Aetna Dental Vision Hearing Insurance for Seniors Complete Protection for Seniors

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Insurance Broker Presenting an Offer to an Elderly Couple
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Aetna Dental Vision Hearing Insurance for Seniors offers comprehensive coverage for seniors, providing complete protection for their oral, visual, and auditory health. The plan covers a wide range of services, including routine cleanings, fillings, and extractions.

With Aetna's dental coverage, seniors can receive essential care, such as root canals, crowns, and dentures, without breaking the bank. The plan also includes coverage for orthodontia and oral surgery.

Aetna's vision coverage is equally impressive, offering a wide range of services, including eye exams, glasses, and contact lenses. Seniors can also receive coverage for cataract surgery and other eye conditions.

Aetna's hearing coverage provides seniors with the peace of mind they need to stay connected with loved ones, covering hearing aids, exams, and other related services.

What's Covered

Many Aetna dental vision hearing insurance plans cover an annual hearing exam at no additional cost.

This is a great benefit for seniors who may be experiencing hearing issues.

Credit: youtube.com, Aetna's Dental, Hearing and Vision Plans

If you have hearing issues, it's essential to get treatment to prevent potential health risks.

Aetna's plans also include an annual allowance to help cover the cost of hearing aids, which can greatly improve communication with loved ones.

You'll need to check your Evidence of Coverage for more information on cost-sharing for out-of-network services.

Plan Details

You can enroll in this plan at any age between 18 and 89. This plan covers individuals and families, including children under 18.

The plan offers guaranteed acceptance, meaning there are no health questions to answer. You'll also get guaranteed renewal as long as your premiums are paid on time.

The maximum benefit per policy year is $1,000, $1,500, or $2,000, which covers dental, vision, and hearing per person.

The plan has a deductible of $100 per policy year per person. Benefits are paid directly to you or a provider you designate.

Here are the plan's key features:

  • Guaranteed acceptance
  • Guaranteed renewal
  • Issue ages 18-89
  • Maximum benefit: $1,000, $1,500, or $2,000
  • Deductible: $100 per policy year per person
  • Benefits paid directly to you or a provider

You have a 30-day free look, allowing you to return your policy for any reason within 30 days for a full refund of all premiums paid.

Plan Features

Credit: youtube.com, Aetna's Dental, Hearing and Vision Plans

Aetna dental vision hearing insurance for seniors offers a range of benefits that cater to the unique needs of this demographic. One of the standout features is guaranteed acceptance, meaning there are no health questions asked when applying for the plan.

You can choose from three maximum benefit options: $1,000, $1,500, or $2,000 per policy year, which covers dental, vision, and hearing expenses per person. This flexibility allows you to tailor the plan to your individual needs and budget.

The plan also includes a $100 deductible per policy year per person, which can help you manage your out-of-pocket expenses. Benefits are paid directly to you or a provider you designate, and can be used in addition to any other healthcare coverage you may have.

Dental Benefits

Dental benefits are an essential part of overall health and wellness. Our plans offer both in-network and out-of-network dental coverage.

In-network dental coverage can help you save on covered dental services. If you see a provider in our dental network, you may save on covered dental services. You can find an Aetna Dental PPO network provider using our search tool.

Credit: youtube.com, Dental Insurance for Seniors - 6 Great Coverage Options

Out-of-network dental services are subject to in-network benefit maximums, limitations, and/or exclusions. This means that even if you see an out-of-network provider, your plan will still pay its portion for covered services. However, you may receive a bill if your out-of-network provider charges over the allowable amount for a covered service.

To receive reimbursement for out-of-network claims, you'll need to complete a reimbursement form and provide a detailed receipt with proof of payment. You can send us the reimbursement request either online or by mail.

Here's a summary of what you need to know about dental benefits:

Freedom to Choose Any Provider

With our dental, vision and hearing insurance plans, you have the freedom to choose any provider and still enjoy your benefits.

Selecting an in-network provider for your dental, vision and hearing care has many advantages, including the greatest savings.

You'll pay a discounted rate at the time of service if you choose an in-network provider, which can make a big difference in your out-of-pocket costs.

The providers who participate in our network have agreed to offer services at a negotiated rate, resulting in significant savings for you.

By selecting an in-network dentist, you can enjoy savings on dental treatment, such as discounted rates at the time of service.

Frequently Asked Questions

Is dental vision and hearing insurance worth it?

Dental vision and hearing insurance can provide essential coverage for routine care and unexpected expenses, helping you stay on top of your overall health." Consider bundling these essential health services for comprehensive protection.

What is the best dental insurance for seniors on Medicare?

For seniors on Medicare, UnitedHealthcare Medicare Advantage offers the best dental network, while Cigna Medicare Advantage provides comprehensive coverage.

Is Aetna good insurance for seniors?

Aetna offers high-quality Medicare Advantage plans, with 88% of members in 4- or 5-star plans, making it a reliable option for seniors. Explore Aetna's Medicare plans to learn more about their coverage and benefits.

Robin Little

Senior Writer

Robin Little is a seasoned writer with a keen eye for detail and a passion for storytelling. With a strong background in research and analysis, Robin has honed their craft to deliver engaging and informative content on a wide range of topics. Their expertise in the realm of financial markets has earned them a reputation as a trusted voice in the industry.

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