Comprehensive lists of banks in the US

The United States is home to a vast number of banks, with over 4,900 banks operating across the country. This includes both large national banks and smaller community banks.

One notable example is the big four banks, which consist of Bank of America, JPMorgan Chase, Wells Fargo, and Citibank. These banks are among the largest in the US, with a significant presence in the banking industry.

There are also many smaller regional banks, such as PNC Bank and US Bank, which offer a range of banking services to their customers.

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There are several types of banks, each with its own unique characteristics and services. Commercial banks, for example, are the most common type of bank and provide a wide range of financial services to individuals and businesses.

They offer services such as checking and savings accounts, loans, and credit cards. In contrast, central banks are responsible for managing a country's monetary policy and regulating the banking system.

Central banks also act as a lender of last resort during times of economic crisis. Online banks, on the other hand, are banks that operate solely through digital channels, eliminating the need for physical branches.

They often offer lower fees and higher interest rates on savings accounts. Community banks, also known as local banks, serve a specific geographic area and provide personalized service to their customers.

They are often owned by local investors and are committed to supporting the local community.

The US has a highly concentrated banking system, with over 4,100 commercial and savings banks, most of which are insured by the Federal Deposit Insurance Corporation (FDIC).

These banks are dominated by four big names: JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup, which are also among the largest banks globally.

To open a bank account in the US, you'll typically need to provide your full address, contact info, and personal details, as well as your driving license or passport, immigration documents, and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).

You may also need to make an opening deposit payment for savings accounts.

Here's a quick rundown of the requirements:

The US has a massive banking system with over 4,100 commercial and savings banks, most of which are insured by the Federal Deposit Insurance Corporation (FDIC).

These banks are dominated by four giant names: JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup, which are also among the largest banks in the world.

To open a bank account in the US, you'll typically need to provide your personal details, such as your full US address, contact info, and other personal details.

You'll also need to show your driving license or passport, as well as your immigration documents, like a valid visa or Green Card.

Additionally, you'll need to provide your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and make an opening deposit payment for savings accounts.

Many US banks charge monthly service fees for checking accounts, but these fees are often waived if you meet certain conditions.

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You can usually withdraw cash for free at your bank's ATMs, but you may be charged fees for using other ATMs.

US banks also charge high fees for international money transfers, so it's worth exploring alternatives like the Wise account to save money on these transactions.

Here are the top four banks in the US, which are also some of the largest banks in the world:

The US banking market is dominated by four big names - JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup. These banks have a huge presence in the US, with thousands of branches and a massive ATM network.

There are over 4,100 commercial and savings banks in the US, most of which are insured by the Federal Deposit Insurance Corporation (FDIC). This provides a high level of security for bank customers.

To open a bank account in the US, you'll typically need to provide personal details, such as your full address, contact info, and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). You'll also need to make an opening deposit payment for savings accounts.

Many US banks charge monthly service fees for checking accounts, although these can be waived if you meet certain conditions. You should be able to withdraw cash for free at your bank's ATMs, but other ATMs may charge fees.

Here are some of the top 10 banks in the US, including their operational headquarters:

Some of the top banks in the US offer a range of checking accounts, including Bank of America's Advantage Plus Checking, Advantage SafeBalance, and Advantage Relationship.

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The US banking system is vast, with over 4,100 commercial and savings banks, most of which are insured by the Federal Deposit Insurance Corporation (FDIC).

You'll need to be a US resident to open a bank account, providing personal details, a driving license or passport, immigration documents, and your Social Security Number or Individual Taxpayer Identification Number.

Many US banks charge monthly service fees for checking accounts, but these can be waived if you meet certain conditions, such as maintaining a minimum balance.

Here's a list of the top 4 banks in the US, based on total assets:

There are also thousands of community banks in the US, with assets valued at less than $10 billion, providing conventional banking services to local people.

National banks play a significant role in the US financial system, with many of them offering a wide range of banking services to individuals and businesses alike.

JP Morgan Chase & Co. is one of the largest national banks in the US, with total assets of $3,868 billion.

Bank of America, another major player, has its headquarters in Charlotte and boasts total assets of $3,123 billion.

Citi Group Inc. is a New York City-based bank with a significant presence in the US market, holding total assets of $2,423 billion.

