Chase Sapphire Preferred for Online Grocery Shopping Benefits

The Chase Sapphire Preferred card offers some amazing benefits for online grocery shopping. You can earn 2X points on grocery store purchases, including online grocery shopping, for the first $150,000 spent in combined purchases each calendar year.

This means that if you shop for groceries online regularly, you can earn a significant amount of points quickly. According to the card's terms, these points can be redeemed for travel, cash back, or other rewards.

Some credit card issuers define grocery purchases a little differently, so it's essential to understand how they categorize them.

Major credit card issuers have varying definitions of grocery purchases, but they often include stores like supermarkets and pharmacies.

You can earn valuable credit card rewards for grocery store purchases, but it's not always a sure thing.

To maximize your rewards, you need to shop at qualifying stores and understand how credit card issuers define grocery purchases.

Credit card issuers often change their offers frequently, so it's crucial to verify the terms and conditions of any credit card prior to applying.

Our editors rate credit cards based on their features, fees, and interest rates, so you can trust their expert opinion when choosing a credit card.

The Sapphire Preferred card is a great option for grocery shopping, especially with its 3x points on online grocery purchases. This includes buys for pickup and delivery placed online with grocery stores, specialty food stores, or delivery service merchants that classify as grocery stores.

You can earn 3x points on these purchases, which translates to a value of 1.6¢ per point. This means you'll get 4.8¢ in value for every dollar spent. The Sapphire Preferred card also comes with a complimentary DashPass benefit through Dec. 31, 2027, or a minimum of 12 months, depending on the activation date.

Here are some key details about the Sapphire Preferred card and its grocery benefits:

Earning rewards on grocery purchases is a great way to save money and get something back for your weekly shopping.

Credit card issuers define grocery purchases a little differently, so it's essential to understand their criteria.

Some major credit card issuers offer rewards on grocery purchases, but it's not always a sure thing.

To earn rewards, make sure to shop at qualifying stores, as defined by the credit card issuer.

Major credit card issuers have different definitions of grocery purchases, but they generally include stores that sell food and household items.

Credit card issuers often rate their cards objectively based on features, fees, and interest rates, which can help you compare cards.

Ratings can vary by category, and the same card may receive different ratings in different categories.

The Sapphire Preferred card is a great option for grocery shopping, especially with its exclusive partnership with DoorDash.

You can continue to enjoy the DashPass benefit with your Sapphire Preferred card through Dec. 31, 2027, or a minimum of 12 months, depending on the activation date.

With DashPass, you'll get one promo of up to $10 off each calendar month at checkout on one grocery, convenience or other non-restaurant order on DoorDash.

For $9.99 per month or $96 per year, DashPass members can save an average of $5 on every eligible order, and since launching in 2018, members have saved more than $10 billion globally.

Here's a breakdown of the benefits you can expect with the Sapphire Preferred card:

Grocery store credit cards can be a valuable tool for earning rewards, but it's essential to understand how credit card issuers define grocery purchases. They may have specific requirements, such as shopping at qualifying stores.

To maximize your rewards, make sure to shop at stores that are considered grocery stores by the credit card issuer. The article notes that credit card offers change frequently, so always verify the terms and conditions before applying.

Our editors rate credit cards based on features, fees, and interest rates, and they provide expert opinions that are not influenced by any remuneration.

If you're a grocer looking for credit cards that offer rewards, you might be disappointed with some options. The Chase Sapphire Preferred card offers 3x points on online grocery purchases, but excludes purchases from Walmart, Target, Costco, and BJs.

Some credit cards offer rewards on grocery purchases with limitations. For example, the Amazon Business Prime and Amazon Prime Rewards Visa cards both earn 5% back on Whole Foods Market purchases, but require an eligible Prime membership.

The Discover It Miles card offers 1.5x back on statement purchases, plus an additional 1.5x matching at the end of year one only. However, this card doesn't offer consistent rewards on grocery purchases.

Other credit cards, such as the AAdvantage MileUp card, JetBlue Premier Card, US Bank Leverage, and US Bank Cash Plus, offer 2x rewards on grocery purchases, but with varying point values.

Here's a breakdown of some credit cards with limited value for grocers:

You can earn very valuable credit card rewards for your grocery store purchases each week, but it's not always a sure thing.

Credit card issuers define grocery purchases in a way that may not always match your shopping habits.

To earn more cash back and travel rewards, you need to shop at qualifying stores.

The information in this article is only accurate as of the date it was written, so be sure to check the credit card terms and conditions before applying.

Our editors rate credit cards based on their features, fees, and interest rates, giving you a clear idea of how they compare to other cards in their category.

Reasonable efforts are made to maintain accurate information, but it's always a good idea to verify the terms and conditions of any credit card before applying.

Our editors' ratings are their expert opinions, not influenced by any remuneration this site may receive from card issuers.