Apple Pay Limit to Send: Understanding the Rules

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A Person Paying using a Smartphone
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In the United States, the daily limit for sending money with Apple Pay is $1,000. This limit applies to transactions made using the Wallet app on an iPhone, iPad, or Apple Watch.

If you're trying to send a large amount of money, you'll need to use a different payment method or split the transaction into multiple payments.

The weekly limit for sending money with Apple Pay is $2,500. This is the maximum amount you can send in a single week using the Wallet app.

Apple Pay Peer-to-Peer Payment Limits

You can send or receive anywhere between $1 and $10,000 per message with Apple Cash.

For Apple Cash Family, the limit is lower, capping the amount a child can send to $2,000 per message.

Instant transfers to a bank account are possible, but it comes with a 1.5 percent fee.

Daily Limit

You can send up to $1,000 in a single transaction using Apple Pay for peer-to-peer payments.

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The daily limit for receiving Apple Pay payments is also $1,000.

There is no limit on the number of transactions you can send or receive in a day.

However, you can only send a total of $2,000 in Apple Pay payments per week.

That's a lot of money, but it's also a lot to keep track of.

Remember, these limits apply to the total amount sent, not the individual transactions.

Sending Money

Sending money with Apple Cash is a breeze. You can send or receive anywhere between $1 and $10,000 per message.

To send money, you can use the digital Apple Cash card in the Wallet app or through the iMessage app. The money shows up on the recipient's Apple Cash card instantly.

There's no need to worry about limits for sending money to peers, but if you're setting up Apple Cash Family for a child under 18, the limit is $2,000 per message.

How Apple Cash Functions

Credit: youtube.com, How To Send Money Through Apple Pay (Using Apple Cash)

Apple Cash is a digital cash card stored in the Wallet app of Apple devices. It can be used for making P2P payments, as well as purchases through Apple Pay.

You can send or receive money with Apple Cash directly from the digital Apple Cash card or through the iMessage app. The money shows up on the recipient's Apple Cash card instantly.

The amount you can send or receive in a single message ranges from $1 to $10,000. Instant transfers to a bank account are possible, but they come with a 1.5 percent fee.

For children under 18, Apple Cash Family limits the amount they can send to $2,000 per message. Their balance only grows when they receive money from another Apple Cash user.

You can use Apple Cash to spend your balance online, in stores, and in apps.

Sheldon Kuphal

Writer

Sheldon Kuphal is a seasoned writer with a keen insight into the world of high net worth individuals and their financial endeavors. With a strong background in researching and analyzing complex financial topics, Sheldon has established himself as a trusted voice in the industry. His areas of expertise include Family Offices, Investment Management, and Private Wealth Management, where he has written extensively on the latest trends, strategies, and best practices.

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