Everything You Need to Know About SumUp Card Reader

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Person using card reader and laptop for secure online payment, showcasing modern cashless technology.
Credit: pexels.com, Person using card reader and laptop for secure online payment, showcasing modern cashless technology.

The SumUp card reader is a fantastic tool for businesses, allowing them to accept card payments on the go. It's lightweight, compact, and easy to use.

You can connect the SumUp card reader to your smartphone or tablet via Bluetooth, making it a convenient option for mobile businesses.

The reader supports contactless payments, including Apple Pay, Google Pay, and Samsung Pay, giving your customers a seamless experience.

With the SumUp card reader, you can process transactions quickly and efficiently, even in areas with limited internet connectivity.

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Payment and Fees

With a SumUp Card Reader, you only have to pay a standard 2.6% + 10¢ transaction fee whenever you take an in-person payment using your device.

There's no need to worry about monthly or hardware costs, as all SumUp Card Readers are free from those expenses.

The transaction fee is a straightforward 2.6% of the payment amount, plus an additional 10¢, making it easy to understand and budget for.

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What SumUp Accepts

Professional man using access card on wall reader in office setting.
Credit: pexels.com, Professional man using access card on wall reader in office setting.

SumUp Card Readers are incredibly versatile, and they accept a wide range of payment options.

You can use them to accept major debit and credit cards, including Visa, Mastercard, American Express, and Discover. Diners Club is also on the list.

If you're looking for contactless payment options, SumUp has got you covered with Google Pay and Apple Pay. These payment methods make transactions fast and seamless.

SumUp Card Readers can handle chip or swipe payments, giving you flexibility when it comes to processing transactions.

Device Features

The SumUp Solo is a standalone device that accepts payments with a sleek touchscreen. It's perfect for businesses on-the-go.

The device works on WiFi and comes with a built-in SIM card, providing free, unlimited mobile data. This means you can stay connected and process payments from anywhere.

With an 8 hour battery life, you can accept payments without worrying about running out of power. Simply charge the device with the included charging station when you're done for the day.

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Choose the Right Device for Your Business

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When you're looking for a device to accept payments, it's essential to consider your business needs. The SumUp Solo Printer Bundle is a great option, accepting payments as a standalone device with a sleek touchscreen.

This device works seamlessly with WiFi, and you also get free, unlimited mobile data with the built-in SIM card. This means you can stay connected and accept payments on the go.

The SumUp Solo Printer Bundle has an 8 hour battery life, so you can keep accepting payments without worrying about running out of power. And when it's time to recharge, simply use the included charging station.

If you're looking for a device that's easy to use and can handle a variety of payment methods, the SumUp Solo Printer Bundle is a great choice.

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Power

To get the most out of your device, make sure it's fully charged. Connect the charging cable to the charging port on the underside of the terminal and plug the USB port into a power source.

It's a good idea to keep the reader in the cradle while it's charging, as this will help ensure it's charging efficiently.

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Does Air Need a Receipt Printer?

Close-up of a contactless payment using a card reader and laptop, highlighting digital security.
Credit: pexels.com, Close-up of a contactless payment using a card reader and laptop, highlighting digital security.

The SumUp Air doesn't have a receipt printer built-in, which might be a drawback for some users.

You can still get a receipt, though - just enter your customer's email address and they'll receive it by email. This way, you can keep a digital record of all your transactions.

If you prefer a more traditional approach, you can share the receipt via Whatsapp, making it easy for customers to access their receipts on the go.

Alternatively, you can print receipts from SumUp through your printer connected to WiFi, which is a convenient option if you already have a printer set up at home or in your business.

If you really need a POS with a built-in printer, the SumUp 3G is a good option - it has a removable printer that can be purchased for a one-time payment of 129 £.

Is a Portable?

In terms of portability, some devices are more convenient than others.

Close-up of a contactless transaction using a SumUp device and a bank card with tools nearby.
Credit: pexels.com, Close-up of a contactless transaction using a SumUp device and a bank card with tools nearby.

All SumUp POS terminals are portable, making them easy to take on the go.

A portable card reader like SumUp's can be a game-changer for businesses that need to process payments in different locations.

The SumUp POS terminal has a battery life of 8 to 12 hours, which is more than enough to get you through a full day of work.

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Reader Setup and Usage

Setting up your SumUp Card Reader is a breeze. You can find step-by-step setup guides in the SumUp Help Center.

The SumUp Card Reader is available in three models: the Plus, Plus Bundle, and Solo. Each model has its own setup process, but the SumUp Help Center provides guides for all of them.

Using your SumUp Card Reader should be simple and intuitive. You can find helpful troubleshooting tips in the SumUp Help Center if you encounter any issues.

