
Ghana has a diverse range of financial institutions, including banks and non-bank financial institutions.
The country has a total of 23 banks, with some of the notable ones being Ecobank Ghana, Fidelity Bank Ghana, and Universal Merchant Bank.
In addition to banks, Ghana also has a number of non-bank financial institutions, such as the Ghana Stock Exchange and the Ghana Alternative Market.
These institutions play a crucial role in the country's economic development, providing various financial services to individuals, businesses, and governments.
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Financial Institutions in Ghana
In Ghana, there are numerous financial institutions that cater to the needs of individuals and businesses alike. The Bank of Ghana is the institution mandated to supervise and regulate the operations of all financial institutions in the country.
You can find a list of licensed banks in Ghana by checking the Bank of Ghana's list, which includes banks such as Access Bank, ADB Bank, and Bank of Baroda. There are currently 31 licensed banks operating in Ghana.
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Some of the notable banks in Ghana include Access Bank, ADB Bank, and Bank of Baroda. These banks offer a range of services, including personal and corporate banking, loans, and investments.
The Bank of Ghana has also licensed several savings and loans companies, including 1st African Savings & Loans Company Ltd, ABii National Savings and Loans Ltd, and Adom Savings and Loans Ltd. These companies provide savings and loan services to individuals and small businesses.
Here is a list of some of the licensed banks in Ghana:
- Access Bank (Ghana) Limited
- ADB Bank Limited
- Bank of Africa, Ghana Ltd
- Bank of Baroda (Ghana) Limited
- Banque Sahélo-Saharienne pour I’Investissement et le Commerce BSIC (Ghana) Limited
- Barclays Bank of Ghana Ltd.
- CAL Bank Limited
- Consolidated Bank Ghana Limited
- Ecobank Ghana Limited
- Energy Commercial Bank Ltd
- FBNBank (Ghana) Ltd
- Fidelity Bank Limited
- First Atlantic Bank Ltd
- First National Bank (Ghana) Ltd
- GCB Bank Limited
- GN Bank Limited
- Guaranty Trust Bank (Ghana) Limited
- Republic Bank (Ghana) Ltd
- National Investment Bank Ltd
- Prudential Bank Limited
- Societe General (Ghana) Limited
- Stanbic Bank Ghana Ltd
- Standard Chartered Bank (Ghana) Limited
- United Bank for Africa (Ghana) Ltd.
- Universal Merchant Bank Ltd
- Zenith Bank (Ghana) Limited
- Premium Bank Ltd
- OmniBank Ghana Limited
- Heritage Bank Limited
- GHL Bank Limited
- ARB Apex Bank Ltd
Finance Houses and Services
Finance Houses and Services in Ghana are a vital part of the country's financial ecosystem. They provide a range of financial products and services to individuals, businesses, and organizations.
One notable finance house in Ghana is the Ghana Commercial Bank, which offers a variety of services including loans, savings accounts, and investment products. Ghana Commercial Bank has a strong presence in the country with numerous branches across major towns and cities.
In addition to Ghana Commercial Bank, other finance houses and services in Ghana include the Stanbic Bank Ghana Limited, which provides a range of banking services such as online banking, mobile banking, and corporate banking.
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Finance Houses

ASN Financial Services Limited is one of the finance houses listed in the industry. They offer various financial services to individuals and businesses.
Chrisline Financial Services Ltd. is another notable finance house, providing financial solutions to its clients. Their services are designed to meet the unique needs of each customer.
Crest Finance House Limited has been operating in the finance sector for some time, offering a range of financial products and services. Their experienced team provides expert advice to clients.
Darfin Finance Company Ltd. is a finance house that provides financial solutions to individuals and businesses. They offer a variety of financial products and services.
Ideal Finance Limited is a well-established finance house with a reputation for providing reliable financial services. Their team is dedicated to helping clients achieve their financial goals.
IFS Financial Services Limited is a finance house that offers a range of financial services, including loans and investments. They work with clients to create personalized financial plans.
Izwe Loans Ltd. is a finance house that specializes in providing loans to individuals and businesses. Their experienced team helps clients navigate the loan application process.
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Jislah Financial Services Financial House offers a range of financial services, including financial planning and investment advice. Their team is dedicated to helping clients achieve their financial goals.
OAK Financial Services is a finance house that provides financial solutions to individuals and businesses. They offer a variety of financial products and services.
Profin Ghana Limited is a finance house that operates in Ghana, offering financial services to individuals and businesses. Their team is experienced in providing financial solutions.
Mortgage Finance
Mortgage finance is a crucial aspect of personal finance, and understanding the options available is essential for making informed decisions.
This list of mortgage finance companies is valid as at August 31, 2018, and can be found on the original list published by the BoG.
The list does not include banks or fund management companies, so if you're looking for a bank or investment service, you won't find it here.
You can check the original list for more information, but be aware that it's a bit outdated since August 2018.
Remittance Companies

