Setting Up and Using Capital One Tap to Pay

To use Capital One Tap to Pay, you'll need a compatible card, which includes all Capital One credit and debit cards.

Capital One Tap to Pay is accepted at millions of locations, including stores, restaurants, and online checkout.

To make a purchase, simply tap your card on the payment terminal, just like you would with a contactless payment method.

You'll need to enter your PIN or sign for transactions over $100.

Contactless payment is a convenient way to make transactions by holding or tapping your card on a contactless-enabled card reader.

It's similar to using a mobile wallet, but with a physical card. The transaction is completed in an instant, making it up to 10 times faster than swiping, inserting, or using cash.

Contactless cards, like many of Capital One's U.S.-issued credit and debit cards, feature this technology. You can also use your smartphone, smartwatch, or other connected device to make payments through digital wallets like Apple Pay or Google Pay.

The transaction process is secure, using the same encryption standards as EMV chip credit cards.

To set up contactless payment with your Capital One card, you'll need to add your card to a digital wallet like Apple Pay or Google Pay. This can be done by snapping a photo of your card or entering the details manually.

The exact steps may differ slightly depending on whether you use an iOS or Android device. To add your card to Google Pay, open the app, go to "Add a payment method", and then follow the prompts.

To verify your identity, you'll need to follow any authentication prompts you get. This is a standard security measure to ensure your card details are safe.

Once your card details have been verified, you can set it as your default payment method within the app if you choose. For certain digital wallets, customers may be able to add their cards from right within the Capital One Mobile app.

To check whether your Capital One card is contactless, just look for the contactless symbol on the front or back of your card. The contactless symbol is four vertical, curved lines that get bigger from left to right.

The Capital One Quicksilver card is contactless, allowing you to make transactions without dipping or swiping your card. Simply tap your card on a terminal to make a payment.

Contactless payment is a convenient way to make transactions without swiping or inserting your credit card. This technology is also known as "tap to pay" or "tap and go."

To use contactless payment, you'll need to have a contactless-enabled card or a digital wallet like Apple Pay or Google Pay. Many Capital One credit cards and debit cards now feature contactless technology.

To check if your Capital One card is contactless, look for the contactless symbol on the front or back of your card. The contactless symbol is four vertical, curved lines that get bigger from left to right.

Using contactless payment is up to 10 times faster than traditional payment methods. Plus, it keeps your information secure and your hands off the card reader.

Here are some of the best contactless credit cards from Capital One:

To make a contactless payment, simply tap or hold your device over the card reader and wait for a check mark or "done" icon to confirm the payment has gone through. You might also be prompted to verify your identity with an additional security step, such as using Face ID or entering your passcode.

Contactless credit cards, like Capital One's Tap to Pay, are secure because they use the same security standards as EMV chip credit cards.

The sensitive information sent to the card reader is encrypted, protecting your personal data from potential hackers.

Both contactless and EMV chip credit cards create a unique, one-time-use code for the transaction, instead of sending your name, billing address, CVV code, or zip code.

This means your sensitive information is never actually sent to the merchant or card reader, making transactions even more secure.

This level of security is reassuring for consumers, especially those who are concerned about online shopping and in-person transactions.

Adding a payment method to your digital wallet is a straightforward process. You can add your Capital One credit card or debit card by entering the card number by hand or taking a photo of your card to have the details automatically imported.

To verify your identity, you'll need to follow any authentication prompts you receive. Once your card details are verified, you can set it as your default payment method within the app if you choose.

The Capital One Quicksilver card is a contactless card, which means you can make transactions by simply tapping your card on a terminal. If a store doesn't have contactless readers, you can still swipe your card.

The Capital One Venture Rewards Credit Card is one of the best contactless credit cards from Capital One, offering an initial bonus of 75,000 miles for spending $4,000 in the first 3 months and $250 Capital One Travel credit to use in the first year of account opening.

Here are some of the best contactless credit cards from Capital One: