How to Get Insurance to Cover Revision Bariatric Surgery

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If you're considering revision bariatric surgery, getting insurance coverage can be a complex process. Revision surgery is often necessary due to complications or inadequate weight loss from the initial surgery, and insurance companies may not always cover it.

In most cases, insurance companies require a minimum weight loss of 50% of excess weight for 12 months before approving revision surgery. This is to ensure that the patient has exhausted all other options and is a good candidate for revision surgery.

To increase your chances of getting insurance coverage, it's essential to gather all relevant medical records, including those from your primary care physician, bariatric surgeon, and any other healthcare providers involved in your care.

Getting Insurance to Cover Revision Surgery

Getting insurance to cover revision surgery can be a challenge, but it's not impossible. To get insurance to cover revision bariatric surgery, you'll need to meet with a bariatric surgeon who can evaluate your medical history and determine if you're a candidate for the procedure.

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Insurance companies will only cover revision surgery if it's deemed medically necessary, not for cosmetic reasons. Each insurance company and policy is different, so it's essential to check with your provider for specifics on your policy.

To get insurance to cover revision surgery, your insurance company will need to see documentation of a medical complication caused by the first surgery, or a BMI of over 35 with a complicating health condition despite a 50% weight loss after the original surgery, or a BMI over 40 regardless of the 50% excess weight loss after the first surgery.

Here are the specific criteria that insurance companies look for:

Your insurance company will also take into consideration the actual surgery and gastric bypass revision recovery time before agreeing to cover the procedure. They may require proof that the first procedure did not work, including documentation of your diet history from the day after the first procedure.

Program Rationale and Requirements

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To get insurance to cover revision bariatric surgery, you need to understand the program rationale and requirements. Insurance companies typically only cover revision surgery if it's deemed medically necessary, which means your original surgery didn't work as expected.

The American Society for Metabolic and Bariatric Surgery (ASMBS) recommends revision surgery for patients who have regained a significant amount of weight, typically 20-30% of their total weight loss. This is often the case for patients who had a gastric bypass or sleeve gastrectomy.

Meeting Initial Requirements

To be eligible for bariatric surgery, you'll need to complete a medically supervised weight loss program for six consecutive months within a year before the prior approval request.

This program is designed to demonstrate your responsibility and motivation to comply with post-operative treatment and dietary modifications.

You'll also need to document your nutritional assessment and counseling at each visit, including at least one visit with a registered dietitian or nutritionist.

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A comprehensive psychosocial-behavioral evaluation must be completed within 12 months of the prior approval request by a licensed psychologist, psychiatrist, clinical social worker, or advanced practice nurse.

This evaluation will include a mental health history, eating behaviors, substance abuse evaluation, stress management, cognitive abilities, social functioning, self-esteem, and personality factors.

You'll also need to provide documentation of previous attempts to lose weight, elaboration of comorbidities and interventions, and previous noncompliance with medical treatments.

A medication list, blood pressure measurement, and laboratory testing to identify underlying conditions like endocrine disorders must be completed.

You'll also need to obtain a negative pregnancy test before surgery and provide an opinion regarding your candidacy for the proposed procedure.

Here's a summary of the initial requirements:

  • Medically supervised weight loss program for 6 consecutive months
  • Nutritional assessment and counseling
  • Psychosocial-behavioral evaluation
  • Previous weight loss attempts and comorbidities
  • Medication list and laboratory testing
  • Negative pregnancy test

Program Overview

The Program Overview is designed to provide a comprehensive framework for addressing the complex needs of the community.

The program will be implemented in partnership with local organizations to ensure maximum impact and sustainability.

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It will focus on providing essential services such as food, shelter, and clothing to those in need.

The program's scope will be phased in over a period of six months, with regular evaluations to assess progress and make adjustments as necessary.

A dedicated team will be responsible for managing the program, including coordinating with partner organizations and overseeing daily operations.

Revisions/Repeat Surgery

Insurance companies will cover revision bariatric surgery if it meets certain criteria, such as a medical complication caused by the first surgery or a BMI of over 35 with a complicating health condition despite a 50% weight loss after the original surgery.