The top 5 national banks in the US are:

These banks offer a variety of services, including checking accounts, savings accounts, and business banking solutions.

Community banks are relationship builders who provide conventional banking services to local people. They are a crucial part of the US banking system, with a total of 4,489 community banks chartered across 50 US states as of June 2023.

The FDIC defines a community bank as one with an asset value of less than $10 billion. This means that community banks are typically smaller and more localized than larger banks.

New York Community Bank, for example, has a total asset value of $111.23 billion, which is significantly higher than the $10 billion threshold. However, many community banks have much lower asset values, such as Tri-County Bank with $9.8 billion in assets.

Community banks often have a strong presence in their local communities, providing personalized banking services to their customers. They may also offer a range of financial products and services, such as loans, credit cards, and investment services.

Here are some examples of community banks in the US, along with their total assets and market capitalization:

These community banks play an important role in supporting local economic growth and development. By providing financial services to their customers, they help to stimulate economic activity and create jobs in their communities.

The US banking landscape is dominated by four major banks: JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup. These banks are not only among the largest in the US but also globally.

The US has over 4,100 commercial and savings banks, most of which are insured by the Federal Deposit Insurance Corporation (FDIC). If you're looking to open a bank account in the US, you'll typically need to be a US resident and provide personal details like your full US address, contact info, and immigration documents.

The top 10 banks in the US, in terms of total assets, are listed below:

Some of these banks, like PNC Bank, offer dedicated banking solutions for small businesses, including checking accounts, payment solutions, and business credit cards. PNC Bank's Virtual Wallet checking account offer is available in various bundles and has a small monthly fee that can be waived if you meet certain conditions.

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Revolut is an all-in-one finance app with a debit card and banking services.

If you're looking for an alternative to traditional banks, SoFi is an online checking account insured by the FDIC.

Curve is a finance app that connects all your cards in one place, making it easier to manage your finances.

Chime is a fintech with a banking app, checking account, and fee-free debit card, perfect for those who want to avoid unnecessary fees.

Here's a quick rundown of some popular online bank accounts and alternatives:

Wells Fargo is one of the oldest and largest banks in the US, with thousands of branches nationwide.

Its most popular account is the Everyday Checking, which can be opened with a small minimum deposit.

You can avoid the monthly fee associated with this account by meeting minimum deposit requirements each month.

Wells Fargo also offers banking solutions for small businesses and commercial clients, including checking accounts, credit cards, and merchant services.

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Its 360 Checking account is a popular online account with no monthly fees.¹⁰

Capital One offers a range of business banking services, including checking and savings accounts, as well as lending products and merchant services.

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The US banking system is vast and complex, with many institutions to choose from. One of the largest national banks in the US is JP Morgan Chase & Co., with total assets of $3,868 billion.

JP Morgan Chase & Co. is headquartered in New York City, a hub for financial institutions. Bank of America, another large national bank, is headquartered in Charlotte.

The top 5 national banks in the US by total assets are: JP Morgan Chase & Co. ($3,868 billion), Bank of America ($3,123 billion), Citi Group Inc. ($2,423 billion), Santander Bank ($1,941.45 billion), and Wells Fargo & Co. ($1,876 billion).

Here is a list of the top 5 national banks in the US by total assets:

The US banking system is diverse, with institutions of all sizes.

In the world of global banking, you'll find a diverse range of institutions operating across different regions and countries.

The largest banks in the world are often based in the United States, with institutions like JPMorgan Chase and Bank of America dominating the market.

The European Union has implemented strict regulations to ensure the stability and security of its banking system, which has led to a more robust and resilient financial sector.

The banking landscape in Asia is rapidly evolving, with countries like China and India experiencing significant growth in their banking sectors.

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Online banking has become a norm in the digital age, and it's fascinating to see how it has evolved. Online or e-banking operates without a brick-or-mortar office, fully digitally.

Some online banks have opened separate departments for providing digital banking services, but few have made it a priority. For instance, Marcus by Goldman Sachs has a total of $1,577 billion in assets.

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One of the benefits of online banking is the convenience it offers. You can access your accounts from anywhere, at any time, as long as you have a stable internet connection. Capital One 360, for example, has a total of $471.44 billion in assets.

