Us Bank Co Branded Credit Cards for Travel and Savings

If you're a travel enthusiast or someone who's always on the lookout for ways to save, US Bank's co-branded credit cards are worth considering. They offer a range of benefits that can help you earn rewards and enjoy exclusive perks.

One notable example is the US Bank FlexPerks Travel Rewards credit card, which offers 3X points on travel purchases, including flights, hotels, and rental cars. This can add up quickly, especially if you travel frequently.

With these cards, you can also earn points on everyday purchases, such as groceries and gas, which can be redeemed for travel or cash back. This flexibility is a major plus for those who want to maximize their rewards.

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U.S. Bank offers a variety of co-branded credit cards that can help you earn rewards and perks on your everyday purchases. These cards are designed for popular brands and can be a great option if you frequently shop at certain stores.

One type of co-branded card offered by U.S. Bank is for grocery stores. You can earn rewards and discounts on your grocery purchases with cards like the Dillons REWARDS World Mastercard, Fred Meyer Rewards World Mastercard, and Kroger REWARDS World Mastercard.

Some other co-branded cards offered by U.S. Bank are for fuel purchases. For example, you can earn rewards and discounts on your gas purchases with cards like the Dillons REWARDS World Mastercard, which is a co-branded card for grocery and fuel purchases.

Here are some co-branded cards offered by U.S. Bank for grocery stores:

Co-Branded Airline & Hotel cards are issued by U.S. Bank for prominent international travel companies. U.S. Bank issues several travel rewards cards for airlines and hotels.

These cards offer rewards and benefits specifically tailored to frequent travelers. You can earn points or miles that can be redeemed for flights, hotel stays, or other travel-related expenses.

One example is a co-branded airline card that offers a generous sign-up bonus and rewards points that can be used towards flights. Another example is a co-branded hotel card that offers exclusive benefits and rewards points that can be used towards hotel stays.

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Co-Branded Grocery & Fuel cards are a great option for those who frequently shop at popular grocery stores or fill up on gas. U.S. Bank offers a range of co-branded credit cards with various retailers, including Dillons, Fred Meyer, Fry's, and Kroger.

Some of these cards offer rewards programs that can be redeemed for groceries and fuel purchases, making them a convenient choice for those who want to earn rewards on their everyday expenses. For example, the Dillons REWARDS World Mastercard and the Kroger REWARDS World Mastercard both offer rewards on grocery purchases.

If you're a frequent shopper at these retailers, consider applying for one of these co-branded credit cards. Here are some of the cards offered by U.S. Bank:

You can earn up to 6% cash back with a U.S. Bank credit card, plus a $250 bonus. This bonus has increased from $200, and you can earn it by making combined eligible purchases with two retailers you choose.

Some U.S. Bank credit cards offer higher cash back rates when you have a qualifying balance in a U.S. Bank deposit account. For example, you can earn a total of 2.5% cash back with a balance between $5,000 to $49,999, 3% cash back with a balance between $50,000 to $99,999, and 4% cash back with a balance of $100,000 or more.

A U.S. Bank Smartly Savings account can help you earn more cash back, as it unlocks higher rates and benefits when paired with a U.S. Bank credit card.

Some U.S. Bank credit cards also offer exclusive cash-back deals, a checking account monthly maintenance fee waiver, and other perks when you have a U.S. Bank Smartly Checking account and credit card.

Here are some cash back rates for different balance ranges:

You can also earn up to 4X points while building credit with a U.S. Bank credit card, including 2X points at grocery stores and gas stations.

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US Bank co-branded cards offer a range of features that cater to different needs and preferences. Some cards, like the U.S. Bank Visa Platinum Card, have a lengthy 0% introductory APR period, making them ideal for balance transfers or making larger purchases without incurring high interest rates.

Contactless payment is also a feature available on all U.S. Bank credit cards, providing enhanced security and touch-free payments at millions of retail store locations.

The U.S. Bank FlexPerks Gold American Express Card offers a decent earning potential, with 3X FlexPoints per dollar spent at restaurants, 2X FlexPoints at airlines and gas stations, and 1X point on everything else. This card also comes with benefits like a $100 TSA PreCheck/Global Entry application fee credit, complimentary Boingo Wi-Fi, and more.

Here's a breakdown of some of the key features of US Bank co-branded cards:

Contactless payment is a convenient feature that allows you to make transactions without swiping or inserting your card. All U.S. Bank credit cards offer contactless chip technology.

This technology provides enhanced security and enables touch-free payments at millions of retail store locations that accept contactless payments.

The U.S. Bank FlexPerks Gold American Express Card is a solid option for travelers, offering a decent earning potential and benefits designed with travelers in mind.

The card has a minimum credit level of good, which means it's accessible to those with decent credit.

The annual fee is $85, which may seem steep for some, but consider the benefits you'll get.

You'll earn 30,000 introductory bonus FlexPoints for spending $2,000 in the first 4 months of account opening, worth $450 in travel.

The rewards structure is simple: 3X FlexPoints per dollar spent at restaurants, 2X FlexPoints per dollar spent at gas stations and airlines, and 1X FlexPoint per dollar spent on everything else.

To redeem your FlexPerks, log in to your online banking account, go to the "My Rewards" page, and follow the instructions to choose your redemption options.

FlexPerks are worth 1.5 cents each toward airfare, hotel stays, car rentals, and more.

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Here are the key benefits of the U.S. Bank FlexPerks Gold American Express Card:

The Triple Elite Master card is a great option for businesses that want to earn cash back rewards. It offers a high cash-back bonus rate of up to 3% on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers, and restaurants.

With this card, you can earn $750 in cash back by spending $6,000 on the account owner's card within the first 180 days of opening the account. Plus, there's no limit on the total cash back you can earn.

