Is Aetna Dental Insurance the Right Choice for You

Aetna dental insurance is a well-established option for those seeking comprehensive coverage. With a wide network of dentists, Aetna can be a reliable choice.

One of the key benefits of Aetna dental insurance is its extensive network of participating dentists. According to our research, Aetna has over 145,000 dentists in its network, making it easier to find a provider near you.

Aetna dental insurance plans often come with a range of coverage options to suit different needs and budgets. From basic coverage to more comprehensive plans, Aetna has something for everyone.

Aetna dental insurance can be a great option for those looking to save on tooth replacement costs. Investing in a bridge, partial denture, or full dentures has the lowest price point for tooth replacement with Aetna discounts.

With Aetna, a full upper denture without insurance usually costs almost $1,400 out of pocket. But with the Aetna discount, it's usually under $1,000 total.

Partial dentures tend to cost less than full dentures, and the cost depends on how many teeth are being replaced.

Aetna dental insurance offers three PPO plans to choose from, which is a great option for those looking for flexibility in their coverage. This variety of plans can help you find the one that best suits your needs.

Aetna dental insurance is also affordably priced, which is a major plus for many people. With $50 deductibles, you can expect to pay a relatively low upfront cost for your coverage.

If you're looking for a more comprehensive dental plan, you may want to consider one of Aetna's PPO plans. However, if you're on a tight budget, their discount plan may be a more affordable option. Just keep in mind that you'll need to use a dentist who accepts Aetna discount plans.

Some potential downsides to Aetna dental insurance include not being available in some states, and extra costs for eye and pharmacy services. Additionally, some treatments may not be covered or may require an upgrade charge.

If you're looking for a reliable dental insurance plan, Aetna has some great options to consider.

Aetna offers three PPO plans to choose from, giving you flexibility in your coverage.

Their plans are affordably priced, making it easier to fit dental care into your budget.

You'll only need to pay a $50 deductible, which is a relatively low amount compared to other plans.

The Aetna dental discount plan isn't an insurance policy, so you won't automatically get free cleanings and checkups. They're priced with a discount, but you'll need to pay for them separately.

You'll need to find a dentist who accepts Aetna discount plans, which might limit your options. This is a bit of a hassle, but it's not a huge disadvantage.

Not everyone has access to this plan - it's not available in some states. If you live in one of these states, you'll need to look into other options.

You'll pay a bit extra each month for eye and pharmacy services. It's only a few dollars, but it's something to consider.

Some treatments, like Invisalign, aren't covered or come with an upgrade charge. This might be a problem if you're planning to get this type of treatment.

Aetna's dental insurance plans start at $22 per month, with a $50 deductible, making them quite competitive. However, the low price means a lower-than-average annual maximum.

The company doesn't offer loyalty plans, so long-term customers won't get better benefits or increased maximums. But, those who choose a discount plan can access discounts between 15% and 50% for $354 per year.

You can save up to 63% on basic and preventive dental services, such as exams, cleanings, and X-rays. For example, a new patient exam, cleaning, and full-mouth panoramic X-ray that would normally cost $350 can be had for around $185 with the Aetna Vital Dental Savings Plan.

Here are some estimated savings on common dental procedures:

Fillings that might normally cost $190 can be had for under $100 with the discount, and dental crown discounts can save you hundreds of dollars.

Aetna's monthly costs vary depending on the type of plan you choose. For dental insurance, you can expect to pay around $22 per month for a basic plan with a $50 deductible.

The cost of Aetna's health insurance plans is also relatively affordable, with an average monthly cost of $502 for a Silver plan.

If you're looking for a more affordable dental savings plan, Aetna offers a discount plan that costs around $12.50 per month for individuals and $16.24 per month for families.

Here's a breakdown of the costs for Aetna's dental savings plans:

It's worth noting that Aetna's rates are cheaper than the national average, regardless of the plan level you choose.

The Aetna dental discount plan is a cost-effective alternative to traditional insurance, with fees ranging from $12.50 to $164.95 per year, depending on your location and family size.

Aetna offers discounts on common dental procedures, with potential savings of 54% on routine check-ups and 61% on root canal treatments. Routine 6 month check-ups can be had for $26, down from $56, while adult teeth cleanings can be had for $48, down from $99.

The plan's discount fees are applied automatically by participating dentists, eliminating the need to file insurance claims and wait for reimbursement. This convenience comes at a cost, however, with fees ranging from 15% to 60% of the original price.

Some of the most significant savings can be found in restorative dental procedures, where you can save 42% to 64% on fillings and crowns. A single crown, for example, can be had for $709, down from $1,226.

Aetna dental insurance is available across the country, making it a great option for seniors who want to stay local.

Aetna is a CVS company, which adds an extra layer of convenience to its dental insurance plans.

With over 120,000 providers to choose from, you're likely to find a dental surgery that fits your needs and budget.

We used data from the Centers for Medicare & Medicaid Services (CMS) Public Use Files (PUFs) to calculate health insurance rates and plan costs.

Our calculations are based on a 40-year-old policyholder with a Silver plan, unless otherwise stated.

We only considered plans and providers for which county-level data was included in the CMS Crosswalk file, as this data set may not include all plans and providers.

Dental insurance rates, however, come from Aetna and are for in-network doctors.

Aetna's dental insurance is available across the country. This means you can access their services no matter where you live.

The company has partnered with CVS, a well-known healthcare provider, to offer their dental insurance plans. This partnership allows for a seamless experience when it comes to finding a dental surgery.

There are over 120,000 providers in Aetna's network, giving you a wide range of choices when it comes to finding a dentist.

Aetna's dental insurance is available nationwide and provides access to a large network of dental surgeries with over 120,000 providers to choose from.

The company's online tool allows customers to find a dental surgery local to them, compare different surgeries by reading reviews, and get an idea of out-of-pocket costs before booking.

You can use the Aetna Dental Access Network, which offers individual and family plan options with no age restrictions.

The family option includes everyone who lives at the same address, and you can choose between monthly or annual plans to fit your budget.

You can start using your Dental Access Plan immediately, and you can use this dental / vision discount plan as often as needed.

Immediate savings on dental services are available, and you'll receive a membership kit with instructions and 2 ID cards.

You can cancel at any time with no questions asked and no cancellation fees.

Here are the details of the membership:

Aetna's Core and Preferred Plans offer more extensive coverage than the Preventative Plan, but with some limitations. The Core Plan is a step up from the Preventative Plan, offering more coverage for a monthly fee.

The Preferred Plan is the most comprehensive option, covering all services, including major dental procedures, up to a maximum of $1,250 per year. This limit is fixed, so it won't increase over time, no matter how long you're with Aetna.

One thing to note is that there is no loyalty plan option with Aetna, so you won't see any rewards for staying with the company.

Waiting periods can be a real concern for seniors who need dental treatment quickly. Aetna's waiting periods are 6 months for basic care and 12 months for major procedures.

But here's the good news: Aetna is willing to waive those waiting periods for those who had cover with another provider for a period of at least 90 days before joining Aetna. This can be a huge relief for seniors who are changing policies and need immediate dental care.