To qualify for insurance coverage, your insurance company will review your medical history and policy to determine if the revision surgery is medically necessary. You may need to provide additional information or documentation from your surgeon or primary care physician.

A medical complication caused by the first surgery, such as a fistula formation or obstruction, may require a revision surgery to correct the issue. Insurance companies may also cover revision surgery if you have experienced a significant weight gain after the original surgery.

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Revision surgery is considered medically necessary if you have a BMI of over 40 regardless of the 50% excess weight loss after the first surgery. Your insurance company will review your specific policy and medical history to determine if the revision surgery is covered.

Here are some common reasons why insurance companies may cover revision bariatric surgery:

  • Failure of the first surgery to achieve significant weight loss
  • Presence of a medical complication caused by the first surgery
  • Significant weight gain after the original surgery
  • BMI of over 40 regardless of the 50% excess weight loss after the first surgery

Note: This list is not exhaustive, and insurance companies may have additional requirements for coverage. It's best to check with your insurance provider for specifics on your policy.

Paying for Bariatric Revision Surgery

Paying for Bariatric Revision Surgery can be a complex process, but knowing what to expect can help alleviate some of the stress. Insurance companies will cover revision bariatric surgery if it meets certain criteria, such as a medical complication caused by the first surgery, a BMI of over 35 with a complicating health condition despite 50% weight loss, or a BMI over 40 regardless of the 50% excess weight loss after the first surgery.

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Your insurance company will review your request and make a determination based on their coverage guidelines and your specific policy. They may require additional information or documentation from your surgeon or primary care physician. Each insurance company and policy is different, so it's essential to check with your provider for specifics on your policy.

If you don't have insurance, there are other options to pay for your surgery. Some insurance companies will cover the cost of revisional surgery if it's deemed medically necessary. Additionally, many bariatric centers offer financing options through CareCredit, United Medical Credit, and Prosper Lending to help self-pay patients pay for revision surgery.

Preoperative Evaluation

The preoperative evaluation process is a crucial step in preparing for bariatric surgery. It involves a thorough assessment of a patient's physical and mental health, as well as their lifestyle and habits.

To be eligible for bariatric surgery, you must have participated in a medically supervised weight loss program for at least six consecutive months within the past year. This program must be part of a pre-surgical multidisciplinary evaluation.

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A key aspect of the preoperative evaluation is a psychosocial-behavioral evaluation, which must be completed by a licensed professional within 12 months of the prior approval request. This evaluation assesses mental health history, eating behaviors, substance abuse, stress management, and other factors.

The evaluation also considers previous attempts to lose weight, comorbidities, and medication lists. A thorough physical examination, including blood pressure and laboratory testing, is also required.

Here's a summary of the preoperative evaluation requirements:

  • Participation in a medically supervised weight loss program for at least six consecutive months within the past year
  • Psychosocial-behavioral evaluation within 12 months of prior approval request
  • Previous attempts to lose weight and comorbidities
  • Medication list and thorough physical examination, including blood pressure and laboratory testing
  • Documentation of nutritional assessment and counseling

The preoperative evaluation process is designed to ensure that patients are well-prepared for bariatric surgery and can safely undergo the procedure. By addressing physical and mental health, as well as lifestyle and habits, patients can minimize the risks associated with surgery and achieve better outcomes.

Need Bariatric Revision Surgery? How to Pay

If your doctor has recommended bariatric revision surgery, you're probably wondering how you'll cover the cost.

Many insurance companies will cover the cost of revisional surgery if it's deemed medically necessary. Insurance companies need one or more of the following boxes checked before they consider covering a revision surgery: the presence of a medical complication caused by the first surgery, a BMI of over 35 and a complicating health condition despite a 50% weight loss after the original surgery, or a BMI over 40 regardless of the 50% excess weight loss after the first surgery.

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Your insurance company will take into consideration the actual surgery and gastric bypass revision recovery time before they agree to cover the procedure. They'll require proof that the first procedure didn't work, which can be challenging if you've had a history of overindulging or neglecting your diet and exercise.

If you don't have insurance, there are other options to pay for your surgery. Some medical centers, like McCarty Weight Loss Center, provide financing options through CareCredit, United Medical Credit, and Prosper Lending to help self-pay patients pay for revision surgery.