Online banks also offer competitive interest rates and lower fees compared to traditional banks. Discover Bank, with $143.43 billion in assets, is a great example of this. They offer high-yield savings accounts and low-interest credit cards.

Here's a list of some of the online banks mentioned earlier, along with their total assets and market capitalization:

These are just a few examples of online banks that have made a name for themselves in the digital banking space.

The world of global banking is a complex one, with many different players vying for dominance. According to our rankings, the top five banks in the world by total assets are JPMorgan Chase, Bank of America, Wells Fargo, HSBC, and Bank of China.

JPMorgan Chase holds the number one spot, with a staggering $2.7 trillion in assets. This is a testament to the bank's massive size and influence.

The United States is home to three of the top five banks, with JPMorgan Chase, Bank of America, and Wells Fargo all ranking highly. This is likely due to the country's strong economy and financial system.

HSBC is the only bank from outside the United States to make the top five, with $2.5 trillion in assets. The bank's global reach and diversification have helped it to achieve this ranking.

Bank of China rounds out the top five, with $2.4 trillion in assets. The bank's growth and expansion have been impressive, and it's now a major player in the global banking scene.

The top five banks are followed closely by other major players, including Citigroup, BNP Paribas, and Mitsubishi UFJ Financial Group. These banks are also among the largest and most influential in the world.

Some banks offer unique features that set them apart from the rest. For example, Bank of America has a wide range of services, including mobile banking and online bill pay.

HSBC offers a global presence with over 3,900 branches in 80 countries. This makes it a great option for those who travel frequently or have business interests abroad.

Wells Fargo is known for its extensive network of over 5,000 ATMs and 13,000 banking locations. This makes it a convenient option for those who need to access their money on the go.

Investment banks play a crucial role in facilitating financial transactions for corporations, governments, and institutions. They provide services such as initial public offerings (IPOs), mergers, and stock investments.

There are over 4,900 investment banks in the US, with some of the largest ones listed below. JP Morgan Chase & Co. has the highest total assets at $3,868 billion.

Here are the top 5 investment banks by total assets:

Goldman Sachs Asset Management has a market capitalization of $110.42 billion, making it one of the largest investment banks in terms of market value.

The best expat accounts in the UK are those that cater to non-resident individuals, offering features like monthly fees and account benefits.

HSBC's non-resident account has a monthly fee of £5, but it comes with a range of benefits including online banking and a debit card.

Some banks in the UK offer non-resident bank accounts, including HSBC, Barclays, and Lloyds Bank.

These accounts are designed for individuals who live outside of the UK but still want to manage their finances here.

HSBC's non-resident account requires a minimum deposit of £1,000 to open, and you'll need to provide proof of address and identification.

Barclays' non-resident account has a monthly fee of £6, but it offers a debit card and online banking.

Lloyds Bank's non-resident account has a monthly fee of £10, but it comes with a range of account benefits.

Non-resident bank accounts in the UK can be opened online or in person, depending on the bank's requirements.

You'll typically need to provide proof of address, identification, and possibly a minimum deposit to open a non-resident bank account in the UK.

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Citigroup offers a range of checking accounts tailored to different business sizes.

Citibank, a part of Citigroup, has a large network of fee-free ATMs across the country.

A popular option at Citibank is its Access Checking account, which is a digital account with a small monthly fee.

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Starling Bank limits are in place to help you manage your spending and transactions.

The bank has specific limits for transfers, withdrawal, and spending.

For UK transfers, Starling Bank allows you to make free, unlimited transfers to other UK bank accounts.

International transfers, on the other hand, are subject to a £5,000 daily limit.

You can withdraw up to £300 from an ATM in a 24-hour period, and up to £200 from a cash machine abroad.

Card spending is limited to £50,000 per day, and you can also set your own spending limits for specific categories, like dining or entertainment.

International banks have a presence in many countries around the world. They offer a range of services to clients globally, including online banking and mobile banking.

Some international banks have a significant presence in multiple countries, such as HSBC, which operates in over 80 countries. They have a large network of branches and ATMs.

The International Monetary Fund (IMF) has a list of banks that are considered systemically important banks (SIBs) globally. These banks are subject to stricter regulations and capital requirements.

International banks often have different business models and strategies compared to domestic banks. They may focus on international trade finance, foreign exchange, and investment banking.