Bank of America Travel Rewards Credit Card for Students: Earn Points and Travel

The Bank of America Travel Rewards Credit Card for Students is a great option for students who want to earn points and travel. It's designed specifically for students, making it an ideal choice for those who are just starting to build their credit.

With this card, you can earn 1.5 points for every dollar you spend, which can be redeemed for travel purchases like flights, hotels, and rental cars. You can also redeem your points for cash back, gift cards, or other rewards.

One of the best features of this card is that there's no foreign transaction fee, making it a great choice for students who want to travel abroad. This means you can earn points on your international purchases without any extra charges.

The card also has a relatively low credit limit, which can make it more accessible for students who are just starting to build their credit.

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The Bank of America Travel Rewards Credit Card for students is packed with benefits that make it a great choice for young travelers. You can earn unlimited 1.5 points for every $1 you spend on all purchases.

There are no restrictions on where and when you can earn points, so you can use your card for anything, from flights to restaurants, and still rack up points. You can book travel anytime, and your points don't expire.

You'll also get a $250 travel or dining bonus, which is a great incentive to start using your card and earning points right away. To qualify, you'll need to spend at least $1000 in the first 90 days of your account opening.

No foreign transaction fees and no annual fees make this card a great option for students who travel abroad. You can use your card without worrying about extra fees, and you won't have to pay an annual fee just for having the card.

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The Bank of America Travel Rewards Card is a great option for students. You can earn unlimited 1.5 points for every $1 you spend on all purchases.

One of the best things about this card is that there are no blackout dates or restrictions when you redeem your points for travel. You can book anytime, and your points do not expire.

To qualify for the 25,000 bonus points, you'll need to spend at least $1000 in the first 90 days of your account opening. This can be a great incentive to use your card regularly.

Another perk is that there are no foreign transaction fees if you use the card while traveling in another country. This can save you money on international transactions.

Using the Bank of America mobile app is a convenient way to manage your spending and keep an eye on your credit score. You can even check your FICOⓇ Credit Score for free through the app.

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If you're considering the Bank of America Travel Rewards credit card for Students, you'll want to think carefully about whether it's the right fit for you. The card requires at least fair credit, meaning you'll need a FICO score starting at 630.

This credit score threshold may be a barrier for students without an established credit history. If you're just starting out, you may find it harder to qualify for this card.

The card's rewards structure is pretty straightforward, earning 3% cash back on dining, entertainment, and eligible streaming services, as well as at grocery stores. Other purchases earn 1% back.

The $0-annual-fee card is a great option if you're looking for a card with no annual fee, but you may be able to find a card with a better sign-up bonus and ongoing rewards if you have a good credit history.

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The Bank of America Travel Rewards credit card for Students has a $0 annual fee, which is a great perk for students on a budget.

You can earn a sign-up bonus of 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening.

The card offers 1.5 points per dollar spent, which is a decent rewards rate for everyday spending.

Points are worth 1 cent apiece when redeemed for travel or restaurant purchases, and a little over half a cent apiece for cash.

You can redeem points for gift cards at varying point values, but you'll need to have at least 2,500 points to make a redemption.

The card has a 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days.

After the Intro APR offer ends, a Variable APR of 18.24%-28.24% will apply, which is relatively high compared to other credit cards.

Foreign transaction fees are none, which is a great feature for students who plan to study abroad or travel internationally.

You can redeem your points for cash, but there's a $25 minimum to redeem for cash, which equates to 2,500 points.

Redeeming points for cash can be a great option, especially if you need some extra cash for unexpected expenses.

You can deposit the cash directly into a Bank of America checking or savings account, or contribute it to a 529 College Savings Plan.

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You can redeem your points for cash, but be aware that there's a $25 minimum to redeem, which equates to 2,500 points, or 1 cent per point. This means you can cash out your points and deposit them directly into a Bank of America checking or savings account.

You can also redeem your points with Bank of America Travel Rewards by booking travel and using points to cover expenses like flights, hotels, vacation packages, cruises, rental cars, baggage fees, and more.

Points are worth 1 cent each when redeemed for a travel statement credit, making them a valuable way to offset travel expenses.

The Bank of America Travel Rewards credit card for Students is a great option for those who want to earn rewards without the hassle of paperwork. No proof of student status is required, making it one of the few student cards that don't need documentation.

This flexibility is a big plus, especially for students who may not have all their paperwork in order. Other student cards will require more documentation, so this card stands out for its ease of application.

The Bank of America Travel Rewards credit card is a great option for students, and one of the key reasons is its travel-friendly features. The card is part of the Visa network, which is widely accepted worldwide, so you won't have to worry about running into trouble using it abroad.

With no foreign transaction fees, you can use your card to make purchases or withdraw cash without incurring additional charges. This can save you a significant amount of money, especially if you travel frequently.

