Berita Bank Rakyat Indonesia: Berkontribusi pada Masyarakat

Bank Rakyat Indonesia is a leading bank in Indonesia that has been contributing to the community for decades. They have a strong commitment to social responsibility.

One of the ways they contribute is by providing financial services to low-income communities. They have a special program to help small entrepreneurs and farmers access credit and other financial services.

Bank Rakyat Indonesia also has a strong focus on education and community development. They have partnered with various organizations to provide scholarships and training programs for underprivileged students.

Their efforts have had a significant impact on the community, improving the lives of many people in Indonesia.

Curious to learn more? Check out: Bank Rakyat Indonesia

Bank Rakyat Indonesia (BRI) menawarkan berbagai layanan perbankan yang luas. BRI memiliki beberapa jenis tabungan yang menarik, seperti Tabungan BRI, Tabungan Simpedes, Tabungan Britama, dan Tabungan Britama X, masing-masing memiliki persyaratan, bunga, dan manfaat yang berbeda.

BRI juga menyediakan berbagai jenis kredit, seperti Kredit Usaha Rakyat (KUR) dengan jenis Super Mikro, Mikro dan Kecil, Kredit Modal Kerja, Kredit Tanpa Agunan, dan Kredit Pemilikan Rumah (KPR). BRI juga menawarkan kredit dengan syarat yang lebih mudah dan bunga yang terjangkau bagi nasabah yang ingin memulai usaha kecil dan menengah.

Berikut adalah beberapa jenis layanan perbankan digital yang ditawarkan oleh BRI:

Bank Rakyat Indonesia (BRI) offers a wide range of banking services to individuals, small and medium-sized businesses, and corporations. The bank provides various types of savings accounts, including Tabungan BRI, Tabungan Simpedes, Tabungan Britama, and Tabungan Britama X.

Each type of savings account has its own requirements, interest rates, and benefits. For example, Tabungan BRI has a certain persyaratan and bunga, while Tabungan Britama X has a different set of requirements and benefits.

BRI also offers various types of loans, such as Kredit Usaha Rakyat (KUR) with types Super Mikro, Mikro and Kecil, Kredit Modal Kerja, Kredit Tanpa Agunan, and Kredit Pemilikan Rumah (KPR). These loans cater to different needs and have varying interest rates.

In addition to savings accounts and loans, BRI provides investment products like Reksadana, Obligasi, and Pembiayaan Investasi Syariah. These products allow customers to invest their money and potentially earn returns.

Here are some of the digital banking services offered by BRI:

These services enable customers to perform banking transactions online, making it more convenient and efficient.

BRI Peduli has been actively working to promote environmental sustainability in Kampung Bali Jakarta through various programs and activities.

One of the key initiatives is the penataan kawasan sungai/kali, or river area management, which aims to maintain the cleanliness of the river and its surroundings.

The program includes edukasi pengolahan sampah, or waste management education, to raise awareness among residents about the importance of proper waste disposal.

BRI Peduli has also implemented the Bertani di Kota (BRINita) program, which promotes urban agriculture and encourages residents to grow their own fruits and vegetables.

In addition, the organization has provided pelatihan and pendampingan, or training and mentoring, to small and medium-sized entrepreneurs (UMKM) to help them develop their businesses.

The efforts of BRI Peduli have led to the creation of a model area, or kawasan percontohan unggulan, where residents can learn from and be inspired by the organization's initiatives.

Check this out: Management of Bank Deposits

BBRI mencatatkan laba bersih sebesar Rp 4,3 triliun pada November 2024, turun 8,5% yoy.

Pertumbuhan kredit BBRI relatif landai, hanya 5% yoy, di bawah guidance konsolidasi 2024 manajemen di kisaran 10-12%.

BBRI mencatatkan NIM sebesar 6,07% pada November 2024, turun 38 bps yoy atau terkikis 21 bps mom.

Pertumbuhan pre-provision operating profit (PPOP) BBRI selama Januari-November 2024 meningkat 13% yoy.

Non-interest income (non-II) BBRI tumbuh 34% yoy pada Januari-November 2024, seiring pendapatan dividen yang naik 26 kali lipat.

Tabel 1: Kinerja BBRI Januari-November 2024

BBRI mencatatkan pertumbuhan dana pihak ketiga (DPK) sebesar 7% yoy, didukung oleh pertumbuhan CASA sebesar 11% yoy.

BRI berkomitmen untuk terus bertransformasi dengan menyelaraskan strategi human capital dengan perkembangan bisnis perusahaan.