Largest Dental Insurance Companies in the US

If you're looking for reliable dental insurance, you're in the right place. UnitedHealthcare is one of the largest dental insurance companies in the US, with over 12 million dental members.

Their network includes more than 90,000 dentists across the country, making it easy to find a provider near you. UnitedHealthcare also offers a range of dental plans, from basic coverage to more comprehensive options.

Delta Dental is another large player in the dental insurance market, with over 12 million members and a network of over 130,000 dentists.

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Delta Dental is the largest dental insurance company in the United States, with over 80 million people enrolled across its plans. It has a vast network of dentists, with 128,000 participating dentists and over 198,000 office locations accepting one or more Delta Dental plans.

Ameritas is another large dental insurance company, with a network of approximately 557,000 access points and one of the largest dental networks in the country.

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MetLife is the single largest insurer of dental care in the U.S., with a network of over 146,000 dentists and related dental care providers.

Here's a comparison of the largest dental insurance companies:

These numbers demonstrate the significant size and reach of these dental insurance companies, making them viable options for individuals and employers seeking comprehensive dental coverage.

Delta is a top contender among the largest dental insurance companies in the US. They offer a massive network of dentists, with over 156,425 participating dentists in the Delta Dental Premier Network.

Delta Dental has a strong presence in multiple states and offers dental coverage to over 80 million people across their plans. Their network is vast, with more than four-out-of-five dentists agreeing to accept Delta Dental's pre-negotiated fees.

One of the standout features of Delta Dental is their largest orthodontics network. They cover 100% of dental preventive care and 50% of orthodontics and advanced dental treatments for both children and adults.

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Delta Dental Premier Network is the largest dentist network in the country, making it a great option for those looking for a wide range of in-network dentists. They have a no-waiting period on preventive services, making it easy to get the care you need.

Here's a quick rundown of Delta Dental's impressive stats:

Overall, Delta Dental is a solid choice for those looking for a reliable and comprehensive dental insurance plan.

Humana is a top dental insurance company in the USA that offers different insurance plans. Its plans may cover up to $1000. Four of its plans provide out-of-network coverage as well. Some policies also offer the no-waiting-period benefit for all of your preventive care, including orthodontics. Humana is known for its various plans that target almost everyone.

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MetLife is the single largest insurer of dental care in the U.S. with over 146,000 dentists and related dental care providers in their network.

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Delta Dental has the distinction of being the single largest dental insurance provider in the United States with over 80 million people enrolled across their plans.

MetLife's negotiated dental rates are 30-45% less than average retail prices, making them a cost-effective option for many.

Ameritas has one of the largest dental networks in the country with approximately 557,000 access points, providing its members with a wide range of dental care options.

Delta Dental has a large network of dentists with 128,000 dentists and over 198,000 office locations accepting one or more of their plans.

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You'll need to have a separate dental insurance plan in the USA if you want your dental treatment to be covered by an insurance company, apart from your health insurance.

Dental insurance in the US typically only covers basic dental checkups and minor dental care against teeth sensitivity or teeth cleaning.

Some dental insurance companies in the USA do cover advanced treatment, but they often encourage you to upgrade to their premium plans for more comprehensive coverage.

You can expect your dental insurance to cover normal dental treatment like teeth whitening and teeth cleaning, but the extent of coverage may vary depending on the insurance company.

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Delta Dental is the single largest dental insurance provider in the US, with over 80 million people enrolled across their plans. They offer a vast network of dentists and related providers, with 128,000 dentists and over 198,000 office locations accepting their plans.

MetLife is another top contender, with a network of over 146,000 dentists and negotiated dental rates that are 30-45% less than average retail prices. This can lead to significant savings for their members.

Anthem has a wide selection of insurance plans, offering differing levels of service coverage and maximum annual benefits. Their dental insurance enjoyed a total dental membership of above six million people in 2020.

Humana is a major player in the American dental insurance market, with a large variety of coverage options and 335,000 participating dentists. They offer a range of plans to suit different needs and budgets.

NCD stands out for its plans with extremely high maximum benefits, including one product with a $5,000 maximum benefit and another with a $10,000 maximum benefit. This can be a game-changer for those with complex dental needs.

Cigna is a top choice for dental insurance in the US, boasting a massive network of over 300,000 partners with more than 92,000 dentists and specialists.

Its affordable premium plans start at just $19 per month, making it an attractive option for those looking for a budget-friendly option.