Here are some of the benefits and perks of the Bank of America Travel Rewards credit card:

Having good credit is essential for qualifying for the Bank of America Travel Rewards credit card. This card requires a good to excellent credit score, which might be a challenge for students shopping for their first credit card.

The credit score requirement is a crucial factor to consider. If you're a student, you might be surprised to learn that some credit cards have less-stringent credit score requirements.

Fortunately, there are other student credit cards that don't require an established credit history. For example, the Discover it Student Chrome card has a more relaxed credit score requirement.

Here's a summary of the credit score requirements for some popular student credit cards:

This is an important consideration for students who are just starting to build their credit history.

The Bank of America Travel Rewards credit card has some amazing benefits and perks that make it a great choice for travelers.

You can earn unlimited 1.5 points for every $1 you spend on all purchases, with no restrictions on where and when you can earn points.

The card has no foreign transaction fees, so you won't be charged extra for using it abroad.

One of the standout features of this card is its flexibility in redeeming points. You can use them to wipe out the cost of travel and dining purchases, with no blackout dates or restrictions.

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Here are some of the airlines you can transfer points to, including Air France-KLM, Avianca, British Airways, Aer Lingus, Iberia, Virgin Atlantic, and Virgin Red.

The card also offers a generous sign-up bonus of 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening, which can be redeemed for a $250 statement credit toward travel and dining purchases.

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The Bank of America Travel Rewards credit card for students has some great features, but it's not without its limitations. It requires good credit to qualify, which means many students with limited credit history won't be able to get it.

The card offers a $0 annual fee, a lucrative sign-up bonus, and a long 0% introductory annual percentage rate period. However, there are other student credit card options available that are easier to qualify for.

If you can already clear the credit hurdle, you might qualify for better non-student cards. The Bank of America Travel Rewards credit card for students is nearly identical to the non-student version of the card, requiring good credit or above.

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You'll earn 1.5 points per $1 spent, which can be redeemed for credit against any travel purchase. Bank of America Preferred Rewards customers can earn 25%-75% more points, making it a great option for frequent travelers.

The card's rewards strategy runs on autopilot, making it a great choice for those who don't want to track complex earning or redemption strategies. If you're not in a position to meet the higher minimum spending requirements on premium travel cards, this card provides a great return on spending without any out-of-pocket expense.

We review credit cards with an eye toward both quantitative and qualitative features. NerdWallet considers factors that boil down to dollars and cents, such as fees, interest rates, rewards, and benefits.

Our quantitative analysis includes the cash value of benefits and perks, which can greatly impact a card's overall value. We also examine the simplicity of the rewards structure and the likelihood of using certain features.

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Qualitative factors are just as important, affecting how easy or difficult it is for a typical cardholder to get good value from the card. These factors include the ease of application and whether a card is well-suited to everyday use or is best reserved for specific purchases.

Our star ratings serve as a general gauge of how each card compares with others in its class. However, these ratings are just one consideration when choosing a credit card.

The Bank of America Travel Rewards Credit Card for students has a great set of rates and fees that make it an attractive option for frequent travelers.

There is no annual fee, which means you can enjoy the benefits of this card without breaking the bank.

The card also doesn't charge foreign transaction fees, so you can use it abroad without incurring extra charges.

You'll need to make at least $1,000 in purchases within the first 90 days to earn the 25,000 online bonus points, which can be redeemed for a $250 statement credit toward travel purchases.

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Here are the key rates and fees to keep in mind:

The 0% intro APR offer can be a game-changer for students looking to finance a big purchase. This promotional period can provide some peace of mind, allowing you to pay off your balance without incurring interest charges.

Just remember, you'll still need to pay the minimum balance due every month. Paying your balance in full each month will also eliminate interest charges altogether.

The introductory APR offer on the Bank of America Travel Rewards credit card for Students is a stellar promotional period. If you pay your balance in full each month, you'll never have to worry about interest charges anyway.

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The Bank of America Travel Rewards Card has a $0 annual fee, which is a great perk for those who want to avoid paying extra just for having a credit card.

One of the benefits of this card is the 1.5x rewards rate, which means you'll earn 1.5 points for every dollar you spend on purchases.

If you're looking to earn a bonus, you can get 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening, redeemable for a $250 statement credit toward travel purchases.

The card also offers 0% intro APR on purchases for 15 billing cycles, which can be a big help if you need to make a large purchase and want to pay it off over time.

However, the ongoing APR is a variable 18.24%-28.24%, which is higher than some other credit cards on the market.

Another fee to be aware of is the balance transfer fee, which is 3% for 60 days from account opening, then 4%.

Fortunately, there's no foreign transaction fee, which makes it a great option for travelers.

Here's a summary of the key rates and fees: