Sending Gcash from the USA can be a convenient way to support loved ones back in the Philippines, but it requires the right partner to make it happen.
Ria Money Transfer is one of the best providers for sending Gcash from the USA, with a fee of $2.99 for transfers up to $1,000.
You can also use Xoom, a PayPal service, to send Gcash from the USA, with a fee of $4.99 for transfers up to $1,000.
Western Union is another option, but it comes with a higher fee of $9.99 for transfers up to $1,000.
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USA Money Transfer Options
If you're looking to send money to the Philippines using GCash from the USA, you have several options. Remitly is considered the best method, offering a cheap, fast, and secure way to send money. WorldRemit is another excellent alternative that often competes with Remitly on prices.
You can also consider using Western Union, a legacy provider that is trustworthy but rather pricey. Banks may also support transfers to GCash, but this is relatively rare and expensive.
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One of the most convenient ways to send money to GCash from the USA is through a third-party provider, such as Remitly or WorldRemit. These services allow you to send money online or through their mobile app, and the money is usually received in a matter of minutes.
If you're looking for a more affordable option, Remitly is often the cheapest way to send money to the Philippines, with an average cost of around 1.5%. Panda Remit is another option that offers good rates from the USA, with an average cost of 1.6%.
Here are some key facts about sending money to GCash from the USA:
Keep in mind that these costs and transfer times are estimates and may vary depending on the specific service and transfer method you choose.
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Best Providers for US to Philippines
If you're looking for the best providers to send GCash from the USA to the Philippines, you have 14 options to choose from. Remitly is considered the best method, offering cheap, fast, and secure transfers.
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Remitly is a US-based remittance platform that's been the cheapest way to send money to the Philippines in 2024, according to our comparison data. It supports transfers from the USA to the Philippines, with an average cost of around 1.5% and transfer times under 30 minutes.
WorldRemit is another excellent alternative, often competing with Remitly on prices, with an average cost of around 1% and transfer times in minutes. Western Union is a legacy provider, trustworthy but rather pricey, with an average cost of around 1.82%.
Here's a comparison of the top providers:
You can also consider Panda Remit, which offers good rates from both the United States and Canada, with an average cost of 1.6% and transfer speeds up to 1 business day.
Instarem is another competitive money transfer service, frequently neck-in-neck with Remitly, with an average cost of 1% - 3% and transfer times in minutes.
Remember to always compare fees and exchange rates before transferring money to ensure you get the best deal.
Money Transfer Services
You can send money to GCash from the USA using a third party provider, or in some cases using your own bank. This is a convenient way to send money to the Philippines, especially if you don't have a local bank account.
Remitly is a popular online provider that offers cheap, fast, and secure transfers to GCash. It's often compared to WorldRemit, which also offers competitive prices. Western Union is another option, but it's generally pricier.
You can send up to ₱100,000 using these online providers, which should be enough for most transactions. The transfer speed is usually just a few minutes, so you can get your money to the Philippines quickly.
Here are some key providers to consider:
There are 14 providers available for sending money to GCash, so you can shop around to find the best option for your needs.
Conversion and Remittance
You can't convert US dollars to pesos in GCash yet, but there are quick and easy solutions. You can send money to GCash from the USA through digital money transfer platforms.
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GCash has partnered with several online platforms in the United States, including WorldRemit, Remitly, Panda Remit, Skrill, Wise, and Wirebarely. According to Monito's comparison data, Remitly is the single best option for sending money to GCash in the Philippines.
Remitly is a US-based remittance platform that's been the cheapest way to send money to the Philippines in 2024. It supports transfers from the USA to the Philippines and has a rating of 9.6 for fees and exchange rates.
Here are some key details about Remitly:
- Avg. cost from US to Philippines: Around 1.5%
- Transfer time: In minutes
- GCash limits: USD 2,999 within 24 hours, USD 10,000 within 30 days, and USD 18,000 within 180 days
You can also cash in US dollars to GCash, but only from a US bank account via GCash Overseas. This means you'll need to be a resident of the United States to use this service.
Available Services and Options
If you have a Philippine-issued SIM card, you can access all Gcash services, including Send Money, Bank Transfer, Load, Pay Bills, Cash In, GSave, GInsure, GLoan, GGives, and GLife, even when you're abroad.
Local SIM cards used overseas can still receive one-time pins (OTPs), which is essential for accessing Gcash services.
Non-Philippine-issued SIMs, however, are limited to using only some services, such as Send Money, Bank Transfers, Load, Pay Bills, and Cash In.
These services may not be as comprehensive as those available to Philippine-issued SIM card users, but they're still a great option for sending Gcash from the USA.
Gcash has assured that the services available to international SIMs will multiply in the future, so it's worth keeping an eye on their updates.
The company has also been actively expanding its offerings, including the recent release of GStocks and GCrypto, which allow users to invest in stocks and trade cryptocurrencies, respectively.
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Conclusion and Recommendations
You've got options if you want to send to GCash from the USA, and comparing a few providers is key to finding the best deal.
To get the very best available deal, you'll want to compare the fees and exchange rates offered by different providers.
While it's common to find low or even no transfer fees when sending to the Philippines, many providers use a markup on the exchange rate, which can push up the overall costs.
Wise offers the mid-market rate with no markup, making it a great option to consider.
Comparing a few options, including Wise, will help you see which works out cheapest for you.
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Frequently Asked Questions
Does GCash work in USA?
GCash works in the USA for fully verified users, but access to services depends on the country of origin of your SIM card. Check your account for more information on available services.
What is the best app to send money to GCash?
For fast and secure money transfers to GCash, consider using Remitly, a reliable app that integrates with GCash's international mobile wallet. With Remitly, you can easily send money and use your GCash wallet for various needs.
Can I use GCash with a US bank account?
Yes, you can link your US bank account to GCash for seamless transactions. Simply follow the steps in the GCash app to connect your account.
Can I open a GCash account in the US?
To open a GCash account in the US, you must be at least 18 years old and a fully verified GCash user, with a valid Philippine government-issued ID. Overseas Filipino citizens with a US address may still be eligible, but a Philippine ID is required.
Sources
- https://www.monito.com/en/wiki/send-gcash-from-usa-to-philippines
- https://www.finder.com.au/international-money-transfers/send-money-to-gcash-philippines
- https://wise.com/us/blog/send-gcash-from-usa
- https://bitpinas.com/news/gcash-overseas-us/
- https://www.monito.com/en/wiki/send-money-to-gcash-philippines
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