Is Asurion Protection Plan Worth It: Understanding the Costs and Benefits

Asurion Protection Plan can be a worthwhile investment for some people, but it's essential to understand the costs and benefits before making a decision.

The plan typically costs between $8 and $12 per month, depending on the device and coverage level.

If you're prone to accidents or have a history of damaging your devices, the protection plan might be a good idea.

Asurion's coverage can extend the life of your device by up to three years, saving you money in the long run.

However, if you're careful with your devices and don't plan on upgrading anytime soon, the plan might not be worth the cost.

Asurion's plans often include accidental damage coverage, which can be a lifesaver if you accidentally drop your phone or spill coffee on your laptop.

A fresh viewpoint: Asurion Extended Warranty

Asurion protection plans can be a lifesaver for tech enthusiasts and households with multiple devices. On average, U.S. households had 16 connected devices in 2022, and repairing or replacing just one of these devices can be costly. For example, the average cost to repair a TV in 2022 was $210.

The math is pretty simple: if you pay $24.99 a month to protect nearly all the tech in your home, you'd still save money even if your items each stopped working only once over the next five years. Asurion offers various types of plans and levels of coverage, including Asurion Home+ and Asurion Appliance+.

Asurion covers a wide range of issues, including cracked phone screens, physical damage, mechanical failure, loss, theft, water damage, and normal wear and tear. If your phone is damaged in any of these ways, you can file a claim on the Asurion website.

Here's a comparison of Asurion's plans with some of its competitors:

Asurion's protection plans provide the expertise and infrastructure to serve as your tech safety net, whether it be fixing a finicky phone or protecting pricey home tech devices.

Protection plans can be a lifesaver, especially if you have a lot of expensive tech devices at home. Asurion offers various types of plans and levels of coverage, so it's essential to do your research before choosing the right one for you.

Additional reading: What Are Your Plans for Today?

On average, U.S. households had 16 connected devices in 2022, according to research from Parks Associates. This includes TVs, streaming devices, gaming systems, soundbars, computers, tablets, voice assistants, thermostats, locks, doorbells, security cameras, and more. If you have a lot of big-ticket items, a protection plan that bundles those items together can help you save.

The math is pretty simple: for example, the average cost to repair a TV in 2022 was $210, according to data from HomeAdvisor. Replacing your TV costs far more, and that's just one device in your household. Alternatively, you could pay just $24.99 a month to protect nearly all the tech in your home.

Asurion Home+ and Asurion Appliance+ are two of the plans offered by Asurion. It's essential to understand the full scope of what's included both in the device coverage itself and any added benefits, like tech support.

Here are some popular protection plan options to consider:

It's worth noting that manufacturers' warranties typically have short lifespans of around 90 days, so an extended warranty may be of value to certain consumers.

Asurion's pricing is relatively straightforward, with a cost of $7.15 per phone per month, and a cap of $1,500 per claim.

The deductible for Asurion is typically less than the retail price of a new phone, which can save you money in the long run.

Asurion is not the cheapest option, but it offers unlimited claims, in-home setup, and data protection, which may be worth the extra cost for some people.

Here's a comparison of Asurion with some of its competitors:

The prices for phone protection plans can vary significantly. Asurion's wireless phone protection plan costs $7.15 per phone per month.

You'll also need to consider the deductible, which is typically less than the retail price of a new phone. For example, Asurion's deductible is mentioned, but the exact amount is not specified in the article section.

Asurion offers other services at different price points, including cracked screen repair that starts at $29. This can be a cost-effective option if you're looking to repair a damaged screen rather than replacing your phone.

The cap on claims is also worth noting, with a maximum of $1,500 per claim. This can give you peace of mind knowing that your expenses are capped in case of a major repair or replacement.

See what others are reading: How Does Asurion Work

Asurion is a popular warranty provider, but how does it stack up against the competition? AKKO does a better job of presenting conditions and limitations upfront, and allows for the addition/registration of products anytime after purchasing.

Asurion and Mulberry have some key differences. Mulberry offers exclusive financial offers not provided by Asurion, a browser extension for your convenience, and an unlimited subscription that covers all your online purchases for only $9.99 a month.

SquareTrade is a more affordable option than Asurion, but it includes a limited number of claims. Asurion, on the other hand, offers unlimited claims, in-home setup, and data protection.

AppleCare is another option to consider, but it costs more than Asurion and only covers refurbished products that were purchased through Apple.

Here's a quick comparison of these providers:

Asurion protection plans offer some great benefits, but also come with some drawbacks. Here are the main pros and cons to consider.

You can get live tech help and customer service, which is super convenient. This means you can get assistance with any issues you're having with your device.

Asurion has a network of over 700 repair locations, including Asurion Tech Repair and Solutions and uBreakiFix by Asurion, where you can get same-day repair or next-day replacement.

If you're a heavy user of photos and videos, you'll appreciate the unlimited storage that comes with Asurion coverage. This means you can store as many memories as you want without worrying about running out of space.

On the other hand, there are some limitations to be aware of. For example, devices can only be enrolled in an Asurion protection plan within 30 days of activation or upgrade.

You'll also need to pay a service fee, which can be up to $99 (plus tax), for each approved claim. This can add up quickly, so it's essential to factor this into your budget.

Here are the pros and cons of Asurion coverage in a quick summary:

Pros and Cons are a big part of making informed decisions, and Asurion is no exception.

Asurion offers live tech help and customer service, which is a huge plus for anyone who needs assistance with their devices. Their same-day repair and next-day replacement options through 700+ locations are also a major advantage.

But, there are some downsides to consider. Devices can only be enrolled in Asurion within 30 days of activation or upgrade, which might be a tight deadline for some people.

A service fee up to $99 (+ tax) will be charged for each approved claim, which could add up quickly. Asurion also has a long list of terms and conditions for their plans, which can be overwhelming.

If you're considering Asurion, it's worth noting that some states have additional limitations on products and plans. And, just to give you a better idea, here are some of the key pros and cons of Asurion in a nutshell:

The coverage of a policy can be a major factor in deciding whether or not to purchase it. Many policies have exclusions that can leave you with significant out-of-pocket expenses.

Some policies may have a low coverage limit, which can be a major drawback. For example, a policy with a $10,000 coverage limit may not be enough to cover the cost of a major medical procedure.

It's essential to carefully review the policy's coverage to avoid any surprises down the road. A policy's coverage can be affected by various factors, including the type of policy, the provider, and the location.