
The TD institution number is a unique identifier assigned to the Toronto-Dominion Bank in Canada, used for various financial transactions and reporting purposes.
This number is typically a 4-digit code, which is used to identify the bank's institution in the Canadian financial system.
In Canada, the TD institution number is used in conjunction with the account number to facilitate transactions, such as direct deposits and bill payments.
Knowing your TD institution number can be useful for managing your finances and troubleshooting any issues with your accounts.
What is a Transit Number?
A transit number is a unique 5-digit code that identifies the TD branch where you opened your account. It's also known as the branch number.
In Canada, banks and other financial institutions use transit numbers to identify their branches. The transit number is part of the routing number, which is made up of the transit number and the institution number.
The institution number is 3 digits long and identifies your bank. TD's institution number is 004.
Here's a breakdown of the routing number format:
- Electronic Transactions Routing Numbers (ETF): 0XXXYYYYY
- Paper Transactions Transit Numbers (MICR): YYYYY-XXX
- where XXX is the institution number and YYYYY is the transit number.
Finding Your Transit Number
You can find your transit number by checking the website, online banking, or bank-issued cheque or bank statement.
The transit number is made up of 5 digits, showing which branch you opened your account at.
If your bank transit number is only four digits long, add a 0 in front of the number. For example, Branch 1011 is 01011.
To double-check your transit number, compare it with the institution number, which identifies your bank, and the account number, which identifies your individual account.
You can find the TD Bank routing number online by logging into your TD Bank account online or using the TD Bank (US) mobile app. Note that you may need to provide the state zip code to determine the rate and fee.
The routing number is made up of the institution number and the transit number, with two different formats: Electronic Transactions Routing Numbers (ETF) and Paper Transactions Transit Numbers (MICR).
Here are the two formats of the routing number:
- Electronic Transactions Routing Numbers (ETF): 0XXXYYYYY
- Paper Transactions Transit Numbers (MICR): YYYYY-XXX
Where XXX is the institution number and YYYYY is the transit number.
Wire Transfer and Routing
Wire transfer and routing numbers are essential for sending and receiving funds, and TD Bank has specific numbers for domestic and international wire transfers. The TD Bank routing number for domestic wire transfer is 031101266, which is also used for international wire transfers to TD Bank accounts in the US.
For those familiar with banking in Canada, a routing number is made up of a branch number and an institution number. The branch number, also known as the transit number, is 5 digits long and corresponds to the TD branch associated with a bank account. TD's institution number is 004.
In Canada, banks identify their branches with a unique transit number, and TD's transit number is made up of 5 digits. A TD transit number, along with the institution number, forms a routing number. There are two formats for routing numbers: Electronic Transactions Routing Numbers (ETF) and Paper Transactions Transit Numbers (MICR).
Wire Transfer
TD Bank uses a single routing number for both domestic and international wire transfers to accounts in the US, which is 031101266.
For international wire transfers, you'll also need to use the SWIFT code NRTHUS33XXX.
You can use the same routing number for domestic wire transfers as well as international wire transfers to TD Bank accounts in the US.
Here is a summary of the wire transfer numbers for TD Bank:
The SWIFT code NRTHUS33XXX is used for international wire transfers to TD Bank accounts in the US.
What Is a Routing Number?
A routing number is an 8-digit banking code in Canada, representing the financial institution and the specific branch associated with a bank account. It's made up of two smaller numbers: a branch number and an institution number.
The branch number, also known as the transit number, is 5 digits long and corresponds to the TD branch that your bank account is based at. This might not be the branch you currently bank at.
The institution number represents the bank that your account is with, and it's always 3 digits long. TD's institution number is 004.
The branch number and institution number combine to make up your account's routing number, as seen in the example of the TD branch at 15 York St. in Toronto, which is 10152-004.
Cheque and Account Information
If you've written a cheque for your TD bank account, you've probably seen your routing number at the bottom of the cheque. The routing number is represented by a series of funny-looking numbers, with the routing symbols between the different sets of numbers varying from cheque to cheque.
