
Setting up Apple Cash Family is a great way to make family finances more manageable. You can add up to 18 family members, including parents and kids.
First, open the Wallet app on your iPhone and tap on the Apple Cash card. Tap on the "Add Family Member" option to start the process.
To add a family member, you'll need to ask them to open the Wallet app and tap on the "Add Family Member" option. They'll need to enter your phone number and accept your invitation.
Once you've added all your family members, you can start sending them money or receiving payments from them.
Consider reading: Cash App Apple Pay Settlement
What Is Apple Cash
Apple Cash is an easy and private way to send and receive money in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else's iPhone.
You can spend Apple Cash you receive in stores, online, or in apps with Apple Pay, and you can also share funds with your kids on their own Apple Cash card.
To receive money, it's automatically and securely kept on your Apple Cash card, which you can find in the Wallet app.
Apple Cash is built right into iPhone, and it works with Apple Watch too.
You can use Apple Cash on other devices where you're signed in to your Apple Account, even if you turn it off on one device.
If you're under 18, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.
Setting Up Apple Cash
To set up Apple Cash, you'll need a compatible iPhone or iPad with the latest version of iOS or iPadOS, or a compatible Apple Watch with the latest version of watchOS.
First, open the Settings app on your device and scroll down to tap Wallet & Apple Pay. Then, turn Apple Cash on and follow the instructions on your screen. You can also set up Apple Cash for a family member under 18 years old by setting up Apple Cash Family.
To do this, you'll need to have Family Sharing set up and be the family organizer. Your family member must be 13 years or older and a member of your Family Sharing group. If you're under 18, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.
Here are the requirements for setting up Apple Cash:
- Own a compatible iPhone or iPad with the latest version of iOS or iPadOS, or a compatible Apple Watch with the latest version of watchOS.
- The account owner must have an Apple Card account.
- Set up Family Sharing or be part of a Family Sharing group.
- Account co-owners must be 18 years or older and a member of your Family Sharing group.
- Participants must be 13 years or older and a member of your Family Sharing group.
- Make sure that your device region is set to the United States.
Requirements
To set up Apple Cash, you'll need a compatible device, specifically an iPhone or iPad with the latest version of iOS or iPadOS, or a compatible Apple Watch with the latest version of watchOS.
To use Apple Cash, you must have an Apple Card account, which is a requirement for account owners.
You'll also need to set up Family Sharing or be part of a Family Sharing group, as this is a necessary step for managing Apple Cash accounts.
Account co-owners must be at least 18 years old and a member of your Family Sharing group, so make sure you meet this criterion.
Participants in Apple Cash, on the other hand, must be at least 13 years old and a member of your Family Sharing group.
Finally, ensure that your device region is set to the United States, as this is a requirement for using Apple Cash.
For another approach, see: How to Change Apple Cash Bank Account
Recurring Payments Setup
To set up recurring payments with Apple Cash, you can start by opening the Apple Wallet app on your iPhone and tapping on the Apple Cash card.
You can choose from three frequency options: Every Week, Every Other Week, or Every Month. This way, you can set up a regular payment schedule that suits your needs.
To start, open the Apple Wallet app on an iPhone and tap on the Apple Cash card. In the three-dot menu in the top right of the display, choose Recurring Payments and tap New Recurring Payment on the next screen.
You can type a person in your contacts as the recipient, and enter the payment amount. Adding a memo to make notes about the payment is also possible.
The payment schedule can be set up to start on a specific date, and you can choose how often it will repeat. You can also add a memo to identify what the payments are for.
If this caught your attention, see: Apple Cash Payment Failed
Here are the steps to set up a recurring payment:
- Open the Apple Wallet app on an iPhone and tap on the Apple Cash card.
- In the three-dot menu in the top right of the display, choose Recurring Payments and tap New Recurring Payment on the next screen.
- Type a person in your contacts as the recipient, and enter the payment amount.
- Choose the starting date of the payment and how often it will repeat: Every Week, Every Other Week, or Every Month.
- Adding a memo to make notes about the payment is also possible.
You can also set up recurring payments for children in your family, but only the family organizer or someone over the age of 13 can do so. This way, you can ensure that your child receives a regular allowance.
Set Up Apple Cash
To set up Apple Cash, you'll need to start by opening the Settings app on your iPhone, iPad, or Apple Vision Pro. Scroll down and tap Wallet & Apple Pay, then turn Apple Cash on.
To set up Apple Cash for a family member under 18, you'll need to follow a slightly different process. The family organizer can set up Apple Cash for the child or teen in the Family Sharing group.
To do this, tap [your name], then tap Family Sharing, and select the child or teen you want to set up Apple Cash for. Tap Apple Cash, then follow the instructions on your screen to set up their account.
You might need to verify your identity during this process, and if you see Pending, make sure that your child meets the requirements. After completing these steps, you can view and manage the Apple Cash accounts of your children and teens.
If you're setting up Apple Cash for the first time, you'll need to follow a few more steps. Open the Wallet app and tap your Apple Cash card, then tap the More button and select Apple Cash Family.
From here, you can set up an allowance for the child by tapping the name of the family member and selecting Recurring Payments. Choose the dollar amount of each payment, when you want payments to start, and how often you'd like payments sent.
Here's a step-by-step guide to setting up Apple Cash:
1. Open the Settings app
2. Tap Wallet & Apple Pay
3. Turn Apple Cash on
4. Tap Apple Cash
5. Follow the instructions on your screen to set up the account
Note: You can also set up Apple Cash for a family member under 18 by following the steps outlined in Example 2.
For more insights, see: Apple Payments News
Frequently Asked Questions
How to set up Apple Pay for family sharing?
To set up Apple Pay for family sharing, open the Settings app on your iPad, navigate to Wallet & Apple Pay, and select Apple Card Family. From there, tap Add User and follow the prompts to add a family member.
Can Apple family members use their own payment method?
Yes, when purchase sharing is turned off, each family member must use their own payment method for purchases. This applies to all purchases, except for shared subscriptions like Apple TV+ and Apple Arcade.
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