Bank of America Travel Rewards Credit Card Review and Comparison

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The Bank of America Travel Rewards credit card is a popular choice for travelers, offering a generous rewards program and competitive benefits. You can earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days.

With a travel rewards credit card, you'll want to consider the rewards structure. The Bank of America Travel Rewards card offers 1.5 points per dollar spent on all purchases, with no rotating categories or spending limits.

The card also has no foreign transaction fees, making it a great option for international travel. This means you can earn rewards without incurring additional fees on your foreign purchases.

The points can be redeemed for travel purchases made through the Bank of America Travel Center or with any airline, hotel, or travel provider. You can also redeem them for cash back or gift cards.

Benefits

The Bank of America Travel Rewards credit card offers some great benefits for travelers. With Museums on Us, you'll get free access to over 225 museums across the country on the first full weekend of every month.

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Here are some of the card's other benefits:

  • Chip technology for easy use at over 130 countries
  • $0 Liability Guarantee for added security
  • Alerts for suspicious activity on your account
  • No foreign transaction fees

These benefits can save you money and hassle on your travels, making the Bank of America Travel Rewards credit card a great choice for frequent travelers.

Benefits

The Bank of America Travel Rewards credit card offers a range of benefits that make it a great choice for travelers.

One of the unique benefits of this card is access to over 225 museums across the country, for free, on the first full weekend of every month. This is part of the Museums on Us program offered by Bank of America.

The card also features chip technology for extra security and easy use at over 130 countries.

You'll also have peace of mind with a $0 Liability Guarantee, which protects you against fraud. Additionally, you'll get alerted of suspicious activity on your account.

The card also has no foreign transaction fees, making it a great choice for international travel.

Frequently Asked Questions

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The Bank of America Travel Rewards credit card offers a range of benefits, but it's natural to have questions about how it works. Here are some frequently asked questions and answers to help you make the most of your card.

You can redeem your points for travel expenses, including airfare, hotel stays, and car rentals, at a rate of one cent per point. This means that 100 points are equivalent to $1.

The card has a broad definition of eligible travel purchases, which includes commuting expenses, making it a great option for people who use their card for work-related travel. Points earned with the card can be redeemed at a value of $0.01 per point.

The card does not limit you to a specific airline, hotel, or vendor, giving you more flexibility in how you use your points. This is a major advantage over other travel credit cards that may restrict your redemption options.

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You can also redeem your points for gift cards, but the value varies depending on current promotions. Keep in mind that there is a minimum redemption of 2,500 points per transaction.

If you're looking for a card with higher redemption value, consider a travel rewards credit card with a rewards-booking portal or 1:1 travel transfer partners like Capital One, Chase, or American Express.

Rewards and Earnings

The Bank of America Travel Rewards credit card offers a straightforward rewards system, earning you 1.5 points per dollar on all purchases. You can also earn 3 points per dollar when booking travel through the Bank of America Travel Center.

To boost your rewards, consider joining the Bank of America Preferred Rewards program, which requires holding at least $20,000 in eligible Bank of America and Merrill deposit or investment accounts. This can earn you a 25%-75% bonus on your rewards, depending on your tier level.

Here's a breakdown of the rewards earning possibilities:

With this card, you can earn up to 2.62 points per dollar spent, making it a great option for those who want a simple and rewarding credit card experience.

What Is the

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The Bank of America Travel Rewards Credit Card offers a generous rewards rate of 1.5 points per dollar spent on all purchases, with no cap on how many points you can earn.

You can earn even more points if you're a Bank of America Preferred Rewards member, with the potential to earn up to 2.62 points for every $1 spent.

The rewards rate is straightforward and easy to understand, making it a great option for those who want a simple and consistent earning structure.

Sign-Up Bonus

The Bank of America Travel Rewards credit card offers a sign-up bonus of 25,000 points after you spend $1,000 on your card in the first 90 days from account opening.

You can redeem these points for a statement credit to pay for travel expenses, including hotels, flights, cruises, vacation packages, and rental cars.

The points are valued at one cent each, making the 25,000-point bonus equivalent to a $250 statement credit.

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You don't have to worry about blackout dates or special conditions when redeeming your points, making it easy to use them for your travel needs.

This sign-up bonus can be a great way to offset the cost of your first few trips, or even cover the cost of a domestic flight.

By spending just $1,000 in the first 90 days, you can earn a $250 credit towards travel purchases, making it a valuable welcome offer.