The TD institution number is 004, so you can easily locate your routing number by looking for this code in the numbers at the bottom of the cheque. Don't confuse the institution number with the individual cheque number, which is the only number that should change when you flip through individual cheques in a cheque book.
If you don't have a cheque book, you can find your TD routing number using your TD online banking account. Simply log in to your EasyWeb account and select "Accounts" from the left menu.
To find your routing number, select the account that you want the number for and click on the "Direct deposit form (PDF)" link on the right side of the page. This will display a pop-up PDF that's pre-filled with your branch number and institution number, making it easy to locate your routing number.
Here's a summary of the steps to find your TD routing number:
- Log in to your EasyWeb account.
- Select “Accounts” from the left menu.
- Select the account that you want your routing number for.
- Click on the “Direct deposit form (PDF)” link on the right side of the page.
TD Institution and Canada
TD has a significant presence in Canada, with branches located in various provinces. The bank has a strong presence in Ontario, with branches in cities like London, St. Thomas, and Hamilton.
TD has a total of 15 branches across Canada, with 8 of them located in Ontario. Some of these branches are located in major cities like Winnipeg, Edmonton, and Calgary.
Here's a list of some of the TD branches in Canada:
- London Clarence (220 Dundas Street, London, ON)
- St Thomas Main (1063 Talbot Street Unit 85, St Thomas, ON)
- Hamilton St & 12th (1904 Hamilton St., Regina, SK)
- London Talbot (220 Dundas Street, London, ON)
- TD Centre Branch (201 Portage Ave, Winnipeg, MB)
- Edmonton Centre (10205 101 St, Edmonton, AB)
- Ouellete & Wyandotte (596 Ouellette Avenue, Windsor, ON)
- Eaton Centre Mall (1080 Douglas St, Victoria, BC)
- Hamilton Main (46 King St. E., Hamilton, ON)
- Mtl. (Rene-Levesque, 800 Boul Rene-Levesque West, Montreal, QC)
- Calgary TD Square (317 7th Avenue SW, Calgary, AB)
- London Clarence (220 Dundas St, London, ON)
Transit for Toronto-Dominion
Transit for Toronto-Dominion Bank is an essential piece of information for anyone doing business with the bank.
The transit number, also known as the MICR number, is a 6-digit code that identifies the bank and its branch. For example, the MICR number for the London Clarence branch is 00012-004.
You can find the transit number for a specific TD branch by looking at the bank's routing number. For instance, the routing number for the London Clarence branch is 000400012.
TD has branches across Canada, each with its own unique transit number. Here are some examples of TD branches and their corresponding transit numbers:
These are just a few examples of TD branches and their transit numbers. It's always a good idea to double-check the transit number with the bank before making any transactions.
Are You Having Issues in Canada?
If you're having issues with TD Bank's institution number in Canada, you're not alone.
Some users have reported problems when entering their institution number, receiving an "Invalid Institution number" message.
The solution for these users was to enter the institution number in a specific format, as indicated on their direct deposit paperwork.
In Canada, the correct format is to enter "0XXXX" then XXX and XXXXXXX, but with a twist - the numbers should be entered as XXXX7 then 004 and finally XXXXXXX.
This format is specific to TD Bank in Canada and may not apply to other banks or locations.
Frequently Asked Questions
Which TD bank is 004?
The Financial Institution Number (Bank Code) 004 is for TD Canada Trust. This code is used for various banking transactions and services.
Sources
- https://wise.com/ca/bank-codes/transit-number/td-bank
- https://stories.td.com/ca/en/article/td-branch-transit-0001
- https://statrys.com/blog/td-bank-routing-number
- https://www.policyme.com/blog/how-to-find-your-td-routing-number
- https://community.shopify.com/c/Shopify-Discussion/TD-Bank-Institution-number-quot-Invalid-quot/td-p/557494/page/3
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