you.

Here's a comparison of the two cards:

Keep in mind that the Reserve's benefits are only worth it if you plan to use them regularly. If you're not sure, consider signing up for the Preferred first and then upgrading to the Reserve later.

The Chase Sapphire Preferred has some amazing benefits that make it a top choice for travelers. One of the biggest advantages is the potential to save a significant amount of money, as demonstrated by the example of saving or being refunded $1,586 last year.

The card's fraud prevention features are also a huge plus. In one instance, a user was double charged for a taxi in Tulum, but after a quick call to Chase Customer Service, the second charge was instantly refunded.

You can accumulate points quickly, which have real value when redeemed for travel. In fact, points are worth more when redeemed for travel through Chase Travel, making it a great option for those who want to maximize their rewards.

The card's signup bonus is also impressive, offering 60,000 bonus points after spending $4,000 on purchases in the first 3 months, which is worth $600 to $750.