Max Banka - Vlastnictví a Ekonomické Výsledky

Max Banka was a commercial bank based in Czechoslovakia. Max banka was established in 1992.

The bank's ownership structure was complex, with a majority stake held by the state.

Max banka's financial results were not impressive, with significant losses reported in several years.

Max Banka is one of the Czech banks owned by the investment group CREDITAS since September 2022. It operates under the name Max banka a.s. after being acquired by CREDITAS in October 2022.

Max Banka has around 60 thousand clients who are attracted by the bank's competitive interest rates on savings accounts and term deposits. The bank's focus is on retail clients, with digital technologies playing a key role in its communication.

The investment group CREDITAS has a strong foundation, with a portfolio of assets worth nearly 195 billion Czech koruna as of December 31, 2023. The group's founder and owner is Pavel Hubáček.

Max Banka aims to be a purely online retail bank, with its communication relying heavily on digital technologies. It currently has only one branch in Prague, but its clients can also use some services at Banka Creditas branches.

Max banka nabízí širokou škálu finančních služeb, které jsou dostupné online.

Běžný účet NEO účet je jedním z mála běžných účtů na českém bankovním trhu, který nabízí jak plně online obsluhu, tak i úročení zůstatků, navíc bez omezení částky.

Spořicí účet Max banky s nejvyšším úročením na českém bankovním trhu je novým produktem, který přináší klientům zajímavé příležitosti k úsporám.

Termínovaný vklad IQ Maxi vklad je termínovaným vkladem s termínem až 5 let, který nabízí nejvyšší úrok při trvání vkladu po dobu 12 měsíců.

Refinancování půjčky Refixo je mezi klienty původní Expobank dobře známý produkt, který umožňuje výhodné refinancování půjčky na nižší úrok a lepší podmínky.

Max banka nabízí také platební karty s cestovním pojištěním, které jsou součástí její nabídky finančních produktů.

Max Banka has only one branch, located in Prague 4, at City Element Na strži building.

They don't have any ATMs of their own, but clients can withdraw cash from any bankomat in the Czech Republic and also get free EUR cash from a bankomat in EU/EHP countries.

This approach is seen as a key step towards a better future for individuals and society, and is believed to be essential for financial independence.

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Max Banka has only one branch, located in Prague 4, in the City Element Na strži building.

Having a single branch means Max Banka can focus on providing personalized service to its clients.

Max Banka doesn't have any ATMs of its own, but its clients can withdraw cash from any ATM in the Czech Republic and also withdraw cash in EUR from an ATM in the EU/EHP countries for free.

This approach is a key aspect of Max Banka's mission to promote financial education and independence.

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Creditas has fully taken over Max Bank since October, but you might not notice any immediate changes.

The company will keep Max as the name for some of its products.

You can expect to see changes in the bank's mobile apps and credit cards, but no specific timeline is mentioned.

Hot cash dispensers will still be available at all bank branches.

Creditas has decided not to expand its services to include consumer loans.

The bank is planning to continue using its investment app, but no further details are provided.

Max banka has some great advantages that make it an attractive option for customers. One of the main benefits is the high interest rates on savings accounts, with no limits on the account balance.

The bank also offers interest-bearing balances on current accounts, again with no limits on the account balance. This is a great feature for those who want to earn interest on their everyday money.

Max banka is a modern online bank that's designed for everyday people. Its online and mobile banking platforms are well-developed and easy to use.

You can set up bank products online, which is a convenient feature. Additionally, you can withdraw cash for free from ATMs in the Czech Republic and EU countries.

Max banka allows you to open a current account in multiple currencies, which is a useful feature for those who need to manage money in different currencies.

Here are some of the key advantages of Max banka:

However, Max banka also has some disadvantages. One of the main drawbacks is the limited number of branches, with only one location in Prague.

Another disadvantage is the lack of ATMs, although this is somewhat mitigated by the fact that withdrawals are free in the Czech Republic and EU countries.