Remittance companies play a crucial role in facilitating financial transactions between individuals and businesses across borders. Adehyeman Savings and Loans Company Ltd. is one such remittance company that offers this service.
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Midland Savings & Loans Company Ltd. offers a range of services including savings, loans, and investment products. Their experienced staff is always ready to assist clients with their financial needs.
ABii National Savings and Loans Ltd has a strong presence in the market, with a wide range of services catering to individual and business clients alike. Their services include savings, loans, and financial advisory.
Direct Savings and Loans Limited provides convenient banking services through its numerous branches across the country. Clients can access a range of financial services including savings, loans, and money transfer.
Express Savings and Loans Company Ltd offers a variety of financial products and services to meet the diverse needs of its clients. Their services include savings, loans, and investment products.
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uniCredit Savings and Loans Ltd has a strong commitment to customer service, with a dedicated team available to assist clients with their financial queries. Clients can access a range of services including savings, loans, and financial advisory.
SIC Life Trust Savings and Loans Ltd provides a range of financial services including savings, loans, and investment products. Their experienced staff is always ready to assist clients with their financial needs.
Services Integrity Savings and Loans Ltd has a strong reputation for providing reliable and efficient financial services to its clients. Clients can access a range of services including savings, loans, and money transfer.
Pan – African Savings and Loans Company Limited offers a range of services including savings, loans, and investment products. Their experienced staff is always ready to assist clients with their financial needs.
uniCredit Savings and Loans Ltd has a strong commitment to customer service, with a dedicated team available to assist clients with their financial queries. Clients can contact them through their website or visit one of their numerous branches.
Ivory Savings and Loans Ltd provides convenient banking services through its numerous branches across the country. Clients can access a range of financial services including savings, loans, and money transfer.
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Sinapi Aba Savings and Loans Company Ltd has a strong reputation for providing reliable and efficient financial services to its clients. Clients can access a range of services including savings, loans, and financial advisory.
First Ghana Savings and Loans Company Ltd offers a variety of financial products and services to meet the diverse needs of its clients. Their services include savings, loans, and investment products.
Golden Link Savings & Loans Ltd has a strong commitment to customer service, with a dedicated team available to assist clients with their financial queries. Clients can contact them through their website or visit one of their numerous branches.
Commerz Savings and Loans Ltd provides a range of financial services including savings, loans, and investment products. Their experienced staff is always ready to assist clients with their financial needs.
Remittance and Leasing
Remittance and Leasing is a vital aspect of Ghana's financial landscape. Adehyeman Savings and Loans Company Ltd. is a remittance company that offers services to its clients.

There are several finance and leasing companies in Ghana that cater to various needs. Dalex Finance and Leasing Company Ltd. is one such company that provides financing solutions to individuals and businesses.
F & D Finance and Leasing Company Limited, SDC Finance and Leasing Company Ltd., and TG Finance and Leasing Ltd. are other notable finance and leasing companies in the country. They offer a range of products and services to their clients.
NorthStar Home Finance Company Limited is also a finance and leasing company that specializes in home financing. Its services are designed to make homeownership more accessible to Ghanaians.
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List of Financial Institutions
In Ghana, you'll find a wide range of financial institutions to choose from. The country has a total of 143 banks and rural banks, according to the list of banks in Ghana.
There are several major banks in Ghana, including Access Bank Ghana, Ecobank Ghana, and Standard Chartered Bank. These banks offer a wide range of services, from personal banking to corporate banking.
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Ghana also has a number of rural banks, which are smaller and more community-focused. Some examples of rural banks in Ghana include the Atwima Rural Bank Ltd and the Sekyedomase Rural Bank Ltd.
Here is a list of some of the major banks in Ghana:
- Access Bank Ghana
- Ecobank Ghana
- Standard Chartered Bank
- Bank of Ghana
- Stanbic Bank
- Barclays Bank
- Guaranty Trust Bank Ghana Limited
- Fidelity Bank Ghana Limited
The list of banks in Ghana also includes several foreign banks, such as Bank of Baroda and Société Générale – Social Security Bank (SG-SSB).
Sources
- https://b2bmap.com/ghana/banks-in-ghana
- https://www.myjoyonline.com/full-list-of-licensed-savings-and-loans-companies-as-at-august-16/
- https://www.ceditalk.com/2018/09/list-of-licensed-specialized-deposit-taking-institutions-in-ghana/
- https://www.globalbrandsmagazine.com/list-of-banks-in-ghana/
- https://www.ghanaweb.com/GhanaHomePage/business/Bank-of-Ghana-releases-list-of-licensed-banks-in-Ghana-695399
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