UniCredit Bank Romania Overview and Financial Services

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Low-angle black and white shot of the iconic UniCredit Tower in Milan, Italy, emphasizing its modern architecture.
Credit: pexels.com, Low-angle black and white shot of the iconic UniCredit Tower in Milan, Italy, emphasizing its modern architecture.

UniCredit Bank Romania is a well-established financial institution in the country, with a rich history dating back to 1864. It was founded as a joint stock company and has since grown to become one of the largest banks in Romania.

The bank offers a wide range of financial services to its customers, including corporate and investment banking, asset management, and private banking. UniCredit Bank Romania has a strong presence in the country, with a network of over 200 branches and a large team of professionals.

One of the bank's key strengths is its ability to provide innovative financial solutions to its customers. This is evident in its digital banking platform, which allows customers to manage their accounts, pay bills, and transfer funds online.

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Bank Information

UniCredit Bank România is a bank with its headquarters in Bucharest, part of the international group UniCredit. It has a national client portfolio of 600,000 clients as of the end of 2015.

UniCredit Bank România is a joint-stock company. It was founded in 1990.

The bank's financial performance for 2023 includes a turnover of 4.669,9 million lei, a profit of 1.293,8 million lei, and a total activity of 67.712 million lei.

Account

Credit: youtube.com, Checking and Savings 101 - (Bank Accounts 1/2)

UniCredit Bank România offers a range of services to its clients, including financial products and banking solutions.

Their financial products include services such as consumer financing and leasing, which are provided through their subsidiaries UniCredit Consumer Financing IFN SA and UniCredit Leasing Corporation IFN SA.

The bank's financial performance is strong, with a net profit of 1.293.8 million lei in 2023.

UniCredit Bank România has a significant market presence, with a portfolio of 600,000 clients across the country.

The bank's financial data is publicly available, providing transparency and accountability to its stakeholders.

Here's a summary of the bank's financial data for 2023:

S.A

When you're dealing with banks that have the "S.A" suffix, it's worth noting that UniCredit Bank S.A. is a Deposit Guarantee Scheme (DGS) member.

This means that customers have a level of protection for their deposits, with up to €100k per person covered.

Deposit Guarantee Participation

UniCredit Bank S.A. participates in the deposit guarantee scheme of Romania, which covers deposits made by natural persons and legal entities.

Black piggy bank surrounded by a variety of coins on a white surface, symbolizing savings and finance.
Credit: pexels.com, Black piggy bank surrounded by a variety of coins on a white surface, symbolizing savings and finance.

This means that your deposits are protected up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

UniCredit Bank S.A. covers all deposit accounts, including those made by natural persons and legal entities.

This deposit guarantee scheme provides a sense of security, knowing that your deposits are protected in case of bank insolvency.

You can have peace of mind knowing that your deposits are covered up to a certain amount, which is 100,000 EUR in this case.

Financial Services

Unicredit Bank Romania offers a wide range of financial services to its clients.

Personal banking services include current accounts, savings accounts, and credit cards.

The bank also provides mortgage loans for individuals and families.

Unicredit Bank Romania has a strong presence in the country, with over 200 branches and 1,500 employees.

The bank's financial services also cater to businesses, offering corporate banking solutions and cash management services.

Unicredit Bank Romania is committed to providing secure and convenient banking services to its customers.

The bank's online banking platform allows customers to manage their accounts and conduct transactions from the comfort of their own homes.

Leadership and Expertise

Breathtaking sunset over the modern skyline of Milan featuring the iconic Unicredit Tower.
Credit: pexels.com, Breathtaking sunset over the modern skyline of Milan featuring the iconic Unicredit Tower.

Unicredit Bank Romania has a strong leadership team, with Ioana Matei serving as the Bank's CEO since 2018.

The bank's expertise is built on a foundation of over 20 years of experience in the Romanian banking market.

Under Ioana Matei's leadership, the bank has implemented various strategies to improve its performance and customer experience.

Unicredit Bank Romania has a significant presence in the Romanian market, with over 100 branches and a large network of ATMs.

Customer Concerns

Customers of Unicredit Bank Romania have expressed concerns about the bank's customer service, with some reporting long wait times on the phone and in-branch.

The bank's online platform has been praised for its ease of use and 24/7 availability.

Some customers have complained about the bank's fees, citing high charges for certain services.

Unicredit Bank Romania offers a range of financial products and services, including loans, credit cards, and investment solutions.

A few customers have reported issues with the bank's mobile app, citing difficulties with navigation and functionality.

The bank has a wide network of branches and ATMs across Romania, making it easily accessible to customers.

Unicredit Bank Romania has a dedicated customer service team that can be reached through various channels, including phone, email, and social media.

Frequently Asked Questions

Who owns UniCredit Bank?

UniCredit Bank is primarily owned by professional investors, with over 85% of shares controlled by external investors. The majority of these investors are based outside of Italy.

Which countries have UniCredit Bank?

UniCredit Bank operates in 18 countries, including Italy, Germany, and several countries in Central and Eastern Europe. Our extensive network spans Western, Central, and Eastern Europe, offering a wide range of banking services.

Florence Ratke

Assigning Editor

Florence Ratke is a seasoned Assigning Editor with a keen eye for detail and a passion for storytelling. With a strong background in research and analysis, she has honed her skills in identifying and assigning compelling articles that captivate readers. Florence's expertise spans a range of topics, including personal finance and investing, where she has developed a particular interest in the world of investment certificates.

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