Reward Earnings

The Bank of America Travel Rewards credit card offers a straightforward way to earn rewards. You earn 1.5 points per dollar on all purchases, with no rotating categories or extra rewards in certain purchase categories.

If you book travel with the Bank of America Travel Center, you earn 3 points per dollar. This is a great option for those who frequently book travel through the Bank of America platform.

To boost your rewards earnings even more, consider joining the Bank of America Preferred Rewards program. Members earn a 25-75% bonus on their points earnings, depending on their tier level.

Here's a breakdown of the rewards earnings structure:

With the Platinum Honors tier, you can earn up to 2.62 points per dollar spent, making it a great option for frequent travelers.

Fees and Charges

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The Bank of America Travel Rewards Credit Card has a few fees to be aware of, so it's essential to understand what you're getting into before you start using the card.

The annual fee is a significant one to consider, but fortunately, it's none.

The APR will depend on your credit score at the time you open your account with Bank of America, so it's crucial to know what interest rate you'll be offered.

You won't have to worry about foreign transaction fees, which can be a huge relief when traveling overseas.

Here's a breakdown of some common fees associated with the Bank of America Travel Rewards Credit Card:

It's worth noting that the interest rate you're offered will depend on your credit score, so it's essential to know what interest you'll accrue before you start using the card.

Features and Advantages

The Bank of America Travel Rewards credit card offers a range of features and advantages that make it an attractive option for travelers and shoppers alike. You can earn 1.5 points on every dollar you spend, with no restrictions, and your points don't expire so you can redeem them when you're ready.

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One of the key benefits of this card is the flexibility of its rewards program. You can use your points as credit to pay for travel and restaurants, including flights, vacations, and even takeout. This means you can treat yourself to a well-deserved break or reward a friend with a nice dinner.

The card also offers contactless payments, making it easy to shop at stores or make purchases in-app using Apple Pay or Google Pay. Plus, it's compatible with Samsung Pay, giving you even more flexibility.

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Contactless

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The Bank of America Travel Rewards Credit Card offers a convenient contactless feature. This allows you to make payments without physically swiping or inserting your card.

With contactless technology, your card is protected by a chip, ensuring your transactions are secure. You can also use digital wallet technology, like Apple Pay or Google Pay, to make purchases in-store or in-app.

This card is compatible with Samsung Pay, giving you even more flexibility when it comes to making payments.

Features

The Bank of America Travel Rewards card offers a range of features that make it an attractive option for travelers. You can earn 1.5 reward points for every dollar you spend, with no restrictions.

Points don't expire, so you can choose to redeem them when you're ready. You can use the points as credit to pay for travel and restaurants.

The card can be used for contactless payments, with online and mobile banking, and is accepted anywhere you see the Visa symbol.

Here are some of the key features of the card:

  • Earn 1.5 points on the dollar
  • Flexible rewards are available
  • Points don't expire
  • Link to a Bank of America checking account for overdraft protection

Frequently Asked Questions

How much is 25000 travel points Bank of America?

The 25,000 online bonus points offer is valued at $250. This bonus points offer is equivalent to a $250 credit towards travel rewards.

What is the credit limit for Bank of America Travel Rewards credit card?

The average credit limit for the Bank of America Travel Rewards credit card is $9,681, with $10,000 being the most common. Credit limits may vary based on individual creditworthiness and other factors.

How do I redeem Bank of America travel points?

To redeem Bank of America travel points, sign in to your Online Banking account at bankofamerica.com and select "Rewards" or call 888.268.7800. Points are available for redemption after they appear on your monthly billing statement.

How many points do you get with Bank of America travel rewards?

You earn 1.5 points for every $1 spent on all purchases with Bank of America Travel Rewards. No points expire as long as your account remains open.

How does a Bank of America Travel Rewards credit card work?

The Bank of America Travel Rewards credit card earns points on all purchases, with a base rate of 1.5 points per dollar and increased earning potential through the Bank of America Travel Center and Preferred Rewards program. Earning points is a key way to redeem rewards and get the most out of your card.

Teresa Halvorson

Senior Writer

Teresa Halvorson is a skilled writer with a passion for financial journalism. Her expertise lies in breaking down complex topics into engaging, easy-to-understand content. With a keen eye for detail, Teresa has successfully covered a range of article categories, including currency exchange rates and foreign exchange rates.

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