
Croatia has a well-established banking system with a range of commercial and notable banks.
There are several commercial banks in Croatia, including Zagrebačka banka, Privredna banka Zagreb, and Erste & Steiermärkische banka.
Notable banks in Croatia include OTP banka, Raiffeisen Bank, and Hypo Alpe-Adria-Bank.
These banks offer a variety of services, including personal and corporate banking, loans, and investments.
List of Banks in Croatia
Croatia has a total of 34 banks, and finding the details of their BIN numbers is as simple as clicking on the bank name you're interested in.
You can also use a filter to find a specific bank name from the list.
Some of the biggest banks in Croatia are based in Zagreb, the country's capital city, including Zagrebačka Banka and Privredna Banka Zagreb.
Here's a list of some of the top banks in Croatia:
Commercial Banks
Croatia has a well-established banking system, with a variety of commercial banks to choose from. Many of these banks have their operational headquarters in major cities like Zagreb and Rijeka.
Some of the biggest commercial banks in Croatia include Zagrebačka Banka, Privredna Banka Zagreb, and Erste Banka. These banks have a strong presence in the country and offer a range of financial services.
Here's a list of some of the commercial banks in Croatia:
These banks have a significant presence in the country and offer a range of financial services, including loans, credit cards, and savings accounts.
OTP
OTP Banka is a major player in the Croatian banking scene. They have a significant presence with over 100 branches across the country.
With assets worth 7.7 billion euros, OTP Banka is the fourth largest bank in Croatia. This impressive financial backing allows them to offer a wide range of services to their customers.
The OTP Standard Package is a great option for those with basic banking needs. It's a straightforward and hassle-free way to manage your finances.
For those who require more premium services, the OTP Plus package is available. This package includes professional advising and priority in the loan approval procedure.
OTP Banka also offers a non-resident account, perfect for those who need to receive payments and make cashless transactions.
Podravška D.D. Koprivnica

Podravška D.D. Koprivnica is a bank that operates in Croatia. It was founded in 1921. The bank is headquartered in Koprivnica, a city in northern Croatia.
Podravška D.D. Koprivnica offers a range of banking services, including personal and corporate banking. The bank has a network of branches across Croatia. It also provides online banking services for its customers.
The bank's main focus is on serving the needs of local businesses and individuals. It provides financing for agriculture, industry, and trade.
Notable Banks
Zagrebačka Banka and Privredna Banka Zagreb are two of the biggest banks in Croatia, both with their operational headquarters in Zagreb.
Erste Banka is another notable bank in Croatia, with its operational headquarters in Rijeka. They have a significant presence with 114 branches and 720 ATMs.
Here's a list of some of the top banks in Croatia, including their operational headquarters:
Erste
Erste is one of the top banks in Croatia, with a significant presence across the country. They have a total of 114 branches and 720 ATMs, making it easily accessible to their clients.

Erste Banka is headquartered in Rijeka, a city in western Croatia. This location allows them to cater to a wide range of clients in the region.
One of their notable packages is the Erste Gold and Gold Plus, which includes a Visa Gold debit card, roadside and home assistance up to a specified amount. This assistance includes vehicle repair, plumber and electrician services, and free towing.
With close to a million clients, Erste has established a strong reputation in Croatia.
Volksbank
Volksbank was founded in March 1997 as a fully authorized Croatian bank.
It's owned by Österreichische Volksbanken Aktiengesellschaft (ÖVAG) of Vienna, a bank with a rich history.
The bank was established with the goal of providing financial services to the people of Croatia.
ÖVAG has a significant presence in the region, with a 10-year history of its own.
Online Bank Accounts
Online bank accounts in Croatia are becoming increasingly popular due to their convenience and accessibility. Many Croatian banks offer online banking services that allow users to manage their accounts, pay bills, and transfer money from the comfort of their own homes.
Raiffeisenbank's online banking platform, for example, offers a range of features including account management, bill payment, and mobile banking. Users can also access their accounts on the go using the bank's mobile app.