Device Compatibility and Performance

The SumUp Solo is a great choice for businesses on the go. It has an 8 hour battery life, allowing you to accept payments anywhere.

A businessman uses a secure card reader access system against a concrete wall.
Credit: pexels.com, A businessman uses a secure card reader access system against a concrete wall.

It's also very convenient, as it can be charged with the included charging station. This means you can get back to work quickly, without any downtime.

The device works seamlessly with WiFi and also comes with a built-in SIM card, providing free and unlimited mobile data. This ensures you're always connected and can accept payments from anywhere.

Do I Need an Additional Device?

The SumUp Solo Card Reader is a standalone device, so you don't need to pair it with your smartphone or tablet to track or process payments.

However, the Plus Card Reader will require an additional device to accept payments. You can learn more about using the Plus with your smart devices by clicking the link provided.

If you're using an iOS device, make sure it has Bluetooth 4.0 and its operating system is iOS 12 or higher. On an Android device, you'll need Bluetooth 4.0 and its operating system must be Android 6.x or higher.

The SumUp Solo Card Reader works independently, freeing you from the need to constantly pair it with another device.

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Compatibility

Smiling Woman Holding Access Card over Reader
Credit: pexels.com, Smiling Woman Holding Access Card over Reader

SumUp is designed to work seamlessly with a wide range of payment methods.

You can accept payments from anywhere with Visa, V pay, Mastercard, Maestro, American Express, Apple Pay, Google Pay, NFC, Diners Club, Discover, and UnionPay.

Which Model Performs Better?

The SumUp Air, Solo, and 3G models each have their own strengths and weaknesses, making it essential to choose the right one for your needs.

The SumUp Air is a good option for those who are comfortable with mobile applications, but it requires smartphone pairing, which can be a drawback if you need to use the card reader independently.

The SumUp 3G model, on the other hand, works independently, making it a better choice for those who are not tech-savvy or need to use the card reader in an establishment without a smartphone present.

Here's a comparison of the three models:

In terms of pricing, the SumUp Air is the most affordable option at 39 + VAT, while the SumUp 3G is the most expensive at 129 + VAT, with the SumUp Solo falling in between at 79 + VAT.

FAQs About Reader

Side view of crop faceless male passenger sitting on backseat and using credit card reader to pay for trip in taxi
Credit: pexels.com, Side view of crop faceless male passenger sitting on backseat and using credit card reader to pay for trip in taxi

Using your SumUp Card Reader should be simple and intuitive. You can find step-by-step setup guides and helpful troubleshooting tips in the SumUp Help Center.

The SumUp Card Reader is available in different models, including the Plus, Plus Bundle, and Solo Card Reader.

You can find setup guides for each model in the SumUp Help Center.

User Experience

The SumUp Card Reader is designed to be simple and intuitive, making it easy to set up and use, regardless of the model you choose.

You can find step-by-step setup guides and helpful troubleshooting tips in the SumUp Help Center.

The SumUp app is available for both iOS and Android, making it accessible to a wide range of users.

Its key feature is ease of use, which is a major plus for those who want to get started quickly.

Final Thoughts

The SumUp card reader is a great choice for small businesses, especially those just starting out. With no fixed costs and a commission of 1.69% of the turnover, it's a cost-effective solution.

A Person Holding a POS Machine
Credit: pexels.com, A Person Holding a POS Machine

The quality of the devices is excellent, making them a reliable investment for your business. The application is also very good, allowing you to keep track of all transactions, including cash payments.

One of the standout features of the SumUp card reader is its portability. The reduced size of the POS makes it ideal for businesses that need to move around geographically.

Frequently Asked Questions

How much does it cost to use SumUp card reader?

SumUp's standard transaction fee is 1.69% per transaction, with no VAT applied. You can also opt for a flat fee of 0.99% per transaction with a SumUp One membership

What are the disadvantages of SumUp?

Deposits in a SumUp business account are not protected by the FSCS, and you can't deposit cash or cheques. Additionally, SumUp does not offer overdraft facilities, which may limit your financial flexibility

Do I need a business bank account to use SumUp?

To use SumUp, you need a dedicated business bank account in the official currency of your country of registration. A personal bank account won't be accepted.

Which bank owns SumUp?

SumUp is not owned by a bank, but rather by a consortium of investors including Bain Capital, Blackrock, and Carlyle Group. SumUp's ownership structure is a private investment partnership.

Abraham Lebsack

Lead Writer

Abraham Lebsack is a seasoned writer with a keen interest in finance and insurance. With a focus on educating readers, he has crafted informative articles on critical illness insurance, providing valuable insights and guidance for those navigating complex financial decisions. Abraham's expertise in the field of critical illness insurance has allowed him to develop comprehensive guides, breaking down intricate topics into accessible and actionable advice.

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