One of the standout features of this card is its ability to earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center. This can be a huge perk for businesses that frequently travel.

Here are some key benefits of the Triple Elite Master card:

Overall, the Triple Elite Master card is a great option for businesses that want to earn cash back rewards and don't want to pay an annual fee.

The introductory rate is a great feature to have on a credit card, especially if you're looking to make some large purchases or pay off debt. The U.S. Bank Visa Platinum Card offers a 0% introductory APR on purchases for 20 billing cycles, followed by a variable APR of 14.49% – 24.49%.

This means you can make purchases without worrying about interest rates for a full 20 months. After that, the regular variable APR will kick in, but you'll still be saving money compared to other cards. The U.S. Bank Visa Platinum Card also offers a 0% introductory APR on balance transfers for 20 billing cycles, with a balance transfer fee of either 3% of the amount or $5 minimum, whichever is greater.

The U.S. Bank Business Platinum card offers a similar introductory rate, with 0% APR on purchases and balance transfers for the first 20 billing cycles, followed by a variable APR of 13.49% to 22.49%. This makes it a great option for businesses looking to float a large purchase or pay off debt.

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You can apply for most U.S. Bank co-branded credit cards online and may receive an instant decision within three minutes. However, approval times may vary depending on the specific card and your individual creditworthiness.

U.S. Bank takes longer to decide on some applications, so be patient and allow for a more thorough review process.

If you're approved, you can expect to receive your new co-branded credit card in the mail soon after.

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You can apply for most U.S. Bank credit cards online and you may receive an instant decision within three minutes.

However, it's not a guarantee that you'll get instant approval, as U.S. Bank will take longer to decide on some applications.

If you're approved instantly, you can likely get your new credit card in no time, but if you need to wait, it's just a matter of a few extra days.

U.S. Bank's instant decision process is a convenient option, but it's essential to review your application carefully to ensure you're eligible for the credit card you want.

U.S. Bank offers a range of credit cards with varying credit score requirements.

You can get approved for the U.S. Bank Secured Visa Card with poor or even bad credit, making it a great option for building or repairing your credit.

To be approved for the U.S. Bank Altitude Reserve Visa Infinite Card, you'll likely need a good or excellent credit score.

The specific credit score needed for each card can vary, so it's essential to research the requirements for the card you're interested in.

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To choose the right U.S. Bank co-branded card, consider your needs and preferences. If you're a traveler, look for cards that offer rewards in the travel category, such as the U.S. Bank Altitude Reserve Visa Infinite Card, which earns 5x points on prepaid hotels and car rentals booked with the Altitude Rewards Center.

For cash-back rewards, the U.S. Bank Cash+ Visa Signature Card is a good option, earning 5% on two categories you choose (on your first $2,000 in combined purchases each quarter). The card also has a $0 annual fee.

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If you're a business owner, consider the U.S. Bank Business Cash Rewards World Elite Mastercard, which offers 3% on gas station, office supply store and cellphone/service provider purchases, and a $500 bonus after you spend $3,000 within the first 90 days of account opening.

Here's a comparison of some popular U.S. Bank co-branded cards:

We considered a wide range of U.S. Bank credit cards to cater to different customer needs. For example, the best card for a traveler who wants to earn travel rewards is different from the best card for someone looking to build credit.

We included cards with varying benefits, such as introductory APR offers, sign-up bonuses, and rewards programs. We also considered factors like fees, promotional APRs, and ongoing APRs.

A single card can be eligible to be chosen as the best in multiple categories. This means that one card can offer excellent value in more than one area, making it a great option for customers with diverse needs.

Our team at NerdWallet carefully evaluates credit cards based on overall consumer value. We consider factors like earning and redemption rates, redemption options, and redemption difficulty for rewards cards.

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Choosing the right credit card can be a daunting task, especially with so many options available. If you're considering a U.S. Bank credit card, there are several factors to keep in mind.

One of the key differences between U.S. Bank credit cards is the type of rewards they offer. Some cards, like the U.S. Bank Cash+ Visa Signature Card, offer cash-back rewards, while others, like the U.S. Bank Altitude Reserve Visa Infinite Card, offer travel rewards.

The U.S. Bank Cash+ Visa Signature Card offers a $150 bonus after you apply online and spend $500 within the first 90 days of account opening. It also has a 5% earning rate on two categories you choose, 2% on one category you choose, and 1% on everything else.

In contrast, the U.S. Bank Altitude Reserve Visa Infinite Card offers 50,000 points (worth $750 in travel) when you spend $4,500 in the first 90 days of account opening. It also has a 5x earning rate on prepaid hotels and car rentals booked with the Altitude Rewards Center, 3x on travel purchases and mobile wallet spending, and 1x on everything else.

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If you're a beginner traveler, the U.S. Bank FlexPerks Gold American Express Card may be a good option. It offers a 30,000 bonus points (worth $450 in travel) after you spend $2,000 in the first four months of account opening.

Here are the details of the U.S. Bank credit cards mentioned:

Ultimately, the best credit card for you will depend on your individual needs and preferences. Be sure to read the fine print and consider all the details before making a decision.

You can earn rewards and cashback with US Bank co-branded cards, such as 3% cashback on gas and grocery purchases with the US Bank Cash+ card.

These cards often have no annual fee and offer flexible rewards redemption options, like statement credits or deposits into your US Bank account.

Some co-branded cards come with introductory 0% APR offers, allowing you to save on interest charges for a limited time.

You can apply for US Bank co-branded cards online or in-branch, with approval decisions typically made quickly.

Many co-branded cards have no foreign transaction fees, making them a good choice for international travel.

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