OTP Bank's online banking service, on the other hand, allows users to manage their accounts, pay bills, and transfer money to other accounts. The service is available 24/7 and can be accessed from any device with an internet connection.
Croatian banks such as Erste & Steiermärkische and Hypo Alpe-Adria-Bank also offer online banking services that allow users to manage their accounts, pay bills, and transfer money. These services are designed to be user-friendly and secure, with advanced encryption technology to protect users' personal and financial information.
Sberbank's online banking platform, for example, offers a range of features including account management, bill payment, and mobile banking. Users can also access their accounts on the go using the bank's mobile app, which is available for both iOS and Android devices.
Opening a Bank Account in Croatia
Opening a bank account in Croatia is a relatively straightforward process. You'll need a valid passport, residence permit, and the application form, which you can find online or get directly at the bank. Most bank staff speak good English, so you shouldn't have any communication difficulties.
There are over 30 banks in Croatia, including global names like Sberbank, Raiffeisen, and Erste & Steirmärkische. You'll also find Croatian banks that are part of global groups, like Privredna banka Zagreb (Intesa Sanpaolo) or Zagrebačka banka (UniCredit Group).
The average service cost for opening and maintaining a bank account is around €10-12 a year. Some banks, like Zagrebačka banka and Privredna banka Zagreb, have a large number of offices and ATMs across Zagreb, making them a good choice for convenience and accessibility.
If you're moving to Croatia, you may want to consider opening a bank account in kunas (HRK) to facilitate transactions and receive your salary. However, opening an account in foreign currency is also possible.
Here are some of the top online bank accounts in Croatia:
- Bunq - a fully mobile bank with a choice of monthly plans for personal and business customers
- Revolut - an app-based neobank with multiple plan options, including a free Standard one
- CurrencyFair - a money transfer service that can be used to send money to 150 countries
Croatian Banks
Croatian Banks offer a range of services, with some banks having been in business for over 30 years, such as Hrvatska Poštanska Banka (HPB) which has over 580,000 clients.
HPB is a stable bank with a simple offer, making it a great option for those looking for a regular current account. You can even open it as a foreigner and add a foreign account to it.
Some of the biggest banks in Croatia include Zagrebačka Banka, Privredna Banka Zagreb, and Erste Banka, with operational HQs in cities like Zagreb and Rijeka.
State-Owned Banks
Croatia has a long history of state-owned banks, with Privredna Banka Zagreb being the largest one.
Privredna Banka Zagreb was founded in 1901 and has been owned by the state since 1995.
The bank is responsible for providing financial services to Croatian citizens and businesses.
State-owned banks like Privredna Banka Zagreb play a crucial role in Croatia's economy.
Privredna Banka Zagreb has a wide network of branches across the country, making it easily accessible to the public.
The bank offers a range of financial products and services, including loans, deposits, and payment services.
Hrvatska Postanska P.L.C
Hrvatska Poštanska Banka, or HPB for short, is a bank that's been around for over 30 years. It's a stable bank with a simple offer, making it a great choice for those looking for a regular current account.
HPB has over 580,000 clients, which is a testament to its reliability and customer satisfaction. You can even open an account as a foreigner, which is a big plus for expats or tourists.
One of the key benefits of HPB is that it's owned by the Republic of Croatia, with 77% of shares held by the government. This stability is reflected in its operations and services.
Here's a quick rundown of the top banks in Croatia, with HPB included:
As you can see, HPB is just one of several major banks operating in Croatia.
Zagreb
Zagreb is a city in Croatia that's home to a leading bank in the country. Zagrebačka banka has been the leading bank in Croatia in terms of the quality of products and services, technical innovations, number of customers etc. for years. The bank has a strong reputation in the region.
Croatian banks like Zagrebačka banka have been at the forefront of financial services in the country. This is evident from their commitment to technical innovations, which has helped them stay ahead of the curve.
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