Max Banka has already made a name for itself on the market, earning two prestigious awards in a short amount of time.

Max Banka won the Finparáda.cz – Finanční produkt roku 2023 competition, taking home top spots in two categories.

The bank's Spořicí účet (Savings Account) was voted Produkt roku (Product of the Year), securing the number one spot.

Max Banka's Termínované vklady (Time Deposits) also received the Produkt roku award, placing first in its category.

Max banka was previously known as Expobank CZ a.s., but it's now officially a part of the CREDITAS financial group.

The bank has undergone a significant change, but its products and services remain the same. Existing customers can still enjoy the same benefits, including a competitive spořicí účet with an interest rate of 6.01% and no limits on deposits.

Max banka is now focused on serving retail and private clients, with a goal of becoming a daily banking partner. It's also planning to expand its services, including offering běžné bankovní půjčky and online hypotéky.

One thing to note is that Max banka has a single branch in Prague 4, but customers can also access some of its services at Banka Creditas branches. The bank's ATM network is shared with Banka Creditas, and customers can withdraw cash for free from any Czech bank ATM or ATMs in EU/EHP countries.

Max banka has a rich history that dates back to 1991, when it was founded as LBBW Bank CZ a.s.

The bank has undergone several name changes over the years, including BAWAG Bank CZ a.s. and Expobank CZ a.s.

Expobank was a popular choice among clients for its generous interest rates on current accounts and favorable loan terms.

In 2022, Expobank became part of the CREDITAS financial group, but retained its independence as a separate bank.

Max banka was rebranded from Expobank in 2022 and is now focused on serving retail clients with high-quality savings options.

The bank offers top-notch savings options through its savings account or term deposit, and plans to expand its portfolio of consumer loans and mortgages in the near future.

Max Banka is owned by a Czech investment group called CREDITAS.

This group has a focus on long-term investments in conservative sectors.

Their main areas of business include financial services, real estate, energy, and startups in modern technologies.

The group's assets amount to almost 100 billion Czech korunas as of September 30, 2022.

The founder and owner of CREDITAS is Pavel Hubáček.

Max Bank is owned by a Czech investment group called CREDITAS, which acquired it in September 2022.

CREDITAS is a conservative investment group that focuses on long-term investments in various sectors, including financial services, real estate, energy, and start-ups in modern technologies.

The group has a significant asset base of nearly 100 billion Czech koruna, as of September 30, 2022.

Pavel Hubáček is the founder and owner of CREDITAS, a company that operates Banka Creditas in addition to Max Bank.

Economic results were quite volatile for the company over the years, with total assets fluctuating between 20.781 billion CZK and 31.628 billion CZK.

The net profit also experienced significant changes, ranging from a loss of 767.376 million CZK in 2009 to a gain of 337.4 million CZK in 2016.

In 2011, the company's net profit was 18.101 million CZK, which is a relatively stable figure compared to the fluctuations in other years.

Here's a breakdown of the company's economic results over the years:

Max Banka is now owned by the Czech investment group CREDITAS, which also owns its sister bank, Banka Creditas. This takeover occurred in September 2022.

CREDITAS is a significant player in the financial sector, with a portfolio valued at almost 100 billion korunas as of September 30, 2022. The group focuses on long-term investments in conservative industries, including finance, real estate, energy, and modern technologies.

The merger between Max banka and Banka CREDITAS is set to take place on October 1, 2024, allowing for instant payments to become available to Max banka clients. This change will also result in the combination of the two banks' deposit insurance, providing clients with an equivalent of €100,000 in total protection.

Max banka clients will only need to update their bank code in their account numbers, and they can continue to use their existing mobile and internet banking services without any changes. The two banks share similar conditions and fees for deposit offers and accounts, including free account maintenance and attractive interest rates on deposits.

After the merger, clients of both banks will have access to a wider range of products and services, including investment options and children's accounts, which are not currently available to Max banka clients.