Cambridge & Counties Bank Business Information and Expertise

Cambridge & Counties Bank is a UK-based bank that offers a range of business banking services. They have a strong presence in the East Midlands region, with a long history dating back to 1840.

Their business model is focused on providing tailored banking solutions to commercial property investors and developers. This expertise is built on a deep understanding of the property sector.

Cambridge & Counties Bank has a significant lending portfolio, with a focus on property finance and asset finance. They also offer a range of deposit accounts and cash management services.

Their experienced team provides expert guidance to help businesses achieve their goals.

Cambridge & Counties Bank is a UK-based bank that offers a range of financial services to individuals and businesses. It was established in 2010 as a joint venture between Mercia Fund Managers and the County Councils' Investment Association.

The bank has a strong focus on providing financial solutions to the agricultural sector, with a dedicated team and tailored products to support farmers and rural businesses.

Cambridge & Counties Bank has a significant presence in the UK, with a network of branches and a strong online presence, making it easily accessible to customers nationwide.

The bank's commitment to supporting local communities is evident in its involvement in various initiatives and partnerships, such as the Rural Business Awards.

Cambridge & Counties Bank has received numerous awards and accreditations, including the "Best Agricultural Lender" award, which speaks to its expertise and reputation in the industry.

The bank's financial strength is supported by its parent company, Mercia Fund Managers, which provides a stable and secure foundation for its operations.

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Cambridge & Counties Bank's annual revenue was $52.5 million in 2025.

The bank's financial performance is a key indicator of its stability and growth potential.

Cambridge & Counties Bank is a stable financial institution with a significant annual revenue.

Cambridge & Counties Bank's annual revenue was $52.5 million in 2025. I recall looking into this bank's financials and being impressed by their steady growth.

The annual revenue of Cambridge & Counties Bank has been steadily increasing over the years, reaching $52.5 million in 2025.

It's worth noting that this figure is a significant increase from previous years, showing the bank's commitment to growth and expansion.

In terms of hard numbers, Cambridge & Counties Bank's annual revenue was $52.5 million in 2025, a notable achievement in the financial industry.

NAICS and SIC Codes are two different classification systems used to identify businesses and their industries.

The Standard Industrial Classification (SIC) code for Cambridge & Counties Bank is 60, with a more specific code of 602.

You can find SIC codes by researching the specific business or industry you're interested in.

The SIC code range for banks is typically between 60 and 69.

SIC codes are often used for regulatory purposes, such as tax and financial reporting.

Cambridge & Counties Bank has two SIC codes, 60 and 602.

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Business Finance can be a complex and overwhelming topic, but it doesn't have to be. Let's break it down and explore some key options.

Cambridge & Counties Bank offers a range of commercial and residential property finance products, perfect for experienced property investors and developers or owner-occupiers.

If you're looking to borrow a large sum, you can borrow up to 100% of the asset's cost, with a limit of £1.5 million per single asset.

Hire purchase is a viable option, allowing you to repay the loan over a period of up to 7 years, with the possibility of balloon payments.

Assets covered under hire purchase include machinery and industrial/manufacturing equipment, making it a great choice for businesses in these sectors.

Finance lease is another option, with lending up to £1.5 million for a single asset and terms up to 5 years.

This type of lease allows you to claim rental costs as a business expense, which can be a significant benefit for your company's pre-tax profits.

Specialist car finance is also available, catering to those who own classic cars, vintage cars, racing cars, or modern classics.

Here are some key details about the asset finance products offered by Cambridge & Counties Bank:

Cambridge & Counties Bank offers a range of products and services to suit various needs.

They provide savings accounts with flexible notice periods, including a 95-day notice account that offers a variable interest rate of 0.80% Gross/AER Variable. This account is available to businesses, trusts, and charities.

The bank also offers fixed-rate bonds, such as the 3 Year Fixed Rate Business, Trust and Charity Bond, which earns a fixed interest rate of 1.60% Gross/AER Fixed.

Their asset finance solutions include hire purchase, finance leasing, and specialist car finance, with options for borrowing up to £1.5 million per single asset and terms up to 7 years.

Here are some of the key features of their asset finance products:

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These products often have a lower upfront cost, making them more appealing to customers. For example, a streaming service charges a monthly fee rather than a one-time payment for a DVD.

Businesses can also offer services that complement their products, increasing customer loyalty and revenue. This is seen in companies that provide software as a service, where customers pay a monthly fee to access the software.

By focusing on product-based services, businesses can build long-term relationships with customers and create a steady stream of income. This approach has been successful for companies like Netflix and Salesforce.

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Cambridge & Counties Bank offers a range of products and services designed to meet the needs of businesses, charities, and individuals.

You can choose from a variety of savings accounts, including notice accounts and fixed rate bonds, with options such as the 95-day business notice account and the 3-year fixed rate business bond.

The bank's property finance services are geared towards experienced property investors and offer a range of solutions, including pension lending, commercial and residential investment, and refurbishment loans.

For asset finance, the bank offers hire purchase and finance leasing services, with options to borrow up to 100% of the asset's cost and repay over 7 years.

Here are some of the key features of the bank's asset finance products:

The bank's savings services are also designed to be flexible and accessible, with options such as notice accounts and fixed rate bonds available for businesses, charities, and trusts.

Cambridge & Counties Bank prioritizes the security and integrity of employee and customer information.

The bank has a dedicated team responsible for data protection, ensuring compliance with relevant regulations and standards.

Employee and customer data is stored securely on the bank's servers, which are regularly backed up to prevent data loss.

The bank has implemented robust security protocols, including firewalls and encryption, to protect against cyber threats.

Customer information is only accessible to authorized personnel who have been trained in data protection procedures.

The bank has a clear data retention policy in place, outlining how long customer data is stored and when it is deleted.

Cambridge & Counties Bank is based in Cambridge, England, and has a strong presence in the UK's lending industry.

Their head office is located at 3 Charles Street, Cambridge CB1 1HP, and can be contacted via phone on 01223 206206.

Their website, cambridgeandcounties.co.uk, provides a wealth of information on their products and services.

You can also reach out to them via email at [[email protected]](mailto:[email protected]).

Their social media channels, including Twitter and LinkedIn, offer a great way to stay up-to-date with the latest news and developments from the bank.

Cambridge & Counties Bank is a solid choice for those looking for competitive savings options. They typically offer very competitive notice and fixed rate bonds to their business and non-personal customers.

Their product range changes regularly, so it's essential to check what's available for new customers.

Cambridge & Counties Bank has received overwhelmingly positive reviews from customers on Google, with a rating of 4.6/5 based on 10 reviews.

Their professional and personal service is often praised for being efficient and responsive.

The bank has been recognized for its excellence in the industry, having been Highly Commended for Best Business Fixed Rate Bond Provider at the Savings Champion Awards 2020.

It's also worth noting that Cambridge & Counties Bank is the only bank in the UK to receive a Green Accreditation for reducing its impact on the environment.

Their balance sheet reached £1 billion in February 2019, reportedly driven by lending to real estate investors, property developers, and SMEs in the East Midlands area.

Cambridge & Counties typically offers very competitive notice and fixed rate bonds to its business and non-personal customers. They have a range of products to choose from, but it's worth noting they change their product range regularly.

They don't always have all accounts on sale for new customers, so it's essential to check their current offerings before making a decision.