IDX: BBNI Stock Analysis and Investment Insights

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BBNI is a well-established bank in Indonesia with a long history of stability and growth.

The bank has a strong capital base, with a capital adequacy ratio of 22.13% as of 2022.

BBNI has a diverse range of products and services, including consumer and corporate banking, as well as investment banking and securities.

Its extensive network of branches and ATMs across Indonesia provides customers with easy access to banking services.

Future Performance

Future Performance is a crucial aspect to consider when investing in BBNI.

BBNI's Return on Equity is forecast to be low in 3 years time (14.8%).

This indicates that the company's ability to generate profits from shareholder equity may not be as strong in the future as it is now.

Looking ahead, investors should be aware of this potential trend and consider it when making investment decisions.

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Future Criteria Checks

Bank Negara Indonesia (Persero) is forecast to grow earnings by 9.4% per annum.

This growth rate is significant and shows the bank's potential for future success.

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EPS is expected to grow by 11.6% per annum.

Return on equity is forecast to be 14.8% in 3 years.

This high return on equity indicates that the bank is likely to be profitable and attractive to investors.

The bank's revenue is also expected to grow by 14.5% per annum.

Future Growth Forecasts

BBNI's forecast earnings growth is above the savings rate, coming in at 9.4% per year compared to 6.8%.

This suggests that BBNI's earnings are expected to increase at a faster rate than the average savings rate.

BBNI's earnings are forecast to grow, but not significantly, at a rate of 9.4% per year.

The company's revenue, on the other hand, is expected to grow at a much faster rate, 14.5% per year.

This is a significant difference from the ID market, which is expected to grow at a rate of 8.5% per year.

BBNI's revenue growth is forecast to be slower than 20% per year, but still outpace the ID market.

Price History & Perf

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The price history of Bank Negara Indonesia (Persero) is a fascinating topic, and it's essential to understand it to make informed decisions. The current share price is Rp4,340.00.

One notable aspect of the bank's stock price is that it has reached a 52-week high of Rp6,250.00, which is a significant milestone. This shows that the bank's stock has been performing well in the past year.

However, the 52-week low of Rp4,050.00 indicates that the stock price has also experienced a decline. This volatility is a natural part of the stock market.

The beta of the bank's stock is 0.85, which means that it has historically been less volatile than the overall market. This could be a positive attribute for investors seeking stability.

In the past month, the stock price has decreased by 5.86%, which is a relatively small decline. In contrast, the 3-month change is -12.85%, which is a more significant drop.

Here's a summary of the bank's stock price changes over the past year:

These changes provide valuable insights into the bank's stock price performance over time.

Price Volatility

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BBNI's price volatility is a key factor to consider when assessing its future performance. The bank's average weekly movement of 6.2% is slightly higher than the market average of 5.7%, but lower than the industry average of 4.4%.

Over the past year, BBNI's weekly volatility has been stable at 6%. This consistency is a positive sign for investors.

In comparison to other stocks in the ID market, BBNI's volatility is relatively moderate. The 10% most volatile stocks in the market have an average weekly movement of 14.2%, while the 10% least volatile stocks have an average weekly movement of 2.6%.

This stability in price volatility is a good indicator of BBNI's financial health and management's ability to maintain a stable share price.

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Investor Insights

BBNI is a well-established bank in Indonesia, with a history dating back to 1955. It has a large network of branches and ATMs, making it easily accessible to customers.

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The bank offers a range of products and services, including personal loans, credit cards, and deposit accounts. BBNI's customer base is diverse, with a significant portion of customers being small and medium-sized enterprises.

BBNI has a strong presence in the Indonesian market, with a market share of around 5%. Its financial performance has been stable, with a return on equity (ROE) of around 15% in recent years.

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Analyst Sources

For investors, getting a clear picture of a company's financial health is crucial. We can look to analyst sources for valuable insights.

PT Bank Negara Indonesia (Persero) Tbk has 43 analysts covering it. These analysts are constantly updating their estimates of revenue or earnings.

The analysts' submissions are a key input for our report, and they're updated throughout the day. This gives us a real-time snapshot of market sentiment.

Here are a few of the analysts who submitted estimates:

Shareholder Returns

As an investor, it's essential to understand how your shares are performing compared to the market and industry. Let's take a look at the shareholder returns of BBNI.

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Over the past 7 days, BBNI returned -2.7%, which is slightly better than the ID Market's return of -2.6%.

In contrast, the ID Banks industry returned -3.0% over the same period.

In the past year, BBNI's return of -27.7% is significantly worse than the ID Banks industry's return of -21.6%.

BBNI's performance is also worse than the ID Market's return of -4.7% over the past year.

Here's a summary of the shareholder returns:

Company Overview

BBNI is a well-established bank in Indonesia, founded in 1955. It has a rich history of serving the country's financial needs.

BBNI has a strong presence in Indonesia, with over 300 branches across the country. Its extensive network allows it to reach a large customer base.

The bank offers a wide range of financial products and services, including personal and corporate banking, investment services, and Shariah banking.

For more insights, see: Bank Country Code

Stock Overview

BBNI is a bank that offers a wide range of banking products and services across Indonesia, the rest of Asia, New York, and Europe.

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BBNI's financial health is strong, with a Snowflake Score of 6/6 in the Financial Health category.

The bank's valuation is relatively good, with a Snowflake Score of 5/6.

BBNI's future growth prospects are limited, with a Snowflake Score of 2/6 in the Future Growth category.

The bank's past performance has been steady, but not exceptional, with a Snowflake Score of 2/6.

BBNI does not offer dividends to its shareholders, with a Snowflake Score of 0/6 in the Dividends category.

Here's a summary of BBNI's Snowflake Score:

Bank Negara Indonesia Competitors

Bank Negara Indonesia has a few notable competitors in the Indonesian banking sector.

One of its main competitors is BCA (Bank Central Asia), which is the largest private bank in Indonesia in terms of assets.

Another competitor is Mandiri, which is the third-largest bank in Indonesia and offers a wide range of financial services.

Maybank Indonesia is also a significant competitor, being a subsidiary of Malaysia's largest bank, Maybank.

The banking landscape in Indonesia is highly competitive, with many players vying for market share.

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Alexander Kassulke

Lead Assigning Editor

Alexander Kassulke serves as a seasoned Assigning Editor, guiding the content strategy and ensuring a robust coverage of financial markets. His expertise lies in technical analysis, particularly in dissecting indicators that shape market trends. Under his leadership, the publication has expanded its analytical depth, offering readers insightful perspectives on complex financial metrics.

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