Apple Pay Cash Primary Function: A Guide to Peer-to-Peer Payments

Apple Pay Cash is designed for peer-to-peer payments, allowing you to send and receive money directly from your iPhone.

To use Apple Pay Cash, you need to have an iPhone 6 or later, and you must also have a compatible bank account that supports Apple Pay Cash.

With Apple Pay Cash, you can send money to friends and family using just their phone number or email address.

You can receive money sent to you via Apple Pay Cash, and then transfer it to your bank account or use it to make purchases in stores or online.

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Apple Pay Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well as send and receive money.

To use Apple Pay Cash, you need to add credit and debit cards to your Wallet, including Apple Cash. This gives you the ability to pay right with your phone or other Apple product.

There are two ways to send a payment to someone using Apple Pay Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money.

You can make purchases using Apple Cash with Apple Pay, allowing you to pay online, in stores, and in apps.

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To use Apple Pay Cash, you'll need to set it up first. This can be done by tapping on the Apple Pay Cash option in the Wallet & Apple Pay section of your device's settings.

You can send money directly from your Wallet or through the iMessage app. The recipient will need Apple Cash to receive the payment.

To send a payment, open the conversation with the person you want to send money to in iMessage, tap on the app button, and select the Apple Cash icon. Enter the amount you want to send, review it, and tap Send.

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The recipient will receive the payment instantly, but if you're transferring the funds to a bank account, it may take one to three days. You can transfer up to $10,000 per message.

If you're using Apple Pay Cash to make a purchase, you'll need to use Apple Pay instead of sending the payment directly.

Here are the ways to use Apple Pay Cash:

Remember, you can only select one redemption option, so choose the one that works best for you.

To set up Apple Pay Cash, you'll need a compatible Apple device, two-factor authentication enabled for your Apple ID, and an eligible debit card to load funds onto the Apple Cash card.

You can turn on Apple Cash in the Settings app, specifically in the Wallet and Apple Pay section, by tapping on the Apple Cash card icon and following the instructions on the screen.

To add a debit card, note that the card that auto populates may not be a debit card, so tap on Add a Different Card.

In the Settings menu, you'll find the Apple Cash toggle at the top of the screen, which you'll need to enable before setting up the Apple Cash card.

To set up Apple Cash, head into the Wallet app, tap on the Apple Cash card, then tap on Set Up Apple Cash, and agree to the terms and conditions.

If you don't see an Apple Pay Cash card in Wallet, make sure it's enabled in Settings.

To set up Apple Cash Family, you'll first need to have Family Sharing turned on, which can be done in Settings, and then add children to Apple Cash in the Family Sharing section of Settings.

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Sending and Receiving Payments with Apple Cash is a breeze. You can send money to someone using Apple Cash directly from your Wallet or in the iMessage app.

To send a payment, you'll need to have Apple Cash set up on your device. The sender and recipient both need Apple Cash to send or receive money.

To send money with Apple Cash, you can use the iMessage app. It's simple - just launch Messages, start a new message, or open an existing one, and then tap the + or – buttons to adjust the amount.

You can also tap Show Keypad to enter an exact amount. Once you've entered the amount, tap the send button.

You'll get a summary screen that you'll need to approve with either Touch ID or Face ID. The money will be sent immediately, and will be available on the recipient's Apple Cash card.

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Daily Cash can be redeemed in three ways: deposited into an Apple Savings account, an Apple Cash card, or as a statement credit toward the balance on the Apple Card.

You can only select one redemption option, so it's not possible to split Daily Cash between multiple options.

To deposit Daily Cash into an Apple Savings account, your Apple Card must be added to the Wallet.

Daily Cash will automatically be deposited into an Apple Savings account if you have one, but you can modify your redemption preferences anytime in the Apple Wallet.

To redeem Daily Cash as a statement credit, it counts as a payment toward the balance on the Apple Card.

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