A Step-by-Step Guide to Using Venmo on iPhone

To get started with Venmo on your iPhone, make sure you have the app downloaded and installed.

First, open the Venmo app and tap "Sign up" to create a new account.

You'll need to enter your email address, create a password, and add a phone number to verify your account.

Once you've created your account, you'll be asked to link a payment method, such as your debit card or bank account.

To find your Venmo username, tap the profile icon in the top right corner of the screen.

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To get started with Venmo on your iPhone, download the Venmo app. You'll need to enter your personal information, including your phone number, email address, and bank account number. Create a Venmo login and password to secure your account. This will help you start transferring money to friends and family.

You'll have a rolling limit of $299.99 per week for payments and purchases when you first open your account. This is a temporary limit that will increase once you verify your account.

To increase your limits, you'll need to verify your account. Once verified, you'll be able to send up to $60,000 per week and spend up to $7,000 on combined purchases per week.

You can use Venmo with both an iPhone and Android device, so if you haven't already, install Venmo for iOS or Venmo for Android. To set up your Venmo account, follow the instructions in the app.

To connect your Venmo account to a payment type, such as a bank account, credit card, or debit card, tap the three horizontal lines at the top right of the screen (the hamburger menu) and then tap "Settings." In Settings, in the Preferences section, tap "Payment Methods" to add accounts.

You can send money from a bank account or debit card for free, but Venmo will charge you 3% for payments from a connected credit card.

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You can use Venmo with both an iPhone and Android device, so just download the app from the app store for your phone's operating system.

To get started, you'll need to install Venmo for iOS or Venmo for Android, depending on which kind of phone you use, and then follow the instructions in the app to set up your Venmo account.

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You can send money from a bank account or debit card for free, but Venmo will charge you 3% for payments from a connected credit card.

To connect your Venmo account to a payment type, such as a bank account, credit card, or debit card, tap the three horizontal lines at the top right of the screen (the hamburger menu) and then tap "Settings."

In Settings, in the Preferences section, tap "Payment Methods" to add your payment information.

You can use the Venmo app to send and receive money, but there is no web browser option for Venmo – you have to use the mobile app to send money, receive money, and make purchases.

To make a payment using Venmo, you can browse or search for someone to pay, enter the amount, and add any note or emoji to complete the transaction.

If you don't have sufficient Venmo funds, you can choose whether to use your bank account or a card to complete the transaction.

You can use Venmo to send money to family and friends, request money from people, or even split the cost of shared household expenses with roommates.

To make purchases online using Venmo, look for the PayPal button during checkout, as many online merchants accept Venmo as payment – and there are no fees, even if you use a credit card.

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To stay on top of your Venmo account, turning on payment send notifications is a good idea. This way, you'll get an immediate alert if someone else sends money through your account.

On Venmo, go to Settings > Notifications to make this happen. Choose from push, text, or email notifications, and toggle on at least the payment sent notification.

You can also toggle on notifications for bank transfers, payment received, and lots more under Push notifications.

To better ensure your security on Venmo, you should take a few extra steps beyond the app's default encryption and fraud detection technology.

Making all of your Venmo transactions private is an absolute must. This is extremely easy to do: open the Venmo app, tap the three lines in the upper right corner for the menu, tap Settings > Privacy, and under Default Privacy Setting, tap Private.

One benefit of Cash App is that all transactions are private by default.

If you don't make your Venmo transactions private, anyone can see them. To change the privacy setting for past transactions, go to the same Privacy page and under more, tap Past Transactions.

You can also change the privacy setting for individual transactions. To do this, tap the current setting in the lower right corner of the transaction screen and choose "Public", "Friends", or "Private."

Venmo's default setting is Public, but you can change that by going to Me > Settings > Privacy and setting your account to Private.

For additional security, you can use Settings to require Touch ID or a passcode to open Venmo.

Here are the three main privacy settings on Venmo:

To enable two-factor authentication on Venmo, open the app and tap the three lines in the upper right corner for the menu, tap Settings, and under security, tap Remembered Devices.

On Cash App, every time you sign into your account on a new device, you'll be sent a one-time login code.

For another approach, see: Real Time Payment Solutions

Adding a payment option to Venmo is a straightforward process. You can link a bank account or add a credit or debit card to your Venmo account.

To link a bank account, you can verify instantly by providing your bank login and password to the secure Venmo system. This will allow you to pay with your Venmo balance through your bank account for free.

If you opt to link your bank account, you can also wait a few days for Venmo to do micro-transfers to validate your account. This is an alternative option if you don't want to enter your bank login.

Using a debit card is another option, and it's free to pay with your Venmo balance through your debit card. However, if you use a credit card, you'll incur a three percent fee.

If you'd rather not enter your bank login, you can wait a few days for Venmo to do micro-transfers to validate your account.

You can also link a credit card to your Venmo account, which is a more secure option than linking a bank account. Credit cards typically have stronger theft and fraud protection than a conventional bank account.

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To send or request money on Venmo, go to your social feed and select Request or Pay. You can choose someone from your friends list or search for a person.

To find the right person, select them from your friends list or search for them. You can then enter a description of the transaction and the amount.

Tap either Pay or Request to proceed with the transaction. The default option uses any balance you have in your Venmo account first.

If you don't have sufficient Venmo funds, you can choose whether to use your bank account or a card.