
To send money via PayPal online, you'll need to have a PayPal account. You can sign up for one on the PayPal website if you don't already have one.
First, log in to your PayPal account on the PayPal website. Make sure you're using a secure internet connection.
Next, navigate to the "Send" or "Pay" tab on your PayPal account page. This is where you can enter the recipient's information and the amount you want to send.
To send money, you'll need to enter the recipient's email address or mobile number, and the amount you want to send.
How to Send Money
To send money via PayPal, you can use the website or mobile app. You can make a payment to someone's email address, phone number, username or name, or via PayPal.Me.
To start, go to Send and Request on the PayPal website or tap Send/Request on the mobile app. Then, enter the recipient's name, PayPal username, email address, or mobile number and click Next or tap Next.
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You can also send money using PayPal.Me, which is a link that allows you to send money quickly and easily. To do this, click the PayPal.Me link you were given or enter it into your browser, then click Send.
When sending money, you'll need to choose the payment type - "For Goods and Services" or "For Friends and Family". If you're sending money to a friend or family member, you can choose "For Friends and Family", but be aware that there may be a small charge to you depending on how you pay or if it's an international payment.
Here's a breakdown of the payment types:
- Choose “For Goods and Services” when you buy goods or services. The seller will pay a fee to receive your money.
- Choose “For Friends and Family” when sending money to a friend or family member. There may be a small charge to you depending on how you pay or if it's an international payment.
Once you've sent the money, you won't be able to cancel or reverse the payment. If you make a mistake, including sending the wrong amount or selecting the wrong payment type, you'll need to contact the recipient to request a refund.
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Sending Money Online
Sending money online is a breeze with PayPal. You can send money to someone's email address, phone number, username, or name, or via PayPal.Me.
To send money, go to Send and Request, and enter the recipient's name, PayPal username, email address, or mobile number, and click Next. You can also access your contacts and pick the recipient from there.
You can choose to send money to friends and family members internationally using PayPal or Xoom. If you're sending money to a friend or family member, select "For Friends and Family", but if you're sending money to a business vendor, select "For Goods and Services", which attracts a fee.
If you make a mistake, including sending the wrong amount or selecting the wrong payment type, you'll need to contact the recipient to request a refund. The recipient can only issue a refund using the PayPal website.
Here are the payment types you can choose from:
Sending Money Online
Sending money online can be a convenient and efficient way to transfer funds to friends, family, or businesses. You can use PayPal to send money to someone's email address, phone number, username, or name.
To get started, you'll need to log in to your PayPal account and navigate to the Send and Request tab. From there, you can select a payment option, which will determine how the payment is processed and any fees that may be applied.
You can send money to someone using their email address, mobile number, or username. If you're sending money to a friend or family member, you can choose the "Friends and Family" payment type, which is free. However, if you're sending money to a business vendor, you'll need to choose the "Goods and Services" payment type, which attracts a fee.
PayPal transfer times vary depending on the transfer method you choose. Instant transfers from your PayPal balance to another PayPal balance are completed immediately, while bank transfers typically take 1-3 business days.
Here's a breakdown of PayPal transfer limits:
Once you've entered the recipient's details, amount, and payment type, you can review your payment details to ensure everything is correct. If you're satisfied, you can click Send Payment Now to complete the transfer. The recipient will receive an email notification, and if they don't have a PayPal account, they'll be prompted to sign up and confirm their email address.
Additional reading: How to Send Pay Stubs through Email
Fees
Sending money online can be a convenient way to transfer funds to friends and family, but it's essential to understand the fees involved. PayPal charges fees based on the type of transfer and payment method.
If you're funding a domestic personal transfer with your PayPal balance or bank account, it's free. However, if you're using a credit or debit card, a 2.9% fee plus a fixed fee applies.
For domestic personal transfers funded by a credit or debit card, the fee is always 2.9% of the transaction amount, plus a fixed fee based on the currency.
Domestic personal transfers have a maximum fee of $4.99, and an additional currency conversion fee may apply depending on the recipient's location.
Here's a breakdown of the fees for domestic personal transfers:
In some cases, an additional 5% transaction fee may apply, with a minimum fee of $0.99 and a maximum fee of $4.99.
Check this out: Paypal Business Account Fee
Understanding PayPal
To send money via PayPal, you need to understand how the platform works. PayPal fees vary depending on the type of transaction, with a standard fee of 2.9% + $0.30 per transaction.
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PayPal transfer times are also important to know. According to the information, transfer times can take anywhere from a few seconds to a few days, depending on the recipient's location and the type of account used.
PayPal limits are another crucial aspect to consider. The platform has specific limits on how much money can be sent, with a maximum of $10,000 per transaction for most users.
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Warnings and Troubleshooting
Be mindful of potential fees when using a debit or credit card to fund payments, as your bank may charge you extra.
To avoid any issues, make sure your PayPal account is verified and all linked accounts are in good standing. This will ensure you can send money from a source other than your PayPal balance.
If you're experiencing trouble sending money, check the recipient's email or phone number for accuracy, and confirm that you have sufficient funds in your PayPal account.
Troubleshooting Transfer Issues

If you're experiencing issues with sending money through PayPal, don't worry, it's more common than you think.
You need to check your PayPal balance and linked bank or card account to ensure you have sufficient funds. Verify that the recipient's email or phone number is correct, as this can also cause payment declines. Contact PayPal support if your account has been flagged.
Recipient Not Receiving Money can be a frustrating issue. Confirm the recipient's email address or phone number is accurate, as this is often the cause. If the issue persists, ask the recipient to check their spam folder or log in to their PayPal account.
Transfer delays can be a mystery, but they're usually caused by bank processing times, international transfers, or PayPal security checks. Check the estimated transfer time for your payment method, such as instant vs. bank transfer. Monitor the transfer status in the Activity section of your PayPal account.
If your transfer is delayed beyond the expected timeframe, contact PayPal support for assistance. They'll help you resolve the issue and get your money transferred.
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Warnings

Be aware that using a debit or credit card to fund payments may subject you to fees from your bank.
To avoid unexpected fees, it's essential to understand how PayPal works. PayPal default settings will always draw money from your PayPal account balance as your primary funding source and your linked account as your secondary source.
You'll need to change the source each time you send a payment if you wish to send multiple payments using a different funding source. This can be a hassle, but it's worth the extra step to avoid unnecessary fees.
To send money from a source other than your PayPal balance, your PayPal account must be verified and all accounts that you want to move money into and out of must be linked to your PayPal account. This may take several days if you bank with a brick-and-mortar bank.
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Frequently Asked Questions
How do I send someone money via PayPal?
To send money via PayPal, enter the recipient's name or contact info, select the amount and currency, and add a personal note if desired. Review and confirm your transaction details before sending.
Can you pay someone on PayPal with just their email address?
Yes, you can send money to anyone with an email address on PayPal, keeping your financial info private. Simply enter their email, choose an amount, and send securely.
What information do you need to send money to PayPal?
To send money to PayPal, you'll need the recipient's name, email address, mobile number, or PayPal username, along with the payment amount and currency. Simply enter this information and choose your payment type to complete the transaction.
Does PayPal charge a fee to send money?
PayPal waives fees for sending money using PayPal funds, Cash, or bank accounts linked to PayPal. However, a fee of 2.9% + a fixed fee applies when using debit or credit cards, or PayPal Credit.
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