Will County Habitat for Humanity?

Will County Habitat for Humanity is a non-profit, ecumenical Christian housing ministry that builds houses in partnership with families in need, regardless of race or religion. We are an affiliate of Habitat for Humanity International, and have been serving the southwestern Chicago suburbs since 1991.

To date, we have built over 150 homes in Will County, and have partnered with nearly 400 families. Our houses are built with the help of our homeowner families, hundreds of volunteers, and financial support from churches, businesses, organizations, and individuals. Each house is an affordable, decent, and safe place to live.

We believe that everyone should have a decent place to live. Decent housing provides the foundation people need to improve their lives and increase their opportunities. Families who partner with us are required to invest 500 hours of their own "sweat equity" into the construction of their home. They also attend homeownership education classes to learn about budgeting, credit, and other topics related to being a successful homeowner.

Will County Habitat for Humanity is more than just a housing provider. We are a movement of hope and compassion, working together to build a world where everyone has a decent place to live. Please join us in our work!

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Founded in 1992, Will County Habitat for Humanity is a nonprofit, Christian housing ministry that transforms lives and strengthens communities by constructing, rehabilitating and preserving safe, decent and affordable housing. Will County Habitat for Humanity is one of nearly 1,400 U.S. affiliates of Habitat for Humanity International, which has helped to build or repair more than 800,000 houses and serve more than 4 million people worldwide since 1976.

Will County Habitat for Humanity's mission is to provide safe, decent and affordable housing to low-income families in Will County. In addition to new construction, Will County Habitat for Humanity also offers a critical home repair program that helps families maintain their homes and improve their quality of life.

Will County Habitat for Humanity is funded by donations from individuals, businesses, churches, foundations and other organizations. We also receive support from government and United Way. Volunteers provide most of the labor, and donated materials help to keep our costs down.

Will County Habitat for Humanity is a 501(c)(3) nonprofit organization. Donations are tax-deductible as allowed by law.

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Will County Habitat for Humanity is a non-profit organization that helps families in need of safe, decent, and affordable housing. They do this by building houses in partnership with families and the community, and by providing access to affordable financing. To be eligible for assistance from Will County Habitat for Humanity, families must:

- Have a household income that falls within Will County Habitat for Humanity's income guidelines.

- Be able to pay an affordable mortgage payment.

- Be a U.S. citizen or legally able to work in the U.S.

- Have a need for adequate housing.

- Be willing to partner with Will County Habitat for Humanity, including attending homeownership education classes and helping to build their own home or the homes of other Habitat homeowners.

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Will County Habitat for Humanity makes its home ownership selection based on three primary factors: need, willingness to partner, and ability to repay the mortgage.

Habitat for Humanity believes that everyone deserves a chance to have a decent place to live. A family's need for improved housing conditions is the first factor that is considered when making home ownership selections.

One way that Will County Habitat for Humanity distinguishes itself from other housing organizations is its willingness to enter into a partnership with the families it serves. As part of the application process, families are asked to commit to working 400 "sweat equity" hours. These hours can be spent working on their own home, or on the homes of other Habitat families. This sweat equity not only provides families with a sense of ownership and involvement in the Habitat community, but it also allows them to develop important construction skills.

The third factor that is considered when making home ownership selections is a family's ability to repay the mortgage. Habitat for Humanity adheres to a policy of "zero interest, zero profit." This means that families are only required to pay back the cost of their home, with no additional interest or fees. This makes homeownership affordable for families who might not otherwise be able to purchase a home.

Will County Habitat for Humanity is proud to be able to offer families a hand up, not a hand out. By partnering with families in need, we are able to help them break the cycle of poverty and build a foundation for a bright future.

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Habitat for Humanity homeowners play a significant role in the construction of their homes. For most families, the construction of their Habitat home is a life-changing experience that comes with a sense of pride and accomplishment. The family’s active participation in the construction of their home allows them to take ownership of the process and invest themselves in the outcome.

The role of Habitat for Humanity homeowners in the construction of their homes varies according to the individual skills and abilities of each family. Some families are able to take on more of the construction work themselves, while others may need to rely more heavily on volunteer labor. Regardless of the level of involvement, all families are required to complete a certain number of “sweat equity” hours working on their home or on other Habitat projects. This sweat equity not only helps to offset the cost of materials, but it also reinforces the Habitat mission of helping families in need to build strength, stability, and self-reliance through shelter.

For many homeowners, the construction of their Habitat home is an opportunity to learn new skills and gain valuable experience. Families who take an active role in the construction of their homes often find that the experience is empowering and that they are better able to maintain their homes once they are completed. The construction of a Habitat home is truly a team effort, and the homeowners play a vital role in making it all possible.

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Will County Habitat for Humanity (WCHFH) is a local affiliate of Habitat for Humanity International, a ecumenical Christian nonprofit organization founded in 1976 that is dedicated to eliminating substandard housing and homelessnes around the world and to making adequate, affordable shelter a matter of conscience and action. Will County Habitat for Humanity (WCHFH) was founded in 1992 and has built 86 homes in the community since its inception.

WCHFH servesWill County, Illinois, which has a population of just under 700,000 people and is located about 50 miles southwest of Chicago. The median household income in Will County is $75,512, slightly higher than the national median of $72,641. However, the cost of living in Will County is also higher than the national average, with housing costs alone consuming 29.6% of the median household income (compared to the national average of 28.1%). The majority of WCHFH homeowners have incomes that fall below 80% of the Area Median Income (AMI), which is $61,300 for a family of four.

