
Unicredit Bancomat allows you to withdraw cash from over 1 million ATMs worldwide, making it a convenient option for international travelers.
You can use your Unicredit Bancomat card to make purchases online, in-store, or abroad, with a daily spending limit of €2,000.
With Unicredit Bancomat, you can also check your account balance, view your transaction history, and even transfer money to other accounts.
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Bancomat in Romania
Bancomat in Romania is a convenient way to access your money.
You can find Bancomat machines in most cities and towns across the country.
Many Bancomat machines in Romania are available 24/7, so you can withdraw cash or check your balance at any time.
Bancomat machines in Romania typically have a daily withdrawal limit of 600 lei.
You can use your Bancomat card to withdraw cash, check your balance, or perform other transactions.
In some cases, you may be charged a fee for using a Bancomat machine.
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Tipuri de Carte
There are several types of cards offered by Unicredit Bancomat.
The Unicredit Bancomat Visa Electron card is a debit card that can be used to make purchases online, in stores, and at ATMs.
It's a great option for those who want to avoid overspending and stick to their budget.
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Carta con Circuito Maestro
If you have a Carta Bancomat with circuito Maestro, you can make purchases and withdrawals without any commission fees at Unicredit and PagoBANCOMAT ATMs.
This type of card is also equipped with a microchip, allowing you to make online and offline purchases both domestically and internationally without any limitations.
With Maestro, you can perform a range of essential operations, including paying bills and utility bills through the PostoClick portal, recharging your phone, and topping up your Mediaset Premium subscription.
Here are some of the key benefits of having a Carta Bancomat with circuito Maestro:
- Pagamento di bonifici e bollettini
- Pagare utente e biglietti tramite portali con opzione PostoClick
- Effettuare ricariche telefoniche
- Ricaricare il vostro abbonamento a Mediaset Premium
In case of unauthorized use, Unicredit's Bank Allert system will send you a verification message for each new purchase attempt, allowing you to confirm or block the transaction.
Carta V-PAY Teen
The Carta V-PAY Teen is a special card designed for young people between the ages of 13 and 17. It's a Bancomat card issued by Unicredit that allows teens to manage their savings, make online payments, and withdraw cash both in Italy and abroad.

This card is perfect for teenagers who want to learn how to handle their finances independently. With the Carta V-PAY Teen, they can also recharge their phone, withdraw cash, and monitor their account balance through a dedicated app.
One of the benefits of this card is that it doesn't have a fixed issuance fee, but it does have an annual fee of 20 €. This fee is a small price to pay for the convenience and flexibility that this card offers.
The card allows for withdrawals and payments through the Bancomat circuit in Italy and the international Cirrus/Maestro circuit abroad. However, be aware that there's a fixed commission of 2 € for withdrawals, unless you do it at an automated teller machine of the bank or a bank within the UniCredit group abroad, in which case it's free.
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Pagamenti
You can make various payments at UniCredit Bank ATMs, including account payments linked to your card. This service allows you to deposit cash into the ATM, which will then validate and count the banknotes.
You can use UniCredit Bank ATMs to perform the following transactions: PIN change, cash withdrawals, balance inquiry, and bill payments. Additionally, you can use these ATMs for cash withdrawals and balance inquiries.
Some UniCredit Bank ATMs offer a wider range of services, including the ability to pay multiple accounts. You can check which accounts you can pay at specific locations by consulting the list of ATMs.
Account Payments
Account payments with UniCredit Bank are a breeze. You can make payments on account linked to your card using their multi-function ATMs.
To start, select the desired transaction via "Account payments" on the initial screen. Then, simply put the bank notes in the ATM's opening, and it will do the rest, including validation and counting.
You can use UniCredit Bank ATMs to perform various transactions, including PIN change Cash withdrawals Balance inquiry Bill payments, and even pay other accounts, thanks to their expanding partner base.
Some ATMs may offer more services than others, so be sure to consult the list of ATMs to check what accounts you can pay in certain locations. This way, you can plan your transactions accordingly and make the most of your visit.
UniCredit Bank ATMs are equipped with advanced fraud protection to ensure your maximum safety and efficiency when using their services.
Come Funziona Il Mio Estratto?

Your bank statement, or estratto, is a crucial document to understand when it comes to managing your finances. It's a record of your transactions, including withdrawals, deposits, and payments.
To ensure you can access your estratto, you need to know your account details, such as your account number and IBAN. Your bank will provide you with this information when you open your account.
If you're planning to travel abroad, it's a good idea to check if your Pagobancomat card is associated with international circuits like Mastercard, Maestro, Visa, Visa Debit, or Visa Electron. This will allow you to use your card abroad without any issues.
Costi e Commissioni
Using a Unicredit debit card for foreign ATM withdrawals can be a bit pricey, especially if you're not in the SEPA zone. The card comes with fixed and percentage-based fees, amounting to 1.75% of the withdrawn amount.
Leaving aside the V Pay Genius Teen card, which is only for minors with a Genius Teen account, other Unicredit debit cards charge these fees.
A more budget-friendly option for foreign ATM withdrawals is the Wise debit card, which can help you save some money.
Unicredit's foreign ATM withdrawal fees are typically lower than those of credit cards, which often consider the withdrawal as a cash advance and apply higher fees.
Carte Estere

The Carte Estere is an innovative tool offered by Unicredit, designed to make your life easier. It's essentially a virtual card that allows you to make payments and withdraw cash without the need for a physical card.
This feature is particularly useful for travelers, as it eliminates the need to carry multiple cards or worry about lost or stolen cards.
Frequently Asked Questions
Which country uses UniCredit?
UniCredit services are available in 14 European countries, including Italy, Germany, and Russia. Explore our global presence to learn more about our banking network and services.
How do I pay with bancomat?
You can pay with Bancomat using the BANCOMAT Pay APP, by scanning a QR code at affiliated stores, or through online transactions and mobile payments. Download the app or learn more about our convenient payment options.
Sources
- https://www.bucuresteni.ro/info/bancomate/with--unicredit_tiriac_bank/6.htm
- https://www.icer.it/bancomat-unicredit/
- https://nadugme.unicreditbank.rs/bank-on-a-button-services/atm.34.html
- https://wise.com/it/blog/bancomat-unicredit-estero
- https://primailcanavese.it/cronaca/assalto-al-bancomat-di-favria-smantellata-la-banda-della-marmotta-8-arresti/
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