Here are some common revisional procedures that may be available:

  • Band-to-sleeve or band-to-bypass revision
  • Gastric bypass revision
  • Sleeve-to-bypass or sleeve-to-duodenal switch surgery

Don't wait any longer to address your problems with your previous bariatric surgery. Schedule a consultation with a reputable medical center to start getting back to losing weight and living your life.

Insurance Coverage for Bariatric Surgery Revision

Insurance companies will cover bariatric revision surgery if it meets certain criteria, which vary from company to company and policy to policy. To get insurance to cover revision bariatric surgery, you'll need to first meet with a bariatric surgeon who can evaluate your medical history and determine if you're a candidate for the procedure.

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Insurance companies need one or more of the following boxes checked before they consider covering a revision surgery: a medical complication caused by the first surgery, a BMI of over 35 and a complicating health condition despite a 50% weight loss after the original surgery, or a BMI over 40 regardless of the 50% excess weight loss after the first surgery.

Here are some common reasons why insurance companies may cover revision bariatric surgery:

  • Medical complications caused by the first surgery
  • BMI of over 35 with a complicating health condition despite 50% weight loss
  • BMI over 40 regardless of 50% excess weight loss

Insurance companies will always require proof that the first procedure did not work, including documentation of your diet history from the day after the first procedure.

Understanding Insurance Coverage

Insurance companies require specific conditions to be met before they consider covering a revision surgery. To get revision bariatric surgery insurance coverage, you need to meet one of the following criteria: the presence of a medical complication caused by the first surgery, or a BMI of over 35 with a complicating health condition despite a 50% weight loss after the original surgery, or a BMI over 40 regardless of the 50% excess weight loss after the first surgery.

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Your insurance company will take into consideration the actual surgery and gastric bypass revision recovery time before agreeing to cover the procedure. These costs can run quite high, so they will always require proof that the first procedure did not work.

To increase your chances of getting insurance coverage, make sure to document your diet history from the day after the first procedure, no matter how long ago it was. If your diet and exercise history shows that you were negligent and overindulged, you may have a hard time convincing the company to cover a revision.

Collaborating with your medical team is crucial in getting funding for a revision that incorporates a new procedure different from the first. They can run tests and provide proof that the new procedure will improve your life, making it easier to convince your insurance company to cover the revision procedure.

When Insurance Covers Bariatric Surgery Revision

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Insurance companies can be quite picky about covering revision bariatric surgery, but there are certain criteria they use to decide. Insurance companies need one or more of the following boxes checked before they consider covering a revision surgery: a medical complication caused by the first surgery, a BMI of over 35 and a complicating health condition despite a 50% weight loss after the original surgery, or a BMI over 40 regardless of the 50% excess weight loss after the first surgery.

To get insurance coverage, you'll need to provide proof that the first procedure didn't work, such as documentation of your diet history from the day after the first procedure. If your diet and exercise history shows that you were negligent and overindulged, it may be harder to convince the company to cover a revision.

Insurance companies will also consider the actual surgery and gastric bypass revision recovery time before agreeing to cover the procedure. The costs can be quite high, so it's essential to have a solid understanding of the process and the requirements.

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Here are the specific insurance coverage criteria for revision bariatric surgery:

  • Medical complication caused by the first surgery
  • BMI of over 35 and a complicating health condition despite a 50% weight loss after the original surgery
  • BMI over 40 regardless of the 50% excess weight loss after the first surgery

It's worth noting that getting funding for a revision that incorporates a new procedure different from the first can be more difficult, even if the new procedure was not available at the time of the original surgery.

Frequently Asked Questions

What makes bariatric surgery medically necessary?

Bariatric surgery is medically necessary to reduce the risk of life-threatening weight-related health problems, such as certain cancers and heart disease. It's a treatment option for those with severe obesity who are at high risk of developing these conditions.

Timothy Gutkowski-Stoltenberg

Senior Writer

Timothy Gutkowski-Stoltenberg is a seasoned writer with a passion for crafting engaging content. With a keen eye for detail and a knack for storytelling, he has established himself as a versatile and reliable voice in the industry. His writing portfolio showcases a breadth of expertise, with a particular focus on the freight market trends.

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