Cigna offers advanced payment plans that can cover up to 50% of your dental treatments, providing peace of mind and financial protection.

Delta Dental is the single largest dental insurance provider in the United States, with over 80 million people enrolled across their plans. This massive scale of enrollees helps them attract a large number of dentists to their networks.

MetLife is the single largest insurer of dental care in the U.S., with a network of over 146,000 dentists and related dental care providers. Their negotiated dental rates are 30-45% less than average retail prices.

Anthem has a wide selection of insurance plans, offering differing levels of service coverage and maximum annual benefits. Their dental insurance enjoyed a total dental membership above six million people in 2020.

Humana has a large variety of coverage options and 335,000 participating dentists, making it a major player in the American dental insurance market.

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Insurance coverage varies greatly among dental plans. Most dental plans lack coverage for orthodontic care, such as braces, but some plans do cover these services.

There are dental plans with benefits covering preventive, minor, and major dental care, which is sometimes called "Full coverage dental insurance." This type of coverage is not standardized, but it's an option for those seeking comprehensive dental insurance.

Some dental plans are now covering cosmetic procedures like teeth whitening, which is a common and popular service. However, many procedures in cosmetic dentistry are still uncovered by dental insurance, requiring patients to pay out-of-pocket.

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Most dental plans lack coverage for orthodontic care, but there are exceptions. Plans that cover orthodontic care, such as braces, are available in the market.

Dental benefits are not standardized, so it's essential to explore different plans to find the one that suits your needs. For a more detailed discussion of full coverage, check out our Full Coverage Dental Insurance resource.

There are plans available that cover these services, and you can find them by searching for "Dental Insurance that Covers Braces" in your region.

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Teeth whitening is becoming more covered by dental plans, with an increasing number of plans adding coverage for this common cosmetic dental procedure.

Many procedures in cosmetic dentistry are uncovered by dental insurance, but teeth whitening is an exception.

Services like veneers are typically paid out-of-pocket by patients with no financial assistance from a dental plan.

Our research shows that some dental plans cover some form of teeth whitening, making it more accessible to those who want a brighter smile.

In the employer market, the largest dental carriers in the United States are ranked based on in-force dental premiums.

Employee Benefit Adviser, in partnership with miEdge, lists the top 25 large-group dental carriers in the country.

Companies are ranked based on in-force dental premiums, which are derived from Form 5500 Schedule A data submitted to the Department of Labor.

Groups with fewer than 100 lives, government entities, and church plans are not required to file this data.

Any disclosure on Schedule C's is not considered in these numbers.

This means that the rankings may not be comprehensive or entirely accurate, but they do provide a general idea of the largest dental carriers in the employer market.

The rankings are based on data from 2019, and it's likely that the market has shifted since then.

A large dental insurance network is a top priority for many policyholders. This is because a bigger network means more choices and greater accessibility to dental care providers.

Insurance providers with a national or extensive regional presence typically have larger networks. This is because they can contract with dentists in multiple locations.

Dental insurance companies actively work to recruit dentists to join their networks. This can significantly impact the network size and is a key factor in determining the size of a dental insurance network.

Larger insurance companies with more policyholders often have more negotiating power with dental practices. This can lead to larger networks and more competitive reimbursement rates for dentists.

Some of the largest dental insurance companies known for having large networks include Delta Dental, Cigna, Aetna, and UnitedHealthcare.

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Delta Dental is known for having one of the largest dental insurance networks in the United States, with over 54 million participants in their network.

A larger network is generally preferred by policyholders because it offers more choices and greater accessibility to dental care providers. This can lead to lower out-of-pocket costs for covered services.

Delta Dental's vast network of dentists has contributed to their popularity among policyholders, and they offer dental coverage in multiple states.

The size of a dental insurance network is determined by factors such as geographic coverage, provider recruitment efforts, reimbursement rates, policyholder demand, and contract agreements.

Cigna is another global health service company with a substantial dental insurance network, and they have a strong presence in various regions.

UnitedHealthcare also has an extensive network of dentists and offers dental coverage through their insurance plans, as part of UnitedHealth Group, one of the largest healthcare companies globally.

Aetna is another prominent insurance provider with an extensive dental network, and they offer dental coverage alongside their health insurance plans.

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You'll receive reimbursement directly, and you're responsible for paying your dentist.

You'll have to cover the cost of your care up to the dentist's full-billed amount.

Reimbursement for non-participating services may be significantly less than what your insurance would pay a participating dentist.

This means you'll have to share more of the cost of your care.