To ensure that its homeowners are able to afford their mortgage payments, WCHFH employs a number of financial assistance programs. Firstly, WCHFH offers a Homeownership Assistance Fund (HAF) to assist families with their down payment and closing costs. The fund is supported by donations from individuals, businesses, faith groups, and foundations, and is used to supplement the mortgage financing that families obtain from commercial lenders. Secondly, WCHFH also offers a Mortgage Assistance Program (MAP) to help homeowners who are struggling to make their mortgage payments. The program provides interest-free loans of up to $5,000 to help families cover their mortgage payments for a period of up to two years. Lastly, WCHFH partners with local agencies to provide financial counseling and education to its homeowners. The counseling services are designed to help families budget their income, reduce their expenses, and improve their overall financial wellbeing.

The financial assistance programs offered by WCHFH are critical in ensuring that its homeowners are able to afford their mortgage payments. However, the organization also recognizes that these programs are not a long-term solution to the problem of affordable housing. To that end, WCHFH is committed to working with its homeowners to help them increase their incomes and build their assets over time. WCHFH offers a variety of programs and services to help its homeowners

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Habitat for Humanity homeowners have access to a variety of support services after they move into their homes. One of the most important support services available to homeowners is financial counseling. Financial counseling can help homeowners better understand their mortgage payments, budget for repairs and maintenance, and plan for the future.

Habitat for Humanity also offers a variety of other support services, including homebuyer education, credit counseling, and home maintenance and repairs. Homebuyer education classes can help homeowners learn about the home-buying process, budgeting, and maintaining their homes. Credit counseling can help homeowners improve their credit scores and get lower interest rates on their mortgages. Home maintenance and repair services can help homeowners keep their homes in good condition and make necessary repairs.

Habitat for Humanity also offers a variety of community resources that homeowners can use. These resources include a network of Habitat for Humanity affiliates that homeowners can contact for help, a directory of affordable housing resources, and a library of books and publications about homeownership.

In addition to the support services offered by Habitat for Humanity, there are also many government and private programs that can help homeowners. The U.S. Department of Housing and Urban Development (HUD) offers a variety of programs that can help Habitat for Humanity homeowners, including the Home Equity Conversion Mortgage program, the Homeownership Voucher program, and the Housing Choice Voucher program. There are also many private foundations and organizations that offer grants and other financial assistance to Habitat for Humanity homeowners.

Habitat for Humanity homeowners have access to a variety of support services that can help them maintain their homes and improve their financial well-being. With the help of these services, homeowners can achieve the stability and security that comes with owning a home.

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Will County Habitat for Humanity (WCHFH) is a 501(c)3 non-profit organization that decided in 1986 to address the problem of substandard housing in Will County, Illinois. They did this by partnering with families in need, cultivating caring volunteer relationships, and providing education and advocacy for decent housing for all.

The long-term goal of WCHFH is to eliminate poverty housing and homelessness from Will County. They will achieve this goal by continuing to partner with families in need and help them build or improve a place they can call home. They will also continue to cultivate caring volunteer relationships as well as provide education and advocacy for decent housing for all.

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Will County Habitat for Humanity strives to eliminate poverty housing and homelessness from our communities and to make decent, affordable shelter a matter of conscience and action. We partner with families in need, regardless of race or religion, to build strength, stability and self-reliance through shelter.

There are many ways for individuals and groups to get involved with Will County Habitat for Humanity. One way is to volunteer your time and talents to help us build houses. No experience is necessary – we will provide training on-site. Volunteers must be at least 16 years old (or 14 years old if accompanied by a parent or guardian). We work Monday through Saturday, year-round (weather permitting). We build in Bolingbrook, Romeoville, and other locations throughout Will County.

Another way to get involved is to make a financial contribution. Your donation will help us build more houses and serve more families. You can make a one-time gift or pledge to make a recurring gift. All contributions are tax-deductible.

You can also support Will County Habitat for Humanity while you shop. AmazonSmile is a simple and automatic way for you to support us every time you shop, at no cost to you. When you shop at AmazonSmile, you’ll find the same low prices, vast selection and convenient shopping experience as Amazon.com, with the added bonus that Amazon will donate a portion of the purchase price to us. To shop at AmazonSmile simply go to smile.amazon.com from the web browser on your computer or mobile device. On your first visit to AmazonSmile, you need to select Will County Habitat for Humanity as your charitable organization to receive donations from eligible purchases before you begin shopping. AmazonSmile will remember your selection, and then every eligible purchase you make at AmazonSmile will result in a donation.

In addition to AmazonSmile, you can support us when you shop at participating stores through the iGive and eScrip programs. When you shop at any of the 1,000+ online stores in the iGive network, a portion of what you spend benefits us. And with eScrip, participating merchants will contribute a percentage of your grocery loyalty cards, credit and debit card usage, and online shopping to us.

There are many other ways to get involved and support our work. For more information, please visit our website at www.willcountyhabit

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Will County Habitat for Humanity is a local affiliate of the international organization that provides affordable housing to families in need. The organization builds and repairs homes in partnership with families, volunteers, and donors. In Will County, Illinois, Habitat for Humanity has helped over 400 families with safe, decent, and affordable housing. The organization provides a hand up, not a hand out, to families who are struggling to make ends meet.

One of the biggest challenges faced by Will County Habitat for Humanity is funding. The organization relies heavily on donations from individuals, businesses, churches, and other organizations. The recent economic downturn has made it difficult for Habitat to raise the funds necessary to continue its work. In addition, the high cost of land and materials in Will County makes it difficult to keep costs down.

Another challenge faced by Will County Habitat for Humanity is finding willing volunteers. The organization relies on volunteers to help build and repair homes. However, it can be difficult to find enough volunteers, especially when the economy is struggling.

Despite these challenges, Will County Habitat for Humanity has continued to provide safe, decent, and affordable housing to families in need. The organization has a strong commitment to its mission, and it remains dedicated to helping as many families as possible.

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